Matbea (matbea.com) is an online wallet and cryptocurrency exchanger. Full overview of the service: registration on the website, logging into your personal account, customer reviews

Review of the Matby service. Let's understand the details
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Matbi is a platform where you can buy, sell, exchange or store cryptocurrency in 2022. The service has existed since 2014 and has managed to establish itself among more than 120 thousand registered users as a reliable and convenient exchanger and crypto wallet. All transactions are carried out online 24 hours a day, 7 days a week, without holidays or weekends.

Brief description of the Matbi service

The website is located at: matbea.com. The interface supports 2 languages ​​- English and Russian. The main page displays information about the current exchange rate, and also has access to the following sections: “Tariffs”, “Create a wallet”, “Buy cryptocurrency”, “Cryptocurrency rates”. To get started, new users must go through the registration procedure, and registered users must log in to their personal account.

Operations are carried out in a safe mode. Each action is confirmed using a code sent in an SMS message. Exchange, sale or purchase are made in 1 click. From 2022, money from the service balance can be transferred to a personal account opened in any bank in Europe. This became possible thanks to the signing of a contract with Gefarapay.

Safety

The creators of Matbea com are concerned about the quality and safety of the services provided. To protect the system, the following techniques were used:

1. 3-factor authentication. When logging into the system, you must confirm your action with a password, a code from an SMS message, or a PIN code from an email.
2. Built-in protection against reading passwords by malicious programs if your computer or gadget is infected with a virus.
3. File backups, which are carried out several times a day. In the event of a technical failure, all data will be restored in a short time.

A user agreement has been published on the website, according to which the service administration undertakes to provide services for:

• storage of electronic assets;
• depositing and withdrawing funds from the system at the request of clients;
• implementation of secure exchange between users.

The platform is not responsible for the consequences of the actions of the clients themselves.

Services

At the very beginning of the service, operations were only available with Bitcoin. We are currently working with other electronic coins: Litecoin, Zcash, Dash.

The following services are available to users:

1. Storing cryptocurrency on the Matbi virtual wallet.
2. Withdrawal of funds to a bank account or electronic wallet in rubles.
3. Selling and buying coins for rubles or electronic currency.

You can buy or sell crypto coins through:

• banks: Sberbank, VTB, Alfa Bank, Tinkoff, Avangard, Promsvyazbank;
• electronic wallets: Qiwi, Yandex.Money;
• payment systems Visa/MasterCard;
• mobile phone balance;
• communication salons.

The minimum amount for the operation is 5000 rubles, 0.0001 Bitcoin, 0.004 Dash, 0.02 Litcoin, 0.01 Zcash.

Exchange in Matbea exchanger

To buy/sell cryptocurrency in the Matbea exchanger, you need to top up your account balance, and then make an exchange in the desired direction. This can be done using both cryptocurrency and fiat through:

• Sberbank Online.
• VTB 24.
• Russian standard.
• Promsvyazbank.
• Alfa Bank.
• Qiwi.
• Yandex money.
• Euroset communication salons.

Replenishment through banking systems is made without commission, through Qiwi, Yandex, Euroset - 3%. The minimum amount is from 5,000 rubles; if the amount is less, then in accordance with the user agreement a fine of 300 rubles will be charged. Detailed conditions are available on matbea.com in the “Tariffs” section and are presented directly when replenishing your balance. Depositing through third parties and withdrawing to someone else's bank details is prohibited.

After replenishing your balance, you can start purchasing Bitcoin, Litecoin, etc. To do this, you need to go to the “Exchange” section, select a direction, indicate the quantity. The reverse operation is also allowed here: sale of cryptocurrency or exchange between each other.

The conversion occurs automatically. The purchased cryptocurrency will be stored in your Matbea crypto wallet until it is transferred to another storage facility. To withdraw rubles, you must click “Withdraw”, select a payment system, and provide the required data. Commission for all directions for fiat 4.5%; The minimum amount is 5000 rubles.

If you have any questions, please contact the support service, which is open from 8 to 24 hours daily.

Benefits of use

Why choose Matby:

• security - the server is protected in several ways, it is almost impossible to hack the system;
• protection of user accounts - each client must confirm login to the platform in 3 ways (password, codes from SMS and e-mail);
• data safety – the service database is regularly backed up, which will allow you to quickly restore the system in case of failures;
• combining the functions of a Bitcoin wallet and exchanger on 1 resource;
• responsive technical support that will quickly help resolve any issue;
• intuitive interface, Russian language support;
• conducting commission-free transactions within the system;
• many ways to exchange cryptocurrency for fiat and vice versa (bank cards, electronic wallets, etc.);
• no commission for replenishing your account from third-party resources, such as cryptocurrency exchanges. If you trade on a crypto exchange that does not work with fiat, you can easily withdraw cryptocurrency from the exchange to your Matbi crypto wallet, immediately exchange it for fiat and receive fiat on your bank card.

Features of the Matbea wallet

The developers claim several key features of their product.

Reliability

To avoid losing files with user funds, the service requires regular backups. Even in the event of an accident or storage media failure, the team promises quick recovery. In addition, the company's servers are positioned as highly secure.

Safety

As you know, cryptocurrency is stolen. Attackers are able to use hardware and software hacking methods and social engineering to “steal” coins from someone else’s account. The Matbi developers claim that in their service the likelihood of such an event is minimized through a number of measures, which will be discussed below.

Ease of use

The site provides quick access to the user's Bitcoin account and easy payment, exchange, transfers, etc.

Matby support

The Matbea wallet support service is ready to promptly resolve the user’s problem.

Favorable tariffs and cost of use

The service has no commissions for exchange transactions with Bitcoin, and the coin exchange rate is maintained at a level that is interesting for users.

Russian-language wallet interface

The site has been fully and efficiently translated into Russian, and domestic users should not have any questions while working with it.

Registration on Matbea.com

Each user must complete the registration procedure in order to have access to the functionality of the platform. To do this, you must perform the following steps one by one:

1. Go to matbea.com.
2. Click on the “Login” button on the main page, and then on “Registration”.
3. Fill out the new user form with your data: phone number and password (the information must be saved in a safe place, it will be needed for subsequent login).
4. Confirm your action using the code sent to the specified number.
5. In the personal account window that opens, you need to come up with and enter a PIN code, which will be required the next time you log in to the system.

Registration form
Another way to register is to go to the “Create a wallet” section on the main page. In the window that opens, you also need to specify your phone number and password.

Verification

At the discretion of the service administrators, the user may be required to undergo an identity verification procedure. For this purpose the following documents may be required:

• photo of passport spread;
• photo of the client with a passport in his hand in an open form, where his data is visible;
• confirmation of payment by the citizen for housing and communal services or mobile communications (receipt, screenshot of a page from the online bank).

Sometimes security staff may ask a person to answer a Skype video call.

While documents are being reviewed, all transactions on the client’s account are temporarily blocked, so he can independently identify his identity in advance at a convenient time. The function is available in the "Settings" section.

How to choose a reliable cryptocurrency exchanger?

With the growing popularity of cryptocurrencies, an incredible number of different services have appeared. Very often, scammers hide behind crypto exchangers, receive funds from bona fide crypto enthusiasts and disappear without a trace.

On the other hand, even old and proven services do not provide any guarantees, and everything rests solely on reputation and trust. Still, there are several indicators by which you can choose a more or less reliable service and make your own rating of the best cryptocurrency exchangers.

Before trusting your “hard earned” money to any exchanger, you should pay attention to several indicators:

• Cryptocurrency reserve. It determines liquidity. This indicator affects the speed of the transaction; This is not a static indicator. If someone makes a large transaction, the reserve will decrease accordingly. On popular services they are quickly restored.
• Number of trading pairs . The more trading pairs, the more convenient the exchanger. After all, to buy or sell the desired crypto coin, you do not need to convert it into a more popular one;
• Reviews. One of the most important points. When choosing a site, it is always worth familiarizing yourself with the experience of those who have already used it;

You can use our personal list of the best crypto exchangers; we have been working with these services for more than three years and at the moment there are no complaints about their work.

Using your personal account

In your personal account, you can manage your wallet (verification, security settings, deposit/withdrawal of funds, exchange, transfer of cryptocurrency to other wallets, affiliate program). Below you can watch detailed video instructions. Exchange cryptocurrency for fiat To do this, you need to top up your wallet with cryptocurrency and order a withdrawal from the wallet to your fiat details.

Buying cryptocurrency for fiat If you want to purchase cryptocurrency for fiat funds, simply top up your wallet with a bank card or direct bank transfer or EPS (Yandex or Qiwi) and exchange it for cryptocurrency within the service. You can store the received cryptocurrency in your wallet in Matbi, or transfer it to another wallet or exchange. Exchange within the system is carried out without commission. Topping up your account in fiat currency is also free of commissions.

Login Interface

To log in, you need to open the main page of the Matby website and click on the “Login” button. After entering your login, you must enter the code received in an SMS message or email. You can also use Google Authenticator to generate a PIN code. The login confirmation method is selected by the user in the settings.

For security purposes, you need to register your authentic (full name) on your account page.

Platform functionality

After authorization, the client has access to the following sections:

1. "Accept Bitcoin." When you click the button, an address is automatically generated to which you can send cryptocurrency to replenish your wallet balance.
2. "Send Bitcoin." It is possible to send coins to another user by Bitcoin address or phone number if he is registered in the Matbi system.
3. "Exchange". Here you can exchange cryptocurrency for rubles or vice versa.
4. "Withdraw." You can transfer funds directly to your bank account, bank card, electronic wallet (Yandex, Qiwi) or the address of another cryptocurrency wallet.
5. “Replenish.”

Home page of your personal account

Mobile version of the site

For the convenience of users, an adaptive version of the site has been created, designed for mobile devices. Each client can access the full functionality of the system from their mobile device. If, when you access the site from a mobile device, you are not automatically redirected to the mobile version of the site, you must enter the address: m.matbea.com.

Matby's wallet. Deposit/withdrawal of cryptocurrency

The Matby wallet is an opportunity to store cryptocurrency (Bitcoin, Litecoin, Dash, Zikesh), as well as fiat (rubles RUB). After the purchase, the cryptocurrency will be automatically transferred to the corresponding account address, after which it can be withdrawn to any other wallet.

To replenish your cryptocurrency account, you will need to send coins to the appropriate address. To do this, click “Accept cryptocurrency” and make a transfer to the specified address, taking into account the commission and the minimum amount.

For example, for Bitcoin the minimum input amount is 0.0001 BTC; commission 0.0001 BTC, which at today’s cryptocurrency rate (12/29/18) equals $0.39.

To withdraw cryptocurrency from your Matbea wallet, click “Send cryptocurrency”. Enter the recipient's address, amount, select a crypto coin.

Commission for withdrawing Bitcoin is 0.0005 BTC ($2 at the exchange rate); The minimum withdrawal amount is 0.0001 BTC. To speed up transaction confirmation, you can set a high priority (check the box), the commission will be 2 times higher.

How to use Matbi

All operations are carried out from your personal account and are available only to registered users.

Wallet replenishment

In order to top up your internal balance with rubles, you must follow the instructions:

1. Log in to the platform.
2. Go to the "Operations" section.
3. Click the “Top up” button.
4. Select a deposit method from the proposed list (bank account/card or Yandex/Qiwi e-wallet).
5. In the window that opens, enter the sender's details and the transfer amount.
6. Click on the “Top up” button and confirm your action by entering the code sent in the SMS message.

To transfer funds in crypto, in the “Operations” section you need to click on “Accept cryptocurrency”. A window will open with the address you need to copy. Next, you need to go to the payment page, and there enter the copied address in the “Recipient” line. The duration of the transaction depends on the conditions of the sending service.

At the moment, you can top up your wallet with the following cryptocurrencies: BTC, LTC, DASH, ZEC.

Cryptocurrency wallet replenishment page

Withdrawal of funds

To withdraw fiat currency, you need to click on the “Withdraw” button in the “Operations” section. Next, you need to fill in the recipient’s details and enter the transfer amount. To send electronic coins, you need to select “Send cryptocurrency” and enter the Bitcoin address in the recipient line.

Clients can choose the priority of the operation. A high level ensures a quick transfer of funds - in 10-30 minutes, a low level - from 1 hour. An increased commission is charged for speed, the amount of which can be clarified on the application page.

How to buy cryptocurrency

The purchase of crypto coins is carried out through the “Exchange”, available in the “Operations” section. After going to the page, you need to indicate the amount and currency of the debit in the left window. The system will automatically calculate the amount of digital money that will be credited to the account. The action must be confirmed by entering the code sent in an SMS message.

Exchanger rules

All operations are carried out in accordance with the rules of the platform:

1. The user must be of legal age.
2. The service can be used from any country.
3. The exchange rate is determined by the site administration.
4. The main page displays an approximate rate. The exact calculation is made on the payment page.
5. The user is responsible for the fact that all funds invested on the platform were obtained legally. The site administration has the right to request from the client evidence of legal ownership of funds.
6. The client is obliged to ensure that money withdrawn from the system is not used for the purposes of financing terrorism and other illegal activities.
7. If during the exchange process the user made money from price fluctuations, he is obliged to pay taxes on the profits. The service is not a tax agent. Payment of taxes, if desired, is carried out by the client independently.
8. The balance must be replenished from accounts belonging to the client himself. Depositing/withdrawing funds to third party wallets/details is prohibited.

Exchange service page

General service rates

Operations are performed automatically around the clock. All actions within the system are carried out without additional payment. You can find out more about the system tariffs on this page: https://matbea.com/tariffs

Reviews for the Matbi exchanger

The Matbi exchanger has been operating for a long time and has accumulated a lot of reviews. The main advantages highlighted by real users of the service are:

1. Reliability and stability.
2. Fast processing of applications (10-20 minutes).
3. Operational support work.
4. Convenient exchange process.
5. Good course.
6. The ability to use the Matbea service as a wallet for Bitcoin and other cryptocurrencies.

Questions generally arise only from those who do not fully understand how cryptocurrencies work; do not read the user agreement and are not familiar with the tariffs.

Here are real reviews from clients who made an exchange or used the Matbi wallet. All resources below are independent and comments are periodically reviewed for accuracy.

• Monitoring Bestchange. There are 118 reviews left on Matbea, all of them positive or neutral.

• Reviews of Matbi on Kusr-expert monitoring:

  
  This monitoring also evaluates the reputation of exchangers based on several parameters. The Matbi exchanger has a reputation of 76%, which is a good indicator and indicates the reliability of the service.

• BitsMedia Forum:

Technical support work

After 2 weeks of testing the service, we can state that the support staff have the necessary qualifications and are always responsive and friendly. They promptly answer any questions, help in solving problems, and resolve controversial issues between users.

You can contact the platform administration in writing by email, in Telegram chat t.me/matbea or in the online support window available on the official website in the lower right corner of the page.

Monitoring cryptocurrency exchangers

The easiest option for exchanging cryptocurrency is exchangers. There are a lot of exchangers engaged in this type of exchange, and you can easily find all the most reliable ones using the service - BestChange.

But we recommend using the 60sec exchanger because... For us, it is the most reliable of all those presented on the network and has been working successfully for more than two years without a single failure, and in the world of cryptocurrency this is almost an eternity.

In order to find a suitable exchanger on BestChange, you just need to select the exchange direction, after which this service will give you a list of exchangers corresponding to this exchange direction.

For example, you need to exchange Litecoin for Yandex.Money, which means you choose this direction on the BestChange service, and in the end you get this list of exchangers:

But this option is suitable if you are dealing with popular cryptocurrencies: Bitcoin, Ethereum, Dogecoin or Litecoin. But what about the less popular ones? You will have to use exchanges that work with cryptocurrencies.

Affiliate program and its features

After registration, a personal affiliate link to the service is generated for each client. It is available in your personal account in the “Partner Account” section. If a new user clicks on it and registers in the system, the participant who invited him will receive a material reward - cashback from the cryptocurrency purchased/sold by this client. The affiliate (referral) network consists of 7 levels. The more people register using the links of the user and clients invited by him, the higher his reward (from 0.003125% to 0.5%). In the affiliate account you can track the statistics of accrued bonuses and the number of registered users.

You can distribute the link in any convenient way - through instant messengers, social networks, websites, forums. Referral banners and GIF animations are available for webmasters.

Affiliate program terms

Rates

Matbi works with major banks and payment systems. The service sets a commission for replenishment and withdrawal to a specific system or bank; for a number of them there are also minimum amounts for depositing and withdrawing funds.

Table 1. Matbi tariffs.

System	Lower replenishment threshold	Deposit fee	Add. commission if the deposit is less than 10 thousand rubles	Minimum withdrawal	Withdrawal fee	Add. commission if less than 10 thousand rubles are withdrawn.
Bitcoin	0.0006 BTC	0.0006 BTC	No	0.000055 BTC	0.0006 BTC	No
Alfa Bank	300 rub.	2,5%	200 rub.	300 rub.	2,5%	200 rub.
Sberbank (Sberbank-Online system)	300 rub.	2,5%	200 rub.	300 rub.	2.5% plus additional Commission of the bank	200 rub.
VTB	300 rub.	2,5%	200 rub.	300 rub.	2,5%	200 rub.
Russian Standard Bank	300 rub.	2,5%	200 rub.	300 rub.	2,5%	200 rub.
Bank Avangard	No	No	No	300 rub.	2,5%	200 rub.
Promsvyazbank	300 rub.	2,5%	200 rub.	300 rub.	2,5%	200 rub.
Tinkoff	No	No	No	300 rub.	2,5%	200 rub.
Other banks	No	No	No	300 rub.	2,5%	200 rub.
Qiwi system	300 rub.	5,5%	150 rub.	No	No	No
Visa/MasterCard	No	No	No	300 rub.	2,5%	200 rub.
Euroset	300 rub.	5,5%	150 rub.	No	No	No
Yandex. Money	300 rub.	5,5%	150 rub.	300 rub.	2,5%	No
Mobile phone recharge	No	No	No	300 rub.	2,5%	200 rub.

Gift card

Each user has access to the function of creating a card with the desired limit of funds, which can be gifted to any person. You can create a gift in your personal account in the “Operations” section. After clicking on the “Create card” button, a window opens where you need to enter the amount. Then you need to confirm your action by clicking “Create”. You will be charged the amount you specified and a gift card will be created.

All created cards appear on the same page in the “My Gift Cards” section. To make a gift, you need to select the desired item from the list, enter the recipient’s Bitcoin address in the window that opens, and then click on the “Send” button.

Features of transactions

As already mentioned, Matbi has the above tariff schedule for transactions, which should be taken into account when planning the movement of finances.

Cryptocurrency transfers in the system are accepted to the address generated by Matby, which is created when you first click the “Accept Bitcoin” button:

Figure 8. Dialogue for receiving funds.

You can send BTC using the phone number of a user registered in Matbi or directly to a Bitcoin address, through the dialogue on the “Send Bitcoin” tab:

Figure 9.

In the “Exchange” tab, the functionality of two-way exchange of RUB for BTC is available - up to 3 million in ruble equivalent at a time:

Figure 10. Exchange in Matbi

The “Deposit” and “Withdraw” tabs open the pages of the corresponding options for depositing and withdrawing money. For example, the dialog for outputting to a Sberbank card:

Figure 11. Withdrawal to Sberbank.

To buy or exchange bitcoins, you must first purchase them in the system, which requires topping up your account. Detailed instructions for users can be found at https://matbea.com/buy.

Can the service be trusted?

The service has been operating since 2013, during which time there has not been a single case of theft or loss of funds. In addition, on the service you can see a special Bestchange plaque, which means that Matby has passed the test of major monitoring and is recommended to users as a reliable and trusted resource.

In addition to Bestchange, the service is also present on other monitoring sites, where you can find many positive reviews about it. For example, on kurs-expert, it was given a rating of 68%, which is a very good indicator.