Perfect Money is a payment system with which you can carry out monetary transactions on the Internet with maximum confidentiality, without disclosing personal information. Registration on the Perfect Money website is simple and takes a few minutes, after which a wallet will be available in 4 currencies: US dollar, euro, gold, Bitcoin. The company has been operating for more than 10 years and has earned the trust of users. In addition, it charges 4% per annum on the account balance (similar to a bank deposit).
The official website of Perfect Money is perfectmoney.is.
Go to the Perfect Money website
Using the Perfect Money wallet, you can anonymously accept and send payments, receive money for the provision of services, pay wherever PM is accepted, and exchange for other payment systems in exchangers.
Create a wallet
Payment system name | Perfect Money (Russian: Perfect Money) |
Services | Money transfers; payment for goods; storage of fiat, Bitcoin cryptocurrency, gold; online payments; accepting payments; obtaining loans |
Official site | perfectmoney.is |
Russian language | Eat |
Year of foundation | 2007 |
Management Company | StartupResearch&Investments LLC |
Country of registration | Hong Kong |
Registration addresses | Unit 1213, 12/F, Wing On Plaza, 62 Mody Road, Tsim Sha Tsui East, Kowloon, Hong Kong |
Account currencies | USD, EUR, BTC, GOLD |
Account opening fee | $0 |
Annual account maintenance | $0 |
Account recovery | $100 |
Verification | Not required |
Account type | Personal; Business. |
Replenishment methods | Exchangers, bank transfer, Bitcoin, e-Voucher, credit exchange |
Withdrawal methods | Online exchangers, bank transfer, e-Voucher, Bitcoin, credit exchange |
Deposit fees | Bank transfer: 0%; Bitcoin: 0%. |
Commissions for withdrawal | Bank transfer: 2.85%; Bitcoin: 0.5%. |
Internal transfer | Verified account: 0.5%. Unverified account: 1.99% |
Exchange | At market rate |
Minimum amount for Bitcoin withdrawal | 0.001 BTC |
Prepaid card | No |
Contacts | Ticket |
Similar payment systems | Advcash, Payeer, Capitalist, Neteller, Skrill |
How to deposit and withdraw money from Perfect Money
To withdraw or deposit money to your Perfect Money account, you can use another payment system, AdvCash.
Official website – advcash.com. You can transfer money to Advcash from your Perfect Money wallet and withdraw it in a convenient way to a Visa, MasterCard card of any bank in the world or in cash; convert to cryptocurrency (Bitcoin, Ethereum); pay for the phone (Russian operators); exchange for electronic payment systems (Yandex.Money, Qiwi, Payeer, etc.). Conversely, you can top up your AdvCash account and transfer money to PerfectMoney by selecting the “Transfer Funds” section of the website. Similar service: Payeer payment system. buy, exchange, and withdraw Perfect Money (PM) profitably using online exchangers.
A list of reliable and proven services for exchanging electronic money Perfect Money, which we personally use: Prostocash, Kassa, Nicechange, Magnetic Exchange, Xchange, 24paybank, Ramon Cash, Platov, Baksman, 60cek and others. You need to select the direction (indicate the currency that is given and received (Perfect Money USD or EUR), the amount and enter the necessary information. For example, buy Perfect Money for Sberbank rubles:
If you have any questions or to increase your reserve, you must contact the online support of the exchanger.
Payment systems
- Perfect Money
- Advanced Cash
- OKPay
- Payza
- Skrill
- Epayments
- Paxum
- Capitalist
- Neteller
- Moneta.ru
- EcoPayz
- PaySafeCard
- PayAnyWay (PAW)
- UnionPay
Sources
- https://electromoney.net/perfect-money/deposit-and-withdraw/
- https://WikiDengi.com/perfectmoney/vyvod-na-sberbank.html
- https://androidpays.ru/kak-popolnit-perfect-money.html
- https://paywallet.org/perfect-money/kak-popolnit.html
- https://gain-profit.com/obzor-platyozhnoj-sistemy-perfect-money-kak-zaregistrirovatsya-popolnit-koshelyok-perevesti-i-vyvesti-dengi/
- https://bankiinfo.com/sberbank/perevod/popolnit-perfekt-mani.html
- https://dyly.ru/kak-popolnit-perfect-money-cherez-sberbank-i-privat-24/
- https://satoshi.com.ua/exchange-privat24-to-perfectmoneyusd/
- https://plategki.com/privat24/perevody/popolnenie-perfect-money.html
- https://plateginfo.com/qiwi/perevod/obmen-qiwi-na-perfectmoney.html
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Registration in Perfect Money
As written above, the Perfect Money website is perfectmoney.is. Available in 23 languages, including Russian and Ukrainian.
To register with Perfect Money you need to go to the website.
After this, a form to fill out will appear:
Enter here:
- account name (any);
- last name, first name, patronymic (if verification is needed in the future, it is better to write real data);
- address data;
- email;
- account type (personal or business);
- password.
Be sure to read the “User Agreement” and the terms of use of Perfect Money, which you must agree to in order to complete the registration procedure. This is necessary to know your rights and responsibilities.
After registration, you will receive an email with an ID code, which you must enter in the “Login” field when entering the Perfect Money website.
Citizens from all countries, including Russia, Ukraine, Belarus, and Kazakhstan, can register. Exception: US residents. Perfect Money account maintenance is free.
Account deletion is possible at any time after notifying the administration. The reinstatement fee is $100.
Every month, 4% per annum is charged on the balance, so you can use Perfect Money as a company to invest your savings.
Review of the Perfect Money site
As we can see from the picture below, half of the visits to the Perfect Money website (perfectmoney.is) come from Russia – 51%, Ukraine – 10%, and the rest from other countries. We can conclude that, regionally, the payment system is popular in Eastern Europe and Asia.
Legal information. Perfect Money company arose in 2006 under the leadership of Andrew Draper (CEO) and Erich Hans (CTO). After selecting and analyzing the legal aspects of the legislation of various countries, they settled on registration in Panama.
For information: Panama is a country with offshore jurisdiction and low taxation. Registration costs little money - from 1 thousand dollars. Among the features: no authorized capital required; the company is not required to file any reports (if operating outside Panama); there are no conditions and requirements for accounting; 3 employees, 3 directors, 1 auctioneer required; ban on banking and insurance activities.
After searching the Internet, I managed to find some information about Perfect Money on the registrar’s website:
As you can see, the company was registered in 2008. License No. 1267339-1-596918-2008-105548, issued by the Financial Supervision Commission of Panama. Full legal name: Perfect Money Finance Corp. Can carry out the following activities:
- Purchase, sale of goods (factoring).
- Purchase, wholesale trade of precious metals (gold, silver, platinum) on the Internet.
- Accepting payments to third parties on the Internet.
It is known that the main office is located in Zurich.
According to Panamanian law, client accounts can only be blocked by decision of a Panamanian court. Perfect Money itself is loyal and does not block accounts without serious reasons, which makes it the most confidential and safe in this regard. There is no fear that the data will become known to a third party. For this reason, along with law-abiding clients, the services of the Perfect Money company are used to launder money obtained illegally.
In 2013, a merger took place with Startup Research & Investments, registered in Belize, which acts as a management company, and PerfectMoney Finance Corp. – operating room.
Login to your Perfect Money personal account
Login to your personal account is carried out by entering the ID, the number of which was sent to your email, and the password:
For security purposes, you need to enter a PIN code, which will be sent to the email specified during registration:
Registration with Perfect Money is simple and takes minimal time. If everything is done correctly, then after going through the “Account” item on the main page, your account will open:
From it you can perform all operations available in the system:
- deposit and withdrawal of funds,
- internal translation,
- exchange,
- changing profile information,
- passing verification,
- changing security settings,
- viewing transaction history and more.
The system offers three statuses to registered users:
- Normal. Provided immediately after registration, it gives the right to use all services without restrictions.
- Premium. Provided after 1 year after opening an account or in case of large operational (cash) turnover. We advise you to register now if you plan to use the Perfect Money payment system constantly, as this affects the commissions when performing a transaction. This status is assigned to users with funds in their account of more than 50 thousand dollars and registered for more than three months.
- Partner. It is unrealistic for ordinary users to obtain this status if they do not intend to build a business relationship with the company. It is received mainly by partner exchangers.
In addition to status, the system assigns a Trust Score rating, which depends on many factors:
- the amount and number of accounts when performing transactions;
- reviews and complaints from other users;
- account age.
This indicator will change depending on the activity when using the system. Immediately after registration, the Trust Score is zero.
Affiliate program
Details about the referral program are written on the page .
What is the point of an affiliate program? You help promote the project, make it more popular among investment projects, online games, attract new customers and earn the owners of the system more money. A percentage of the funds raised by is paid . Get acquainted with the conditions, register and make a profit ! Earning money from affiliate programs is a good way to increase your level of well-being. You can read my article on this topic here.
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Registering a Perfect Money wallet
To register with Perfect Money, you need to go to perfectmoney.is and fill out the form. A Perfect Money account can be opened in the following currencies:
- US dollar (USD). The Perfect Money wallet is designated U12345678. The maximum number of wallets is 3.
- Euro (EUR). Designation – E12345678. They can be opened 3.
- Gold – G12345678. Maximum – 2 accounts.
- Bitcoin (BTC) – B12345678.
Each wallet is assigned a number consisting of the first letter of the currency code and 8 digits. After registration, 3 accounts are automatically created (in dollars, euros and gold), but you can always add additional ones:
Credit Exchange
What is the Credit Exchange?Is there a fee for participating in the Credit Exchange?In which currencies are loans offered? How do I become a lender on the Perfect Money Credit Exchange?Is the lending process automatic or manual?What is a personal loan?What happens if a borrower fails to repay a loan on time?How do I protect myself from dishonest borrowers?What is the minimum and maximum loan term?What is the minimum and maximum interest rate for loans?How do I borrow money?What shall I do if I do not want everyone to see my loan application?What is a Trust Score and how is it calculated?What does a medal in my account mean?Can I get a gold or platinum medal by paying a certain amount?Can the system change the class of medal by replacing it with the lower ranked one, for example, from gold to silver? Why is my Trust Score not growing?Why does my Trust Score fall?How can I provide an access to my personal data for the Credit Exchange users?Why would I need to make my personal information visible for other Credit Exchange users?How can I configure notifications on my Credit Exchange transactions?How much will it cost to stay notified?
Internal money transfer Perfect
Perfect Money allows internal transfers between user accounts, which is convenient if you need to pay for a service or transfer money to someone who is registered there.
You can create a list of recipients. The minimum transfer amount is 0.01 dollar or euro. If the payment is from a Gold account, then the equivalent is 10 dollars.
Commission for Premium account and verified users – 0.5%; for unverified – 1.99%. The transfer amount with commission can be viewed by clicking “Preview”.
Internal exchange Perfect Money
You can exchange the currency of one account to another, for example, transfer from a wallet in dollars to a wallet in euros. At the same time, you can make money on the difference in rates by selling at a higher price and buying at a lower price. You can go to the exchange from your Perfect Money personal account by clicking “Exchange” at the top:
A corresponding form with internal courses will appear. Who supplies them (bank, financial institution) is unknown. You only need to indicate the direction and amount.
The minimum transfer amount is 1 dollar or euro.
The company invites you to familiarize yourself with the situation on the financial market in English in the “Analytics” menu.
Account verification
Account verification is divided into 3 stages :
- Name verification . Go to settings, below in the “Account Verification” click on “Manage Verification” . Select the file to upload (scan or photo of passport/driver's license) and upload the document.
- Address verification is the next step. You need to upload a scan/photo of your utility bill (gas, water or electricity) with your name and address.
- Phone verification . The last stage is available only after completing the previous points. An operator will call the specified phone number and dictate a code that needs to be entered.