Perfect Money: login, registration, wallet. Review of Perfect Money 2022

Perfect Money
Perfect Money (Perfect Money)

is one of the most popular payment systems for non-cash payments on the Internet, which began operating in 2007.

The company positions itself as an ideal service that allows you to quickly and safely manage your finances. And its main feature is complete user confidentiality.

Perfect Money Finance Corp is registered in Panama and has offices in Zurich and Hong Kong.

Today, Perfect Money allows clients to make anonymous money transfers, including regular payments for fixed amounts, pay for goods and services on the Internet, supports the option of storing fiat and cryptocurrency with interest on the balance, there is a separate lending function within the system and much more .

Despite its popularity, Perfect Money has a controversial reputation. Therefore, next we will take a closer look at the features of using the payment system and analyze reviews from real users.

• Registration on Perfect Money
• Login to Perfect Money
• Verification on Perfect Money
• How to top up
• Withdrawing funds from Perfect Money
• Perfect Money Wallet Commissions
• What currencies does it support?

Registration on Perfect Money

How to register on Perfect Money
How to register on Perfect Money:

1. Go to the official website of the Perfect Money payment system.
2. Fill out the registration form.
3. Confirm your registration by entering the ID code from the email.

Below we will look in detail at each step of registering for Perfect Money.

One of the advantages of Perfect Money is the simple registration procedure. But it is important to note that use of the service is available only to adults.

Perfect Money official website

To start working with the payment system, you need to go to the official Perfect Money website indicated above.

On the top panel of the main page, click the “Registration” button.

Registration on Perfect Money

Next, you will need to fill out the registration form.

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Please note that when filling out the data, you must provide accurate information, otherwise in the future you may have difficulty receiving important notifications, payments, or various actions with your account.

Registration on Perfect Money

To create a profile, you will need to come up with a nickname, indicate your full name and information about your place of residence, email, phone number, select the type of account (private or corporate), come up with a password, and also go through a captcha and mark your agreement with the terms of use of the site . After entering all the data, click the “Registration” button.

Registration on Perfect Money

Next, the system will send you two emails. The first one will contain the ID code

, which you need to use to log into your account, and the second contains a short guide on making a deposit to your account.

What is Perfect Money and why do you need a Perfect Money wallet?

Perfect Money (colloquially Perfect Money, Perfect Money, official website https://perfectmoney.com, formerly perfectmoney.is) is an international payment system that has been successfully operating since 2007, in which anyone can create an online wallet and store it in with your funds (in several currencies, gold and cryptocurrency), use it for transfers and payments on the Internet.

Each Perfect Money user, after registering on the official website, can create several types of wallets in their personal account:

• USD wallet (dollar wallet, wallet number begins with the Latin letter U followed by numbers, for example: U1111111).
• EUR wallet (euro wallet, wallet number begins with the Latin letter E followed by numbers, for example: E2222222).
• Bitcoin wallet (Bitcoin wallet, wallet number begins with the Latin letter B followed by numbers, for example: B3333333).
• Gold wallet (wallet in Troy ounces of gold, wallet number begins with the Latin letter G followed by numbers, for example: G4444444).

Note: in Perfect Money you can simultaneously create several wallets (3 each in dollar, euro and Bitcoin with individual numbers), as well as 2 Gold wallets.

Go to Perfect Money

Login to Perfect Money

How to log into Perfect Money
To log into Perfect Money, you need to do the following:

1. Go to the "Login" tab.
2. Enter the client ID and password.
3. Confirm your actions.

Next, we will analyze in more detail the login process and the functionality of the service.

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To log into the system, you will need to use the combination of numbers (client ID code) that was sent earlier to the email and password specified during registration.

Go to the “Login” section on the main page of the site and enter the required data.

To confirm your actions, enter the security code indicated on the screen and click the “Login” button.

Login to Perfect Money system

After successfully logging in to the system, the client area page (personal account) opens in front of the user.

User's personal account on Perfect Money

At the top of the screen there is a toolbar for quickly jumping to the desired section of your personal account.

When entering the client area, each user is greeted by the “My Account” section.

Here you can find background information about your accounts, data on all open accounts, transaction history, and you can also view the installed security settings.

Perfect Money provides 3 types of accounts for its clients:

Normal

– all new clients of the system receive this status immediately after registration.

Premium

– provided for clients who have been registered in the system for more than 1 year or if the turnover of funds on the user’s balance exceeded $100,000.

Partner

– assigned more often to large clients representing a payment system, exchange or exchange office. The decision to assign status is made by the Perfect Money administration.

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A higher account status allows you to receive reduced transaction fees and privileges in resolving support issues.

The status of your account can be seen in the corresponding data block of the “My Account” section.

Account types on Perfect Money

To reduce risk factors when making online transactions, it is important to take care of protecting your account.

The Perfect Money service offers its users several tools to protect their account

:

User authentication (enabled by default) – involves sending an additional security code to the client’s e-mail address if the account is logged in from a different IP address. This feature is provided to all service clients free of charge.

SMS authorization ( paid option

) – each time you log into your account, the system will send an SMS with a PIN code to the client’s mobile phone. The received code must be entered to log in to the system. Each SMS message costs $0.1.

Code card – by activating this option, a set of codes will be sent to your e-mail that must be used for each transaction to send funds.

API – this option is used if it is necessary to set up automatic payment acceptance.

To enable/disable any of the above options, follow the “Change settings” link, and then in the “Security” block, click “Change security settings”.

Setting up account security settings on Perfect Money

In addition to the “My Account” menu, users have 10 more sections at their disposal:

Fast payment

– this is a quick access button to a simplified interface for sending internal transfers to Perfect Money. Significantly saves your time.

Internal transfer

– used to send funds within the Perfect Money system.

Exchange

– in this section you can exchange currency in the direction you need in just a few seconds.

Enter

– menu for replenishing your account.

Conclusion

– menu for withdrawal of funds.

Extract

– in this section you can find out detailed information on account transactions in various details.

Analytics

– contains a review of the financial press.

Internal mail

– section for exchanging letters with the system administration.

Story

– this contains the history of all transactions. Information can be filtered by various criteria, and a download option is also available.

Settings

– in this section, the user can change the settings of his profile, including setting security parameters, setting up notifications, connecting a subaccount, and also undergoing verification.

How to recover ID and password for logging into your personal account

If, when logging in, you forget your ID in the Perfect Money system , then simply click on the link “Forgot?” and enter on the page that opens the Email that you indicated during registration. Without any additional questions or delays, the forgotten ID will be sent to you by email.

Everything is much more complicated if, upon logging in, you discover that you have forgotten your PerfectMoney password . Here you will have to begin the whole procedure of restoring it. First, you will need to click on the “Lost password” link on the login page:

At the first step of the wizard, you will be asked to fill out the form fields indicating your ID in the Perfect Money payment card, the Email that was used during registration, and the mobile phone number to which the SMS confirmation code will be sent and to which you should actually have access:

You will immediately receive an SMS with a code on your cell phone, which you will need to enter in the second step of the password recovery wizard:

Well, after this, we will finally be given the opportunity to prove that we are the owner of the wallet whose password we are recovering. How to prove this? It will be enough to send a scan of your passport and any receipt for payment of anything with your address indicated on it:

We upload each document using the “Select file” buttons and then click on the “Complete” button, within three days the password to enter your PerfectMoney wallet will be sent to you by email.

I myself recently forgot the password for my wallet, which I registered back in 2009 (at that time Perfect had a promotion for webmasters - for posting their banner they paid ten dollars a month for each unit of the PageRank value of the main page) and restored it according to this scheme. True, I did not send the screenshot of my passport, but the first image I came across from Yandex, however, less than a day later the password was already in my mailbox.

Verification on Perfect Money

Verification for Perfect Money
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It is important to note that verification in the Perfect Money payment system is not mandatory.

But in addition to the fact that it is one of the important components of good account protection, verification allows you to gain access to more advanced functionality of the system, in particular the ability to send and receive bank transfers.

To verify your account, go to Settings → Manage Verification.

The Perfect Money client verification procedure includes 3 stages and involves checking identification documents and confirming a phone number. The verification status can be tracked on the “Verification Management” page.

Verification on Perfect Money

How to top up

Replenishment of Perfect Money
How to replenish Perfect Money (using the example of Bitcoin cryptocurrency):

1. Go to the "Input" menu.
2. Select the “Bitcoin” section.
3. Fill out the deposit application form.
4. Perform the transfer after receiving the details.

Next, we will analyze this procedure in more detail.

To transfer Bitcoin coins to your account, go to the "Input" menu on the top toolbar and select the "Bitcoin" option.

Topping up your balance with cryptocurrency on Perfect Money

To create an application to replenish your account, you must click on the “Create a new deposit” link.

In the window that opens, select the account to top up, enter the top up amount and click the button to preview. The minimum amount to top up your Bitcoin account is 0.001 BTC.

Topping up your balance with cryptocurrency on Perfect Money

Check the entered data and click “Confirm” to create the application.

Topping up your balance with cryptocurrency on Perfect Money

Next, in the application details, you will be able to see the Bitcoin address to which funds will need to be transferred. You have 24 hours to complete this action. The time it takes for funds to be credited to your account depends on the congestion of the Bitcoin network.

Topping up your balance with cryptocurrency on Perfect Money

You can make a deposit to your account without commission

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The Perfect Money system provides its clients with convenient and simple ways to replenish their balance:

• Bank Transfer – It is important to note that this option is only available for verified accounts and also has a minimum deposit amount of $300. Replenishment occurs through filling out a deposit application;
• Cash deposit – involves depositing funds into your account through one of the proposed local partner exchange offices;
• e-Voucher – top up your balance using a special code. Such vouchers can be created by any Perfect Money user in their personal account. All you need to do is enter the voucher number and digital code in the appropriate fields. Funds deposited using e-Voucher are credited instantly to your account;
• Partner exchange offices are a convenient way to top up your balance through Perfect Money partners, who offer the opportunity to use a variety of payment instruments, including bank cards, cash acceptance, Western Union, MoneyGram services, etc. A complete list of certified partners through which you can deposit funds can be found find on the payment system website;
• Replenishment with cryptocurrency – the system allows clients to replenish and store Bitcoin in their accounts;
• Using a credit exchange is a special service that allows users to take out loans from other users of the system at interest on mutually beneficial terms. Lending is carried out only for accounts in dollars and euros.

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It is important to note that in order to replenish a wallet in any currency, the user must first create an appropriate account in the system. All operations of depositing funds into Perfect Money accounts are carried out through the “Deposit” section.

Wallet replenishment

One of the main drawbacks of the project is the lack of a direct way to replenish money using the site’s functionality. Because of this, you have to resort to other methods.

1. Using bank payment terminals: fortunately, they can be found everywhere in any city. Due to its enormous popularity, Perfect Money is present in most terminals.

2. Transfer from a bank account: a fairly convenient way to top up your balance, with the exception of withdrawal restrictions. The minimum transfer amount must be at least $300 USD.

3. Bitcoin: the longest and most time-consuming method, since to implement it you will have to carefully verify the security. Another risk factor is the unofficial nature of the currency. If it is stolen, no criminal case will be initiated, because cryptocurrency is not recognized by any state in the world.

4. Creation of vouchers: represents a kind of shares issued to convert funds into securities. By selling them, you can not only cash out, but also increase your capital.

5. Using the services of credit exchanges: a good way to carry out financial activities in the field of lending. But it must be remembered that only the user is responsible for lost money (except in cases where it was lost as a result of a technical error).

6. Currency exchange: Quite convenient for making transactions with multiple currencies.

There are many ways to replenish funds, but you always want to choose the most profitable one. Unfortunately, it is almost impossible to do this manually, so you have to resort to the help of various monitoring projects. One of these is Bestchange.ru .

With its help, you can choose the best exchange rate for any known currency, including Bitcoin. Also follow global market trends and choose the best moment to carry out an exchange transaction.

To receive monitoring services, you should go to the website and register, then select the desired direction of currency conversion. After this, the stage of providing details and payment follows.

7. The last way to replenish your balance is to withdraw funds earned on the Internet. It is worth considering that not all sites for making money online provide the opportunity for direct withdrawal to PM.

Withdrawing funds from Perfect Money

How to withdraw money from Perfect Money
To withdraw funds from Perfect Money, you need to do the following (using Bitcoin as an example):

1. Go to the “Output” menu;
2. Select the “Bitcoin” section;
3. Fill out the withdrawal request form.

Let's look at this process in more detail.

To withdraw Bitcoin from Perfect Money, go to the “Withdraw” menu on the top toolbar and select the “Bitcoin” option.

Withdrawing funds from Perfect Money

Next, you need to create a withdrawal request. To do this, follow the link “Create a new request for withdrawal of funds”.

Withdrawing funds from Perfect Money

To make a withdrawal, select a Bitcoin account, specify the final address for sending coins, the transfer amount and click the button for preview. On the next screen you will need to confirm your application.

Withdrawing funds from Perfect Money

The minimum amount for withdrawal from the system is 0.001 BTC. The commission is displayed immediately on the screen and is 0.5%.

When filling out an application for withdrawal of funds, you should pay special attention to the correctness of data entry, since all payments in the Perfect Money system are irrevocable.

Withdrawal of funds from the Perfect Money payment system is carried out in the same ways as replenishment. To withdraw money, users are offered the following options:

• Bank transfer;
• Cash withdrawal;
• e-Voucher;
• Exchange partners;
• Withdrawal to a third-party Bitcoin address;
• Withdrawal to the credit exchange.

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It is important to note that unverified users only have access to the option of withdrawing funds through exchange offices. To use other withdrawal options, you must pass account verification.

All withdrawal operations from Perfect Money accounts are carried out through the “Withdrawal” section.

We also advise you to look at detailed instructions on how to use Perfect Money:

Instructions for using Perfect Money

How to withdraw money from Perfect Money

To withdraw accumulated money from Perfect Money, you can use the two proposed options.

The system itself offers a withdrawal, which is a transfer from the bank. But in this case a commission will be charged. It will be 2.5 percent of the amount. The bank, for its part, will also take a commission. If a cryptocurrency operation is performed, the commission will be less and amount to 0.5 percent.

Additionally, withdrawal is offered through a credit exchange and exchangers that have partnerships with PM. There are also independent exchangers that have passed the necessary certification. Sometimes they offer withdrawal of money with the least amount of time.

When choosing one or another method that allows you to withdraw accumulated money, you should carefully read all the terms of the transaction, and also pay attention to the established limit.

Withdrawal to Sberbank card

To withdraw money directly to a card issued by Sberbank, you should use the monitoring services of Bestchange.ru . During the exchange, you just need to select the appropriate columns in which funds will be given from the Perfect Money website and credited to your bank card.

You just need to enter the necessary parameters, and then the project itself will select different options. All you have to do is decide on the rate and exchanger, click on it and transfer the desired amount. Typically this procedure takes no more than fifteen minutes.

Perfect Money Wallet

Perfect Money Wallet
Perfect Money Wallet is widely used by users both for private activities and for business. This is confirmed by the extensive functionality of the service, as well as the ability to make transactions using a convenient mobile application.

In addition, some clients also use the wallet for savings purposes. The system provides for monthly accrual of 4% per annum on your account balance.

Each wallet is encrypted with a unique number, which consists of numbers and a letter indicating the account currency.

Designation of the account number within the Perfect Money system

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Attention! To make transactions in the Perfect Money system, it is the wallet number that is used, and not the account ID code.

Commissions

Perfect Money commissions
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If we talk about replenishing the balance, then making a deposit to Perfect Money accounts is not subject to commission from the payment system.

But, at the same time, you should take into account the possible commission of banks or exchange offices for processing your transaction.

Fees for other transactions in the Perfect Money system depend on the type of user account and verification status.

Thus, the commission for transactions between internal accounts of Perfect Money clients is 0.5% for verified users and premium accounts. But for unverified clients the commission is already 1.99%.

The commission amount is always withdrawn from the sender’s balance.

As for withdrawal of funds, depending on the chosen withdrawal method, the commission amount may be:

• For bank transfers – $50 + 3% of the total amount (but not more than $1000). In this case, you will additionally need to pay the commission of the partner exchange office;
• For Bitcoin withdrawal – 0.5%;
• For other options, the commission amount depends on the selected partner exchange office.

What currencies does it support?

Accounts in 4 currencies are available for users of the Perfect Money system:

Dollars (USD, identifier U).

Euro (EUR, identifier E).

Gold (Troy oz., ID G).

Bitcoin (BTC, ID B).

Immediately after registration is completed, each client has access to 3 accounts within the Perfect Money system: in dollars, euros and gold. In this case, the Bitcoin account is opened by the user independently.

In total, the system allows you to register 3 accounts in USD, 3 accounts in EUR, 2 G-accounts and 3 B-accounts.

To open a new account, go to the My Account→My Accounts→Add Account menu.

Registering an account with Perfect Money

How to top up wallets and withdraw money from PerfectMoney

You can carry out all basic operations with your wallet by selecting them from the top blue menu. For example, to top up your account you will need to go to the “Input” tab:

As you can see, deposits from a bank account are limited to a minimum of 300 bucks, although the commission here will not be high - 0.5%. Only depositing in Bitcoins is cheaper - 0% commission. A good option, in my opinion, would be to use one of the online exchangers with the most favorable exchange rate for you, which can be found using the BestChange and CourseExpert monitoring services.

When making an internal transfer , you will be able to make both a regular “Single Payment” and a scheduled payment. At the same time, you can use payment protection , which can also be useful. In general, everything is like with people. For internal transfers, however, a small commission of half a percent is charged (for verified users) and 1.99% for unverified ones. You can find a list of all commissions in Perfectmoney on this page.

Withdrawing funds from your wallet is carried out on the tab of the same name:

Withdrawal to a bank account is only available for verified accounts, so either go through this procedure or use the services of online exchangers. If you use cryptocurrency, then the low commission for withdrawal in bitcoins may seem attractive to you.

I would recommend choosing from the following exchange offices , which occupy leading positions in RuNet in terms of favorable rates and reliability:

1. 60sec
2. Ychanger
3. 24PayBank
4. BaksMan
5. ProstoCash

Well, or look for your options in BestChange and CourseExpert .

Perfect Money and cryptocurrencies

Cryptocurrencies and Perfect Money
The Perfect Money payment system began a close relationship with cryptocurrencies 5 years ago. At the beginning of 2015, the service added the ability to open accounts in the Bitcoin cryptocurrency.

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Today, Bitcoin is the only cryptocurrency that is supported by the Perfect Money payment system.

Although, given the pace of development of the cryptocurrency market, adding a few more TOP altcoins would only benefit the service. Many users consider the service to be outdated due to such a lag behind modern trends.

Currently, Perfect Money clients have access to the following actions with Bitcoin coins:

• Buying Bitcoin;
• Sending Bitcoin to the accounts of other system users;
• Receiving Bitcoin to your account;
• Storing Bitcoin in your online wallet.

You can buy Bitcoin through exchangers that are partners of the payment system, a list of which is available on the website. We have already described the purchase process itself in previous sections.

Sending coins within the system is done through the “Internal transfer” or “Fast payment” menu. The easiest way to do this is through “Fast payment”.

Bitcoin on Perfect Money

To transfer Bitcoin:

1. Go to the appropriate section on the top toolbar.
2. Select the account from which you want to send coins.
3. Enter the recipient's account.
4. Click Preview to check the data.
5. Confirm the operation.

Filling out a quick payment form on Perfect Money
Despite the fact that the storage of cryptocurrencies other than Bitcoin is not yet provided for by the payment system, many exchange services offer to buy cryptocurrency for Perfect Money. You can always buy the coins you need using your USD or EUR account.

So, for example, with your USD account you can easily purchase Monero or any other cryptocurrency using cryptocurrency exchangers.

There are quite a lot of exchangers that support such an operation, so to select the appropriate service, it is best to use assistants like BestChange.

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Read the full article: Bestchange (Bestchange) - the best monitoring of exchangers

In practice, buying crypto with Perfect Money is very simple:

1. Go to the BestChange website.
2. Indicate the direction of exchange.
3. Choose the most profitable exchange point from those offered by BestChange;
4. Complete the purchase operation through the selected exchanger.

Buying cryptocurrency with Perfect Money
The same applies to reverse transactions. You can always buy Perfect Money with cryptocurrency. Again, in this case, you also cannot do without the help of monitoring services that will help you choose the most profitable exchanger.

Replenishment methods

There are several main ways to top up Perfect Money in Ukraine:

1. Through payment terminals (through those that support the service).
2. Through Internet banking systems.
3. Through special exchange services, using other payment systems.
4. Through the e-Voucher system.
5. Through the credit exchange.

The most common options for replenishing: terminal, Internet banking (this method is inconvenient because the minimum input amount is $300 or the equivalent in euros, input is carried out through Swift payments), exchange services. The last method is the most convenient and simple.

How to deposit and withdraw funds through an exchange service

Now we will analyze in detail how Perfect Money is deposited and withdrawn in Ukraine through exchange services. For these purposes, it is best to use special exchange rate monitoring services, for example.

To make an input, you need to select the input currency in the left column (let’s take Privat 24 as an example), and in the right column the output currency – Perfect Money USD or EUR.

Next, a list of services that allow such an exchange will appear. After this, you need to go to the page of one of these services, again specify Privat 24 (dollars, euros or hryvnia) as the exchange currency, and Perfect Money as the currency to exchange for.

Next, all that remains is to register with the exchanger (if the rules require it), confirm all actions, and after a while the funds will be credited to your account.

Withdrawing money happens the same way. Only in the left column indicate Perfect Money, in the right - one of the possible withdrawal currencies.

Do not forget that the cross rate offered by exchangers is slightly lower than the bank rate, in addition, you will have to pay various commissions during the input-output process.

Pros and cons of Perfect Money

Advantages and disadvantages of Perfect Money
The Perfect Money payment system provides its users with many advantages:

Anonymity of transactions - when making a transfer, the final recipient sees only the account number and login of the sender.

Instant transactions – transfers within the system are completed in a few seconds.

Multilingual – the site is presented in 23 languages, incl. there is Russian and Ukrainian.

Convenient and simple interface - the site is absolutely not overloaded, and is intuitive even for beginners.

A large number of partner points - each user can choose the most suitable option for depositing or withdrawing funds.

Credit exchange - this option allows clients to use borrowed funds to conduct their activities or receive additional profit by acting as a lender.

Availability of a mobile application - you have access to your account at any convenient time.

Deposit program – monthly accrual of interest on the balance.

Availability of an affiliate program - you can receive 1% per annum from the balance of your referrals.

Perfect Money, like any other service, has something to strive for. Among the visible shortcomings of the payment system are:

Irreversibility of transactions - if you make an erroneous transfer, the funds cannot be returned. This also applies to illegal actions with your account by scammers. Under any circumstances, no action on the part of the administration is provided for in these cases.

Deposits and withdrawals only through intermediaries.

Of the cryptocurrencies, only Bitcoin is available - expanding the list of cryptocurrencies will definitely increase the influx of new clients to the service.

A limited selection of fiat currencies, but having an account in rubles or hryvnia would make the service more popular among users from the former CIS countries.

Perfect Money wallet: its features and characteristics

Perfect Money ( PM ) is an electronic payment system that has no restrictions on its use, and anonymity is its main advantage. Using a Perfect Money wallet, you don’t have to be afraid that a person in uniform or a tax representative will knock on your door and convict you of not paying taxes to the state treasury from the funds that you keep there. Perfect Money was created by an organization that is registered in Panama, and Panama, in turn, is located in an offshore zone. Hence we have complete confidentiality of payment system users, as well as the absence of tax and financial control.

Perfect Money achieved its greatest popularity in 2014, when it received the title “Best International Payment System“

The movement of funds through accounts (their sending and receiving) is not controlled by payment system employees. Your financial transactions will remain open only to you. Thanks to these circumstances, PM is the main payment system for investors who invest their money in short-lived and dubious projects (for example, HYIPs). Such projects simply do not work with such common payment systems as Webmoney or Yandex-Money. In addition to investors, Perfect Money is one of the main means of payment for almost all Internet business entities. At the same time, the main competitor of Perfect Money is the AdvCash wallet, which went even further and organized the issue of its own bank card.

Perfect Money wallet allows its clients to carry out the following monetary transactions:

• deposit/withdrawal of funds;
• internal transfers;
• making and accepting payments;
• exchange of funds with other payment systems.

Storing your funds in this payment system is possible in:

1. dollars (U);
2. euro (E);
3. gold (G);
4. cryptocurrency Bitcoin (B).

For each of these currencies, the system has a separate account, the designation of which begins with the letter corresponding to the account. I gave this correspondence above, in brackets opposite each currency.

The ability to store your funds in gold and bitcoin provides additional benefits. As you know, these currencies tend to rise in price, due to which you will receive passive profit simply by depositing your money into these accounts. This is especially true for the cryptocurrency Bitcoin, the value of which is growing at an incredible pace.

Each Perfect Money user has the opportunity to receive one of the 3 statuses that the company offers. Each status gives clients some bonuses and privileges. Let's look at them in more detail:

1. “Normal” status - You will have this status immediately after registration. It does not provide any privileges and is standard;
2. "Premium" status - holders of this status are charged a lower commission for monetary transactions compared to holders of the "Normal" status. It is assigned to system clients one year after registration. In addition, this status can be obtained without waiting for this period by making monetary transactions for a certain amount.
3. “Partner” status - this status has even greater privileges, and is assigned mainly to Internet companies, by decision of the payment system administration.

Advantages of Perfect Money

Let's look at the main advantages of using the Perfect Money payment system :

• the EPS website is clear and easy to use;
• simple registration on the site;
• fairly low user fees within the system;
• the company is located in an offshore zone, which allows clients to carry out monetary transactions without fear of government control;
• confidentiality of personal and payment data of users;
• the ability to make monetary transactions without restrictions on volumes;
• Storing funds in Perfect Money accounts is comparable to a deposit in a bank - for placing funds in the account you will receive a profit of 4% per annum on the monthly account balance;
• the ability to store the Bitcoin cryptocurrency, which allows you to avoid unnecessary red tape with the creation and use of a traditional wallet for storing Bitcoins;
• the ability to use automatic payment acceptance technology on your website (API);
• a three-level security system for user accounts, which includes IP verification when logging into an account, an email notification when attempting to log in from a different IP, connecting an SMS confirmation when logging into your personal account, and the use of additional protection in the form of code symbols;
• the ability to pay for goods on the Internet (some sites accept Perfect Money as a means of payment);
• The payment system has its own mobile application, which you can use by downloading it from the Play Market and App Store;
• Perfect Money wallet is used by almost all investment projects, as well as other projects for making money on the Internet, in contrast to such payment systems as WebMoney.

Disadvantages of Perfect Money

Despite the huge number of positive features, the Perfect Money payment system also has certain disadvantages:

• If you somehow lose access to your account, the fee to restore it will be $100. This is a very large amount, which forces users to keep their passwords in a safe place;
• the system does not have the ability to create a ruble account, which makes this payment system not so popular in Russia;
• there is no way to return money that was sent to other accounts by mistake, even if such transactions were carried out by fraudsters;
• You can transfer money to another payment system only through exchangers, because There is no direct transfer of funds to Perfect Money.

In addition to the above, the Perfect Money website operates a credit exchange , which allows you to take and issue loans to other users. This exchange is quite dubious and not trustworthy, so I do not recommend using it. In addition, more than once this exchange has come under negative scrutiny due to complaints from deceived participants.