Skrill payment system: withdrawal of money in Russia and other countries

Skrill is not as popular in the world, and even in Russia, as PayPal. However, in those countries where PayPal does not operate at full capacity, Skrill has become almost the only possible way to receive payments from foreign sites. This applies to Ukraine, Belarus, and many other states.

Let's look at how to withdraw money from this wallet to Russian and Ukrainian debit cards, what are the features of transfers to bank accounts in Belarus, and whether it is possible to make a payment to an online account of another electronic payment system.

Skrill payment system: withdrawing money in different ways

There are many different ways to withdraw funds from your Skrill wallet. Money can be spent online or transferred to a bank card or account. The following tools are provided for this:

• payment of money to a VISA bank card;
• withdrawal of funds to a Mastercard card, but this method remains available only in Russia and Ukraine;
• transfer to the user's debit card bank account number;
• payment to the NETELLER wallet number - in this case it is made as a deposit (that is, replenishment of the account) through your Neteller account;
• instant transfer of funds to another Skrill user - for this you only need to know his email address;
• payment for services on sites that accept payments from Skrill.

The SkrillMastercard prepaid card for withdrawals has recently been discontinued in countries outside the Single Euro Payments Area. We will also not consider the option of withdrawing money to a mobile wallet. In the territory of the post-Soviet space, it operates only in Armenia. Basically, this method is used only in some countries in Africa and South Asia. We will take a closer look at how to withdraw money from Skrill in Russia and other former USSR republics.

How to top up your wallet?

You can deposit money into your electronic account in different ways. By going to the appropriate section, you will see a list of options. For bank transfers, transactions are processed within 5 days; for other methods, funds are credited instantly.

You can use any credit and debit cards:

The commission is the same everywhere – 2.5% . If money is deposited from a card, it will first have to be attached to the account. Proceed to replenishment, fill out the form, you will be sent a four-digit code. You will need to indicate it on the site and then complete the remaining steps. In addition to the above, there are several more options for making a deposit:

If you decide to top up your account with BTC or BCH, you will first have to open wallets for them. Please note that these funds cannot be withdrawn using standard methods. They are only available for trading on the exchange. This will also require registration with confirmation in BitPay. Below you will find other ways to top up your wallet.

How to withdraw money from Skrill to VISA card

The VISA electronic bank card is issued almost all over the world. And it works without problems with a huge number of payment systems. However, withdrawing money from a Skrill account to a Visa card has its own characteristics.

It's no secret that the Skrill wallet is used not only for freelancing and working with foreign clients. It is quite popular among fans of online poker and other types of gambling. And the features of withdrawing money from a Skrill account to VISA are that:

• you must have at least one successful gaming transaction from this card in your payment history;
• such payment is not available in every country;
• It is prohibited to withdraw to Visa funds that were transferred to Skrill using Bitcoin.

If these rules suit you, then follow these instructions:

1. On the menu bar, click on the “Withdraw” item.
2. In the Skrill account, click on the VISA card number that you want to use to withdraw money.
3. Enter the transfer amount.
4. An electronic receipt will open, which will indicate the amount of the full amount debited from the account along with the system commission. Here click on the button that says “Withdraw funds”.

Attention! Commission for paying money to a Visa bank card is 7.5% of the withdrawal amount. Additional interest on conversion if the currency of the card and wallet do not match - 3.99%. Funds are credited to the account within 7 days. The limit for withdrawing money from a Skrill euro account is 4900 EUR per day.

When a Visa card has never been used to replenish a game deposit, they act a little differently. The user will be prompted to do this through additional VISA card verification. For this:

1. Click on the “Verify” link.
2. Specify the protective three-digit card security code.
3. Click on the “Top up and verify” button.

After this, 2.00 EUR will be credited from the card balance to your Skrill account. And you can start using a bank card confirmed in this way to withdraw funds.

Skrill Loyalty Program

This payment system uses points (Yandex.Money has similar ones). They are accumulated for activity, and then exchanged for money and other bonuses. KNECT section in your personal account , there you can connect to the loyalty program (you need to press one button):

The KNECT section provides detailed terms and conditions of the loyalty program, a complete list of actions for which rewards are awarded:

• For every euro spent on your Skrill Prepaid Mastercard, you will earn 1 point;
• For each euro withdrawn to a bank account or card, 1 point is awarded;
• For each euro paid online, 0.25 points are awarded;
• For each euro topped up, 1 point is awarded.

To exchange points for money, you need to collect at least 10,000 points. The first ones are awarded for passing verification and making a deposit.

How to withdraw money from Skrill in Russia

As mentioned above, users from Russia have the opportunity to withdraw money from their Skrill account to Mastercard. However, for this method to become available, the bank card must first be verified in your account. There are two ways for this:

• indicating the four-digit verification code from the payment description;
• confirmation of the exact amount of transfer from a bank card.

In the first case, you will need to top up your Skrill account with any amount. The following principle applies here. When making a deposit with any unconfirmed card, the system automatically assigns its own unique 4-digit code to this payment. It should appear in the customer's online banking. As soon as you receive it, you can go through card verification on Skrill. For this:

1. Go to the “Replenishment of Funds” section.
2. Near the desired card, click on the “Increase card limit” link.
3. Specify the verification code.

In the second case, that is, to verify the card through a transfer, do this:

1. Open the “Replenishment of Funds” section.
2. Click on the “Increase card limit” button.
3. The payment system will send a request to debit funds from the specified card in the amount of 1.01 to 2.99 euros.
4. They check the amount withdrawn through their payment history in their online banking.
5. They return to Skrill and on the “Increase card limit” page indicate the amount of debit.

After verification of the MasterCard card, the procedure for withdrawing money to it from Skrill is the same as for VISA:

1. Go to the “Withdraw” section.
2. Choose a card.
3. Indicate the amount.
4. Confirm the transfer.
5. If necessary, enter the card PIN code.

The difference from a transfer to a Visa is the commission and speed of the transaction. Mastercard has a slightly lower percentage - 4.99%. And you need to wait no more than 3 days for the money to appear on the card. This method can also be used to withdraw money from Skrill in Ukraine.

Another suitable option for Russians to cash out their funds is to use their bank account number. Every bank card has it – both debit and credit. But this is not the 16-digit number that is printed on the card. The account consists of 20 digits. And applies to bank details for international transfers. It can be found out from the agreement that is signed between the bank and the client when issuing a card. Or look at it yourself in your personal account using the online banking service. Let's look at what you need to do for this, using the example of instructions on how to withdraw money from Skrill to a Sberbank card.

The following step-by-step instructions will help you with this:

Step 1. In the Skrill wallet control panel, click on the “Withdrawal” menu item.

Step 2. On the page that opens, click on the “Bank Account” link.

Step 3. You can find out your card’s bank account number through the Sberbank Online service. To do this, open your personal account and click on the link with information about a valid bank card.

Step 4. On this page, go to the “Card Information” tab.

Step 5. Here click on the link “Transfer details to the card account”.

Step 6. After which a document will be downloaded in which you can copy all the necessary information for transferring from Skrill: account number, BIC, INN of the card holder.

Step 7. Return to the Skrill wallet. On the open page, click on the “Add bank account” link. And in the pop-up window they indicate the bank details of their card found through Sberbank Online.

The commission for such a payment is always fixed:

• 5.50 euros per currency card;
• 396.99 RUB per card in Russian rubles.

Do not forget that if the card is not a currency card, then you will have to pay another 3.99% of the transfer amount for conversion. The payment arrives in your account within 5 days.

Another nuance concerns such a moment as withdrawing money from a Skrill euro account. The question is often asked whether it is possible to transfer money to a bank account that is opened in a different currency. Yes, this is allowed. But you should remember that in addition to Skrill, your bank can also write off its additional commission for the currency conversion service.

If you would like to find a way to withdraw money from Skrill without commission, then you will have to be disappointed. The system itself is designed in such a way that you have to pay money for transactions.

Pros and cons of Skrill

Positive sides:

• no need to install software, control is done via a web interface;
• high speed of transfers;
• minimum commissions;
• high level of security.

The disadvantages include:

• the ability to use one currency that you choose during registration;
• difficult to find exchangers;
• limited withdrawal options;
• The responsiveness of the support service is low (they take a long time to answer questions).

As you can see, this payment system has quite a few disadvantages, but at the same time, the number of its users is constantly increasing.

Features of the Skrill wallet and withdrawal of money in Ukraine

Ukrainian users also have the opportunity to withdraw money from their Skrill payment system account in two ways:

• using Swift translation;
• to your debit bank card directly.

Please note that a virtual card is not suitable for these purposes. You need to get a plastic one from a bank.

To work with Skrill, it is convenient to use a Privatbank card. It is recommended to choose one of these two:

• universal;
• payment card.

On the Privat24 website it is easy to find all the necessary information on bank details for Swift transfers. To get this data, proceed as follows:

1. In the main menu, open the “All services” section.
2. In the list of categories, find the “Info” item.
3. Click on the “My details” link.
4. Select the card about which you want to collect information.
5. A document opens that contains all the data on the Swift code, IBAN account and other necessary information for Skrill.

These bank details are saved in the Skrill settings for payments. Card verification is carried out using the same method as in Russia. That is, by indicating the verification code from the description of the bank payment when replenishing your wallet. Or confirmation of the transfer amount from a bank card.

Skrill verification

This is a mandatory step for every user, otherwise some functions will be closed and the limits will be too low. First you need to top up your wallet; we’ll describe the methods below. After making any deposit to Skrill, a new column will appear in your personal account settings:

They require you to upload a scan of your identification document, take a selfie with the document in your hands, and also confirm your residential address (you can enable geolocation). This verification method takes the longest; there are two more options:

Skrill verification via mobile app

Install the official application on your smartphone; when you log into your account, you will be reminded that verification is required. The requirements are identical, only here everything is much more convenient.

First you need to point the camera at your identification document (passport, license). The application will have a special frame, place the document in it, the photo will be taken automatically:

In the same way, you need to take a photo of your face by turning on the front camera. The last stage is location verification. To do this, it is suggested to enable geolocation or upload a document (for example, a housing and communal services receipt).

Please note that residents of the Russian Federation and Ukraine need to add international documents (passport, driver's license, ID card):

If you did everything correctly, you will see a message stating that the documents have been uploaded. Now we just have to wait for them to check.

Skrill verification via webcam

In your personal account settings there is an accelerated data verification via a webcam. We select the appropriate item and do everything exactly the same as in the case of a mobile application. Photos of documents are taken through the camera lens, then selfies, and finally the location is confirmed:

As with the application, you need to place objects in special frames. Including taking a selfie, where there will be a special area for the face:

By choosing this method, the verification also takes less time. The scheme is simplified, and after data moderation you will receive an email confirming successful completion of verification.

How to withdraw money from Skrill in Belarus

There are no special differences from Russia and Ukraine in terms of withdrawing money from Skrill in Belarus. The exception is that there is no way to withdraw money directly to Mastercard.

It will be more convenient for residents of Belarus to use an international bank transfer to their card account. That is, in other words, make a payment through the Swift system.

As for banks, Belarusians speak well of Priorbank cards. They are issued not only in Belarusian rubles, but also in other foreign currencies:

• USD – American dollar;
• EUR – European euro;
• RUB – Russian ruble.

The euro is better for working with Skrill.

Skrill VIP program

The payment system has statuses. They are assigned to users automatically taking into account their total wallet turnover for the last quarter. Joining the VIP club opens up personal support, reduces commissions, allows you to open multiple accounts and more:

There is a separate FAQ for the VIP program in Russian. To participate, you need to spend or transfer at least 6,000 euros per quarter .

Plus, you can become a VIP ambassador, invite new clients to the payment system and receive interest on each transaction. To do this, you need to submit an application to register as a partner.

Transferring money from Skrill to e-wallets

It is understandable that Internet users want to find a way to withdraw money from Skrill to Qiwi, Yandex money or Payoneer. Unfortunately, there is no direct way for this. In this case, we can only advise using an online exchanger. To find a suitable web resource, use the bestchange.com service. There is a special interactive table through which you can configure search parameters:

• from which electronic wallet they want to withdraw money;
• and which electronic payment system they want to receive funds for.

You will see a whole list of sites where you can make an exchange by transferring from Skrill to another online wallet.

The only available option for direct payment to another payment system number is to withdraw money from Skrill to WebMoney. This can be done through a Bitcoin address.

To do this, you first need to create a special wallet for transactions with the equivalent of cryptocurrency on WebMoney. Then copy his Bitcoin address. And make a transfer to it from your Skrill wallet.

As you can see, working with Skrill is difficult, but possible. The main difficulty is setting up your bank details and confirming your accounts. Many are also confused by the fact that money transfers sometimes take a week. However, this is a reliable way to withdraw funds. Plus there is the possibility of cryptocurrency transactions.

History of Skrill development

In the field of electronic payment systems, Skrill is the first legally regulated in Europe. In 2003-2005, users of this project were able to make transfers from mobile devices, and also gained access to a catalog of services that can be paid using different currencies.

In 2006, the company received a lot of changes, in particular, they entered into an agreement with a large software sales provider, and also added the ability to attach VISA and MasterCard cards. At that time, the number of Skrill users already exceeded one and a half million.

Since 2007, this payment system began to actively develop, enter into cooperation with other companies, and also improve the design of the project. Over the course of many years of improvement, many cooperation agreements were concluded, which gradually brought enormous popularity to the Skrill payment system.

Use foreign sites to earn money without investments, they provide withdrawal to Skrill wallets.

To date, the number of users of the Skrill payment system exceeds 36.5 million participants. The number of international currencies that can be used has become quite large. In most cases, it is used to replenish gaming accounts in online casinos, bookmakers and other gambling projects.

Basic questions for beginners

The payment system is very popular, there is a lot of information about it on the Internet, and the official website has a detailed FAQ. However, newbies ask questions on forums and social networks. We have chosen the ones that are most common:

1. What are the limits in Skrill without verification?

Until documents are uploaded, there is a limit of 500 euros for monetary transactions. In addition, some functionality is not available.

1. What can you pay with Skrill?

In your personal account there is a section “Promotions”. Through it you will find online casinos and Forex brokers that accept this currency. In addition, payment with Skrill is accepted by various companies (DHgate, Skype, Shutterstock, Dynadot).

1. Which is better Skrill or Neteller?

You need to choose based on your goals, payment systems, bank cards, etc. Both payment systems have their pros and cons, but overall they are very similar.

1. How to transfer to Skrill (internal transfer).

In your personal account there is a “Submit” section. Go ahead and choose one of the options - sending from a wallet or linked account (card, phone number, etc.).

1. Skrill card in Russia, is it real?

The use of plastic cards from this and many other foreign payment systems is prohibited in the Russian Federation. You simply won't be able to order it.

1. In which countries is Skrill banned?

Brazil, Canada, Israel, China, USA, Puerto Rico, Singapore, Turkey, UAE and a number of other countries.

1. Is it necessary to register to make a payment?

If some website has a form that accepts payment in Skrill, you can pay with a card, another payment card, phone, etc. And if you need to send or receive money to someone, you will have to open an account.

1. Does Skrill have an affiliate program?

The payment system gives partners 20% of each transaction of attracted clients for one year. The maximum amount is 100 euros, money arrives daily.

Support, although slow, answers questions, so it’s better to contact operators for help. You can leave questions in the comments and I’ll share my experience.

Buying and selling cryptocurrencies

Inside the payment system there is an exchange for buying and selling cryptocurrencies. The choice is modest, there are only 9 altcoins available, but it is convenient to carry out transactions and you can use fiat money. Unlike regular crypto exchanges, the commissions here are not high:

You can go straight from your personal account to the exchange; you don’t have to understand the interface, it’s extremely simple. There are two options for conducting a transaction. Buy/sell at the market price (performed instantly) or create a pending order.

The first method allows you to immediately buy or sell crypto:

You only need to indicate the exchange amount in the main currency of your account. In pending orders, the user specifies the transaction volume and price. The offer is added to the database, after which you need to wait until the second party to the transaction appears. If the price is too high, it is unlikely that anyone will agree to the following conditions:

There are a couple of useful features. Firstly, this is the installation of notifications about quote movements. Secondly, you can postpone the opening of an order for a certain day or even make it repeat. You can also trade cryptocurrencies in the Skrill mobile application, the interface is no different.