Hello, dear friends! In the modern world, for full-fledged work it is not enough to have only a bank card, especially if you conduct your business online. For example, if you live in one country and your employer lives in another, then payment systems come to the rescue for comfortable cooperation. There are quite a lot of them at the moment. Today I propose to understand the features of the Perfect Money payment system.
If you are making money on the Internet or investing, then you simply could not help but hear about this resource. Every year the system becomes more and more popular all over the world. It offers users access to the most interesting financial instruments.
Thanks to a competent approach to strategy and services, Perfect Money is quite successful among other payment systems. From the first months of work, lawyers, programmers, financiers and analysts have developed the most popular solutions that would satisfy clients from anywhere in the world in a wide variety of sectors of the economy.
Today, the Perfect Money payment system provides a wide range of services. Thanks to this, it is in demand. I propose to understand in more detail how everything works here, and what is unique about this system compared to others.
Perfect Money - what is it?
Perfect Money is an electronic payment system for non-cash payments on the Internet. She began her work in 2007. It is registered to the company Perfect Money Finance Corp, which is located in Panama. According to all official sources, the headquarters of the organization is located in Zurich. But, some resources claim that this information is unreliable and it is possible that there is an office in Switzerland. This is fiction.
The founders included specialists from the banking, legal, and economic spheres. The main goal set by the developers was to create a convenient, universal payment system that citizens of any country can use in a secure manner.
Some sources indicate that many of the company's founders are from CIS countries.
The Perfect Money resource is available in 23 languages at once, including Russian, Ukrainian, English and others.
One of the main advantages of this resource is its fairly low tariffs. Here they take care of clients and all transactions between system users occur instantly. In addition, there are other positive aspects:
- Availability of a large number of exchange offices for withdrawing money.
- No limits when carrying out various financial transactions.
- Calculation of interest on funds that remain on the balance sheet.
- Availability of a referral program.
- Convenience, simplicity and security of all financial transactions.
Perfect Money offers a large number of services, both for personal accounts and for business.
Information about the payment system
The foundation of the organization dates back to the beginning of 2007. It continues its activities to this day, not inferior to electronic wallets of competitors and analogues. The idea of creation came to the mind of one of the co-founders of the largest Swiss bank. The banker constantly paid attention to complaints from entrepreneurial clients who faced financial costs due to commissions and lengthy procedures for transferring financial assets.
The company's management core is located in the Swiss city of Zurich. The central branch gathered the best programmers, marketing directors, lawyers, and analysts. Constant modernization of both functionality and protection allows us not only to occupy a leading position in the ranking of payment systems, but also to have reliable protection against Ddos attacks, hacking and user data leaks.
Registration
In order to start using this payment system and evaluate its advantages and disadvantages, you need to register. To do this, you need to follow the link:
Registration on Perfect Money
You are taken to the main page of the resource, after which you need to click “Registration”.
Next, you need to enter your personal information. The resource warns that you need to enter only real information. It is also necessary to enter a real address here; this may be needed to send notifications, money transfers or other important messages, depending on the client’s wishes.
We fill in all the necessary data. Next, read the user agreement and do not forget to check the box indicating that you have read it. Then click “Registration”.
After this action, the resource will notify you that an email with the client ID has been sent.
We go to email, open the letter and after that we can go to our personal account.
Your personal account looks like this: And at this point the registration process can be considered complete.
Process of withdrawal of funds using ObmenAT24
To withdraw money from Perfect Money using our website, you must:
- Log in to the main page, and then study the regulations on the operation of the service.
- Submit your application in a short form, providing the required information.
- Make sure you receive electronic money to your own personal account.
The exchange site service has a simple, accessible and, most importantly, no redundant components interface. Each action is clear on an intuitive level, and if any questions arise, the real-time support service will help solve any problems. The service works with many popular payment systems and is fully aimed at the needs of users.
User Types
In the Perfect Money payment system, all users are divided into three types:
- The first one is Normal. The user receives this status immediately after registration.
- The second one is Premium. Available to those users who registered a year ago or topped up their account with 50 thousand euros or more.
- The third one is Partner. The site administration can assign this status only to some users who have merit to the service.
The system also has a certain rating called Trust Score. For activity on the site, users will receive certain points. After registration, the rating is equal to the number 0.
Technical support
If any questions or difficulties arise when working with Perfect Money, they can always be resolved by contacting technical support. You can leave your own request through the “Internal mail” tab. Or you can use the “Customer Support” button, which is located at the top of the screen.
To quickly get help or an answer to a question, it should be written in English. Then the answer will arrive within a few hours. If the question is in Russian, it will take a little more time, since it will be translated first.
How to create a new Perfect Money wallet?
After registering with Perfect Money, each user has three open wallets in their personal account.
Users can immediately use such wallets as:
- USD.
- EUR.
- Gold.
To get started, these three wallets will be enough for the average user. If not, then it is possible to create two more accounts for each currency.
In order to create an additional wallet, go to “Add account” in your personal account.
Then you need to select the wallet you want to add.
For example, let's choose USD. Click “Create a new USD wallet”.
The system will ask you to confirm the operation. Check the confirmation box and click “Add wallet”.
After this action, the wallet will be created. Click “Ok”.
After this, in your personal account you will be able to see the presence of a new wallet.
At this point, the process of creating a wallet can be considered complete.
User statuses and ratings
For the convenience of using the service for all parts of the consumer society, the administration issues user statuses that provide all the necessary options for work. The circle of persons who make up the division by type consists of 2 types: personal and business accounts. The first are intended strictly for personal use, the second - for legal entities involved in investments.
According to status, wallets are divided into 3 types:
Normal is a standard participant who does not carry out large financial transactions. This type has relatively low functionality and is only suitable for personal use.
Premium is a modification of Normal, which is outstanding when reaching the mark of $10,000 transferred in total for the entire time. Also, to activate such a bonus package, you must use the site for a year.
Partner is a special status that can only be obtained from the project administration. Basically, such a privilege is given to large entrepreneurs to facilitate transactions within the framework of transactions within the company.
Rating is another factor influencing a client's reputation. It shows work experience, integrity, and skills. The value of this indicator depends on certain factors.
- The volume of transfer and receipt of money when making transactions.
- Reviews of other users in your personal account.
- Account age.
The rating is activated after creating your profile, initially equaling zero. It is worth noting that if there are no transactions, the age of the account will not earn additional points.
Verification
Like any other payment system, Perfect Money provides for identity verification. This procedure will confirm that you are a real person and are not involved in financial fraud or other activities.
It is worth noting that verification is not a mandatory procedure. But, after you do this, you will be able to access more advanced features. And also the transaction fees will be much lower than before.
In order to carry out the verification process you must have:
- A scanned copy of your passport or driver's license.
- Phone number (required after confirming your passport details).
- A scanned copy of your utility bill as confirmation that you actually live at the specified address.
How to go through the verification process?
In order to go through the verification process and receive additional opportunities from Perfect Money, you must complete the following steps:
- Step 1 . Log in to your personal account.
- Step 2 . Go to the “Settings” section.
- Step 3 . We look for the “Account Verification” section and click “Manage Verification”.
- Step 4 . We upload scanned copies of your passport and a receipt for paying utility bills.
- Step 5 . You must wait until the administration checks your documents. This process takes from 2 to 5 days. Only after the documents have been verified can you begin to verify your phone.
How to register
The first step to creating an account is registration. It is carried out in stages and develops as follows.
1. On the official website of the company: perfectmoney.com .
2. We select a convenient language for working with the service, and then click the “Registration” button.
3. Now we fill in the personal parameters. To create an account you will need:
Personal information: last name, first name, patronymic, residential address, email, mobile phone number.
Account type: personal, business. You should choose a type based on your personal purposes of use.
Familiarization with the terms of the user agreement: after studying, you need to sign by checking the required box.
4. We are completing the registration process. An email should be sent to the specified email address for initial account verification. The message will indicate the personal ID required when filling out your profile. We make sure to save it in order to restore your account in case of data loss.
5. Next, you log into the site: to start using the service you need to enter a password, ID and pass the Picture capture check by entering the code from the picture.
Safety
Each electronic payment system takes care of its security. Theft is a common occurrence in payment systems. Attackers quite often carry out their frauds using viruses. Malicious programs steal passwords from your accounts, after which all money disappears from your accounts.
That is why it is better to take this point seriously. Perfect Money has three types of user protection.
In order to configure security, you need to click “Change security settings”.
Perfect Money offers settings for account protection.
- User authentication . If you want to log in using a different IP address, you will receive an email notification that you are logging into your account.
- SMS authorization . It is possible to set up your account so that when you log in, you receive an SMS message with a confirmation code. But, such an action is paid. For each SMS you will need to pay $0.1.
- Code card . If you decide to activate this type of protection, then for each operation you will need to enter a certain code that the site will provide you with. The code card can be stored on any digital medium.
Summary
Perfect Money is a payment system that is widely used in the field of highly profitable investments. Over the course of 13 years of operation, it has established itself as a reliable payment tool with a very loyal attitude towards clients.
I also use this EPS, I don’t have any complaints about it - the payment card performs its functions well and, judging by the reviews about Perfect Money on the Internet, many users are satisfied with its services and actively use it for online payments.
What do you think about this EPS, and whether you have ever used it, you can tell below in the comments. And if after reading the article you still have questions, then you can safely ask them.
Perfect Money official website
Denis HyipHunter Knyazev
Blog creator. Private investor. He has been making money in highly profitable investment projects and cryptocurrencies since 2014. Consults partners. Join the blog's Telegram channel and our chat.
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Payment transactions
In order to carry out any payment transactions in Perfect Money, you will need to initially top up your account on the site. This can be done either through the “Top up balance” section or through a third-party site, for example, through monitoring exchangers BestChange,
Once the money is credited to your balance, you will be able to make transfers within the system or outside it with a minimum amount of $0.1.
The electronic system removes commission for all types of services, namely:
- Premium account – 0.5%.
- An account that has passed verification – 0.5%.
- Unverified accounts – 1.99%.
In order to make a transfer within the system, you need to know either the wallet number or the account ID.
Top up your balance
In order to top up your balance, you need to go to the “Deposit” section.
The system offers us several ways to carry out this operation.
Bank transfer
This top-up is available only to users who have passed verification. This type is not for everyone. If you plan to deposit a small amount of money into your account using this method, then you will not succeed. The minimum amount that can be entered by bank transfer is $300.
If you expect to use this method, the money may not arrive immediately, but within 5 days. When using a bank transfer, the payment system administration will not charge a commission.
Cash deposit
Recently, it is possible to top up your balance using exchangers of this payment system.
Look for a Perfect Money representative in your city and top up your account with cash.
E-Voucher
This is a kind of electronic check for any amount. And you can transfer it to another user.
Using the E-Voucher code, the user can not only top up his balance, but also make a payment in the online store. Funds are credited using this method without commission.
E-Voucher can be exchanged at an exchanger or sold.
Partner exchange offices
You can also top up your balance through exchangers of partners of this payment system. All this can be done online.
The resource’s partners include more than two hundred exchange offices. Each of which has its own rules for depositing and withdrawing funds.
Bitcoin
In order to top up your balance using this method, you need to create a new wallet. The minimum amount for depositing funds is 0.001 BT.
Credit exchange
The resource has created another quite convenient way for users, namely replenishing the balance using a loan. In it, some users can give loans to other users.
Transfers within the system
In order to transfer funds to another electronic wallet, you need to find the “Internal transfer” section in your personal account.
You must select the wallet from which the transfer will be made. At the same time, the resource warns that the minimum transfer amount is $0.01, and the maximum is 10 USD in gold.
After selecting an account, you must correctly enter the payment information of the person who contains the funds.
Withdrawal of funds
In order to withdraw funds, go to the “Withdrawal” section.
All withdrawal operations are carried out using the same methods as for input.
The most convenient method of withdrawing funds is through exchangers. There is no way to transfer money directly to a bank card.
Wallet Features
What does a client get when choosing Perfect Money? Cooperation with guarantees a wide range of opportunities.
- Work in 20 different languages of the world.
- Carrying out settlements of several currencies.
- Unlimited withdrawal of funds to: Bitcoin, gold bars, cash, electronic money and so on.
- Opening a deposit account in your profile, the opportunity to earn extra money by saving money in the account.
- Providing loans and credits to other users on individual rights and conditions.
- Purchase of many currencies and assets: gold, Bitcoin, euros, dollars.
- Creation of vouchers - special user cards for making prepayments.
- Availability of the application on different operating systems and devices IOS, Android, Windows, Mac, Linux.
- The ability to transfer money anywhere in the world without delays or tariffs.
In general, opportunities are offered to establish close cooperation with clients based on the advantageous offers listed above.
Particular attention is paid to the confidentiality and security of accounts. The likelihood of becoming a victim of attackers is reduced to zero. However, if difficulties or problems arise, you can always contact technical support, working 24/7.
Earnings on Perfect Money
The Perfect Money payment system offers users a bonus in the form of the opportunity to earn, and not just carry out, various transactions. Namely:
- Affiliate program. The resource offers the user to accrue 1% of the balance on the referral’s account for each new program participant invited. In other words, register on the resource, invite users and receive passive income.
- Calculation of interest. The resource offers its users 4% per annum on the remaining balance.
ObmenAT24 service
ObmenAT24 is one of the leaders among sites offering the exchange of virtual funds in Ukraine. The main difference between ObmenAT24 and similar services is its favorable policy in relation to exchange rates. The company does not set itself the goal of making one-time earnings from service users. The company's strategy is to minimize the difference in rates, which ensures the repeated use of the service by its clients.
Registration with ObmenAT24 is very simple and straightforward. After completing it, the user is given the path to the Personal Account, which stores information about all transactions: past and current. Due to its simplicity, clients most often do not have any difficulties with withdrawing finances from Perfect Money using this service.
Reviews
Considering that Perfect Money has existed for more than 10 years, there are, accordingly, enough reviews on the Internet about its work.
There are reviews in which many are not satisfied with the service and support of the site.
There are those who appreciated Perfect.
As you can see, this site has both positive and negative aspects.
Among the advantages are the following:
- Possibility of payment for services and goods.
- There is an opportunity to earn money.
- Making all kinds of bank payments.
- It is possible to create automatic payments.
- The ability to pay for goods and services on international Internet platforms.
- In addition to standard banknotes, there is an opportunity to purchase gold.
A significant disadvantage of Perfect Money is the irreversibility of operations. If you make a payment to a wallet number with an error, you will not be able to cancel the transaction.
In addition, users are often dissatisfied with the following points:
- Lack of ruble and other currency accounts.
- Low popularity of the service in the CIS market.
- A high fee in case of restoration of access to the account if the password was lost.
Company credit exchange
An internal credit exchange operates on the Perfect Money platform. This allows users to carry out a variety of credit transactions. That is, to give and take loans. This site has been operating since 2010, which indicates its reliability and stability.
Features of the Trust Score credit platform include:
- high interest rates;
- presence of outstanding loans;
- inability to control all participants in a credit transaction.
The Company's system will not be responsible for such transaction between users. It acts only as a platform. Therefore, no commissions are charged for credit transactions.
As for the terms of credits and loans, their duration starts from one day and can last up to one year. The commission itself depends on the timing. Sometimes people are willing to take out loans at huge interest rates. Some people don't return them.
The service administration does not interfere in credit relationships. But if a user is complained about, then the system can block the account. And if there is money in the scammer’s wallet, then you can even count on compensation for damages.
Analogs
Today there are quite a lot of resources on the Internet that offer payment services. Among them:
- Yandex money . A resource that is one of the most convenient for Russian citizens. The site offers the opportunity to transfer money in a variety of ways. Read a detailed review of Yandex Money.
- Payeer . Provides money transfers all over the world. Users have the opportunity to withdraw money to a bank card or exchange it at a favorable rate in exchangers. Read a detailed review of Peer.
- AdvCash . A relatively young payment system that appeared online in 2014. The main feature is the absence of commission on internal transfers. It is possible to withdraw to a bank card and other alternative payment systems. Read a detailed review of Adv Cash.
- WebMoney
. An international resource that offers a wide range of services to its users. There are various methods for withdrawing and transferring funds. Read a detailed review of WebMoney. - Privat24 . Internet banking of the Ukrainian bank PrivatBank. There is a service for accumulating money from each transaction, as well as bonuses for purchases in certain stores. Read a detailed review of Privat24.
You can find out more about similar sites on our website.
How to make a money transfer
In the wallet you can make an internal transfer to another user who has this wallet. To transfer money, click in your wallet – “Internal transfers” (Screen 9).
Next, “List of payment recipients.” Then, “Add recipient to list.” A window will pop up in which you need to fill in the fields - account name, recipient's name, email, phone.
Then, click “Preview” to check all the data you entered. If everything is entered correctly, click “Save payee”.
Next, select an exchange office to send a money transfer in the “Withdrawal” section.
For example, we want to transfer dollars and thereby replenish Perfect Money. To do this, go to the first exchanger from the list in the “nbexchange.net” wallet (with automatic withdrawal of money).
Write how much money you want to transfer. Let's say 10 dollars. Next, indicate your dollar wallet number (it is located in your My Accounts account) in Perfect Money, and the one to which you want to send money.
Then, enter the required amount of money and click “Continue”. After this, we confirm the payment and the money will be transferred to the balance of another user in Perfect Money.
Bottom line
Perfect Money is a fairly old payment system that has already been able to prove its solvency. It has both positive and negative aspects.
Perhaps the resource lacks a more updated interface. And also many users would be happy if the resource administration decided to reduce the commission. If we do not take these points into account, then, probably, the Perfect Money electronic system could be called a market leader.
Things like the affiliate program and annual percentage make the resource unique. In addition, users will also be pleased with the security system and the ability to carry out some operations without verification.
If you want to not only use a payment resource for transfers and other operations, but also earn money, then feel free to register. Was the information useful to you? Then don't forget to leave comments. See you again!
Features of ObmenAT24
In order to differentiate itself from similar services, ObmenAT24 performs the fastest and most reliable work. Operations require up to 20 minutes. It is extremely rare for minor delays on the part of the bank to occur. Thanks to modern equipment and software, any attempt at fraud is prevented in a matter of seconds. For this reason, users need to take these aspects into account when choosing a financial partner, because this will provide confidence not only in the safety of their own money, but also in the protection of confidential information.
To summarize, we can conclude: ObmenAT24 provides significant assistance in carrying out operations to transfer your finances from Perfect Money to a bank card.
Transfer to a personal voucher
In the system, each user can create their own electronic voucher e-Voucher. You can pay with funds for purchased goods and services. The created voucher can be transferred to friends, relatives, and business partners. In this case, the validity period of the voucher is unlimited. It can be used as a mobile money storage facility. The process of withdrawing funds from Perfect Money in Belarus is not complicated. It is worth considering that the user's capabilities are minimal. The best choice would be to use exchange offices that allow you to analyze the current exchange rate and carry out a profitable transaction. However, the choice clearly remains with the user.
