The most convenient ways to withdraw Bitcoins to a Sberbank card

Today, the most popular bank in Russia is Sberbank, because almost every second person has a card from this bank. But withdrawing cryptocurrency to this account is not so easy. Bitcoins are stored in special wallets that do not provide for direct withdrawal of coins into fiat equivalent.

We need to come up with workarounds. But today this is not a problem, since several services offer to transfer Bitcoins to a Sberbank card. Let's take a closer look at each of the options presented and learn how to use them. After all, the blockchain is developing, and soon the demand for withdrawing Bitcoins to bank card accounts will increase even more. Let's sort this out before there's too much excitement.

Exchanges

Cryptocurrency exchanges are one of the most common ways to withdraw cryptocurrency to a card. On exchanges you can not only work with Bitcoins, but also store them. Only here there is not quite a full-fledged exchange - rather, a sale. That is, the owner of the cryptocurrency needs to sell Bitcoins, receive rubles, and only then think about how to withdraw money from the wallet to a Sberbank card.

There’s just one problem: working on stock exchanges is not that easy. Usually, professional traders who change money here know the secrets of how to do it profitably. Naturally, they understand the withdrawal of cryptocurrency to the card.

For a deal to be successful, you need to take into account many nuances:


  • First you need to register on the exchange;

  • Then transfer money from your Bitcoin wallet;
  • Then expect a good course;
  • When a favorable rate appears, you can sell the Bitcoins that were transferred from the blockchain wallet;
  • And only after that the money can be withdrawn.

Just keep in mind that this method of withdrawing Bitcoins involves paying a commission, due to which you can lose part of the money withdrawn. In addition, there is a nuance - not all exchanges work with banks. Most withdraw money to electronic wallets. And only then can you withdraw rubles to your Sberbank card. Of course, because of this, you may have to pay extra for another translation. But you can work on any exchange, and not select those sites that you don’t like, but offer direct withdrawal to a Sberbank card.

Here are several exchanges where withdrawal to a Sberbank card is possible, or more precisely, to a Visa/MasterCard card:

  1. EXMO. A large cryptocurrency exchange with 65 thousand traders. But in order to send money to a Sberbank card from this trading platform, you need to go through verification. That is, open your personal data.
  2. YoBit. An exchange that offers a huge number of trading pairs. But at the same time, it allows you to withdraw cryptocurrency to bank cards. You need to withdraw coins through the “Balances” tab.

The withdrawal procedure on these two exchanges is almost identical - you can use the method described above.

Via telegram bot

Often, telegram bots are simply a convenient navigator on the channel’s message board and guarantee some security to users, for example, offering to provide information about their BTC address and funds balance.

Instructions for selling BTC:

  1. Find a suitable bot in Telegram. For example, BTC Banker.

  1. Start communicating with the bot - Start button.

  1. Read and agree to the terms of use of the service.

  1. Among the offered functions, select the BTC/RUB exchange.

  1. Select the "Sell" section. In the message below, select “Bank Transfer” and then “Sberbank”.

  1. Among the opened applications from other users, select the appropriate one and agree on a deal.

Creating your own telegram bot does not require additional investments - minimal knowledge of programming languages ​​(Python or JS) is enough, which is why the risk of encountering scammers is high.

Using exchangers

You can also withdraw money from the blockchain to a Sberbank card through exchangers. This is especially beneficial if you need to do something with a small amount of Bitcoins and there is no time to wait. Here the procedure takes only a few minutes, and after that the funds will appear on the card of the selected bank.


Operations are carried out either automatically or manually. The speed of the exchange depends on this. All transactions are carried out according to the same principle, as is the case with exchanges. The procedure for a person trying to exchange money is as follows:

  • Go to the exchanger that will be used for the exchange;
  • Indicate the details of the card to which you want to transfer money and the number of the wallet from which these funds need to be withdrawn;
  • Enter the amount you want to exchange;
  • Confirm your transfer request.

Online services work with accounts in different banks, not only Sberbank. This allows you to choose any exchanger that offers a similar deal. If there are not many exchanges, then, on the contrary, there are really a lot of exchangers.

Thanks to this variety, the user can choose any resource, focusing on the favorable rate or the authority of the service. The main thing is that the exchange actually takes place, so it is important to choose the right exchanger.

We have identified several good sites that offer this type of exchange:

  1. Exchanger Xchange. A well-known service that works with rubles. This includes withdrawal of cryptocurrency to a Sberbank card. The exchange will take place in a few minutes after you click “I paid.”
  2. Exchanger HotExchange. An exchanger that offers the most favorable rate in this direction. But it works in manual mode, so you have to wait at least five minutes for the money to arrive on the card. And the maximum transaction period is 12 minutes.
  3. Exchanger 365cash. A good exchanger with a high rate and favorable conditions. There are also many options for exchange, not only Sberbank, but also Privatbank and other banks.

Choose any exchanger from those listed or any other and transfer cryptocurrency to rubles.

Bitcoin status in Russia

In the Russian Federation there is no unambiguous attitude towards electronic money, and they are not regulated by Russian legislation.
A decision has not yet been made whether to ban the circulation of cryptocurrency or take control of this situation. For this reason, banks cannot use electronic money as a payment instrument, and it is not possible to open an account in bitcoins or purchase them through Sberbank. At the same time, over the past 2 years, Bitcoin has strengthened its position in the international market. Several factors contributed to this:

  • Bitcoin transaction processing speed has become much easier and faster;
  • to the delight of users, transaction fees have been significantly reduced;
  • Large trading platforms have joined cryptocurrency transactions;
  • the promotion of bitcoin on the market is forcing many states to change their position on the issue of using electronic money as a means of payment.

Favorable rate in the Bestchange service

Since there are a lot of exchangers that can exchange Bitcoins for rubles in Sberbank, services were invented that carry out monitoring. Their task is to find the most profitable exchangers that work in the direction chosen by the users, that is, they can withdraw bitcoin to Sberbank.


One such monitoring service is BestChange. This site is the most profitable resource for finding a reliable exchanger. All the services shown here are reliable, and if the exchanger’s reputation deteriorates, it is immediately excluded from the list of available resources. Simply put, users will not be able to find it.

If an exchanger is found, to go to it, just click on the line with its name. Now let’s look at how to find an exchanger in order to profitably withdraw Bitcoins using this service:

  • First you need to go to the website and select the original currency. In our case, these are Bitcoins. You also need to select the target currency or what you want to transfer money to. These are rubles on a Sberbank card. The choice must be made on the panel located on the left;
  • Then you need to calculate the total amount and view the statistics. To do this, you need to click the “Calculator” tab, select the “Give” or “Receive” option. Next, enter the required amount, select the “Take into account commissions” option, and click “Calculate”. The system automatically calculates the results and shows exchangers that work in the selected direction;

  • In the resulting list you need to select an exchanger. There, go to the exchanger’s website. But first of all, you need to make the right choice. The site has everything you need for success. For example, a competent system of ratings, reviews and more. So look at the lines and choose the best option;

  • Make an exchange on the exchanger's page. If something goes wrong, you can report it to the support service or simply leave a negative review on the exchanger monitoring. Two bad reviews, and the exchanger will no longer be able to work on BestChange.

By the way, on this service you can calculate the exchange without commission. But such a calculation is not entirely successful, since it does not allow you to know exactly how much you will have to pay in the end.

The first lines indicate exchangers with the most favorable rates. Recalculation is carried out every few seconds, so the information on the monitoring is constantly changing. If the current rate does not suit you, just wait a few seconds and the data will be updated.

Other Bitcoin (BTC) exchange directions:

  • Bitcoin (BTC) to Cash RUB
  • Bitcoin (BTC) to Cash USD
  • Bitcoin (BTC) to Rosselkhoz Bank RUB
  • Bitcoin (BTC) to Cash RUB
  • Bitcoin (BTC) to Alfa-Bank RUB
  • Bitcoin (BTC) on Tinkoff CASH-IN RUB
  • Bitcoin (BTC) to Perfect Money USD
  • Bitcoin (BTC) to Cash RUB
  • Bitcoin (BTC) to Cash USD
  • Bitcoin (BTC) to Cash USD
  • Bitcoin (BTC) to Cash RUB
  • Bitcoin (BTC) to Tether BEP20 (USDT)

Direct cryptocurrency exchange

Direct exchange of cryptocurrencies for rubles is a very popular practice.
If you are interested in withdrawing Bitcoins to Sberbank, then you can do it without commissions or other extraneous expenses. But this cannot be said to be safe. More precisely, security is the weakest point of the considered method of withdrawing coins. There are too many scammers who will take Bitcoins and not transfer a penny in return. Special services will help eliminate risks. For example, one of the most reliable and popular is LocalBitcoins. This site is popular all over the world. It has been operating since 2012 and the essence of this service is to find people who want to exchange Bitcoins for rubles from Sberbank. In order to get this opportunity, you need to go through the following procedure:

  • Register;
  • Create an order to sell Bitcoin;
  • Specify the exchange rate boundaries;
  • Specify the appropriate payment method “Sberbank rubles”;
  • Enter how many coins you will exchange.

Other people follow the offers on the site, and if your offer suits someone, they will make a deal. But you can’t cooperate with just anyone. The site has a specially developed system to protect people who want to take part in the exchange. In particular, there is a rating of participants, a review system, even disputes can be resolved within the site. And most importantly, there is no commission when withdrawing Bitcoins to Sberbank.

What do you need to know about withdrawing Bitcoins?

Above we compared transferring digital coins to another wallet with sending a file via email. This analogy is quite apt. On the one hand, cryptocurrency transfer is simple and convenient. But if you approach this process frivolously, you risk losing money.

Let's return to the analogy with sending a file. You may accidentally send the wrong photo or document. It is not possible to undo a file that has been sent back. It is also impossible to reverse an erroneous transaction. If you enter the wrong recipient address when withdrawing money from your Bitcoin wallet, you will lose your digital coins. Therefore, it is important that you double check that the data fields are filled in correctly before sending funds.

How to withdraw Bitcoins to a Sberbank card

It is quite simple to withdraw Bitcoins to a Sberbank card, because it is the most popular bank in the country. Let's summarize what you can do to receive cryptocurrency on your bank card:

  1. The first method we considered was exchanges. Cryptocurrency exchanges are very difficult for ordinary people who are faced with withdrawing coins for the first time. Typically, people invest in cryptocurrency as an investment of sorts. But it is rarely necessary to withdraw. The benefit from this is doubtful, because the exchange rate is constantly growing. In addition, withdrawal requests are not processed immediately on the exchange. We have to wait several days. It is not comfortable.
  2. The second option is exchangers. A quick and effective way to withdraw cryptocurrency to a Sberbank card. But this is noticeably more expensive than stock exchange. However, due to the simplicity and accessibility of such services, they are used more often. In addition, there are dozens of exchangers that can withdraw Bitcoins to a bank card, while there are only a few exchanges.
  3. The third method is direct exchange. The most profitable option in terms of price, but it is not popular. The fact is that the security of this method of exchanging btc and their subsequent withdrawal to a Sberbank card is practically not controlled. Transactions, at best, are carried out on LocalBitcoins, and at worst on specialized forums. If you look for buyers on forums, you generally don’t know how the deal might end. In 70% of cases, there is a risk that you will encounter scammers.

So, answering the question “How to withdraw Bitcoins to a Sberbank card,” we can recommend exchangers. Especially for beginners, this is the easiest option. Of course, you will have to pay a commission, but even this is not scary.

Comparison table: Bitcoin exchange methods

WayConditionsAdditional service commission
In personNo, only the commission of the BTC network and the bank.
p2p platformIn most cases, verification is required.Binance P2P: no, only BTC network and bank fees.
LocalCryptos (ex-LocalEthereum): yes, 0.25% for the one who posted the ad, 0.75% for the one who responded.
ExchangeIn most cases, verification is required.Yes, varies from 2 to 5% depending on the exchange.
EXMO: 2.99% + 60 rub.
ExchangerIn some cases, simplified verification by email and phone number is required.Formally, there is no such thing; services make money on exchange rate differences.
Third Party ApplicationTrustee: formally absent, the service makes money on the difference in exchange rate.

How to withdraw to a Privatbank card

Privatbank is the largest Ukrainian bank that has representative offices not only in Russia, but also in other countries of the world.
Of course, it is impossible to directly withdraw Bitcoins or any other cryptocurrency to the card of this bank, as well as to the Sberbank card. But there are roundabout ways through which Bitcoins can be converted not only into rubles, but also into hryvnia. Why Privatbank is so popular:

  • Privatbank is trusted by many exchange offices;
  • When exchanging for Privatbank hryvnia, the commission for transactions is slightly lower than when exchanging for rubles. Ukrainian laws do not restrict cryptocurrencies, as happens in Russia, and therefore the commissions are not so large;
  • Privatbank clients can use the privat24 online service.

But how can you get cryptocurrency to your Privatbank card account? Through exchangers. The already mentioned monitoring of Bestchange exchangers will help you choose the best resource. Then you just need to follow the instructions:


  • Specify the wallet from which we withdraw Bitcoins to the card;

  • Enter the amount to withdraw money;
  • Indicate the bank card number to which the money will be transferred;
  • Apply for an exchange;
  • Pay the bill;
  • Wait for the money to arrive on the card.

Any exchanger works according to this scheme; you just need to indicate the direction of exchange.

Which way is better

Perhaps, when talking about which method of exchanging Bitcoins and withdrawing them to Sberbank is the best, you need to pay attention to their price. The cheaper the method, the better. But there are three nuances that influence the choice:

  • Safety;
  • Convenience;
  • Saving.

Each of the listed options is safe, but is it convenient? In terms of convenience, exchangers and the WebMoney payment system win. But exchangers require a high commission, and this is expensive. WebMoney makes the exchange within the system, which means the commission is small + you need to pay a commission when withdrawing. But when counting it is more profitable.

Results:

  1. Exchangers. Best choice for speed. They are convenient and safe, but not economical.
  2. Exchanges. Not very convenient, since you have to wait for payments and not everyone can place an order. But they are economical and safe.
  3. Payment systems. Convenient, safe and economical. But there are restrictions on limits, so they are only suitable for small amounts.

Although this is only a general opinion. A person can choose any of the options and withdraw Bitcoin to a Sberbank card, just the fee for this will be different.

Withdrawal to Webmoney

The WebMoney system has its own signs for Bitcoins. Simply put, in the system itself you can exchange cryptocurrency for rubles and withdraw it to a Sberbank card. All you need to do is register for a special WMX wallet. But title units, analogues of coins, are not Bitcoins. Essentially, one Bitcoin is one thousand WMX. So when you transfer coins from your Bitcoin wallet, you shouldn’t be happy about the large amount.

To get these coins you need:

  • Send Bitcoins to a wallet in the WebMoney system;
  • Using the internal exchanger of the system, exchange WMX title units for ruble units;
  • Money received in a ruble wallet can be easily withdrawn to a Sberbank card.

This is beneficial, since the WebMoney commission for internal exchanges is small - only 0.8% of the transfer amount. External exchangers charge significantly more for their services. Therefore, if it is possible to change cryptocurrency within WebMoney, it is better to use it.

Although there is a caveat - this exchange option is not available to owners of anonymous wallets. That is, in order to transfer Bitcoins to a Sberbank card, you need to undergo verification (personal data verification). That is, only holders of a formal certificate can withdraw cryptocurrency.

Payment systems

You can exchange Bitcoins not only on exchanges or through exchangers, but also using the services of payment systems. This method is not very popular, but it definitely has its benefits. For example, the relative simplicity of operations and even anonymity.

Thanks to payment systems, you can legally cash out Bitcoins by sending them to a Sberbank card. But to do this you will need to follow the following algorithm:

  • You need to register with the payment system service to open an account there;
  • The resulting account in the payment system is replenished with Bitcoins. You can transfer them directly through the blockchain wallet;
  • Convert cryptocurrency to rubles;
  • Output to card.

The procedure is similar for all the services presented below, but it is better to choose one. To do this, let's take a closer look at where you can perform a similar procedure.

Advcash

This is the payment system that is chosen when you need to make an anonymous transfer to a Visa/Mastercard. Advcash offers this opportunity, unlike other options. In addition, he has a lot of other positive qualities. For example:


  • A large number of positive reviews;

  • Adequate commissions;
  • Performs transactions quickly;
  • Cooperates with most major exchangers and stock exchanges;
  • Availability of an Advcash Mastercard, to which you can withdraw money directly.

In general, the payment system is useful. It cooperates with a lot of banking institutions in Russia and Ukraine, which allows you to exchange BTC for rubles with subsequent transfer to the card.

Payeer

Payeer is a popular international electronic payment system. It is also used if you need to exchange Bitcoins for rubles in Russia. This resource has been operating since 2012. Its special feature is the ability to exchange. What the service in question can offer:

  • Use of international electronic transfers and cooperation with more than two hundred banks;
  • More than a dozen payment methods;
  • The opportunity to receive a free bank card from the service to make financial transactions around the world without commissions.

But in order for the money to get to the Sberbank card, it needs to be withdrawn from the blockchain wallet to the Payeer payment system. Watch the short video below, which shows how cryptocurrency can get to the resource. But to withdraw funds to a card, on the service itself you can select the desired direction and indicate your card details.

WebMoney

The WebMoney payment system is the best option for exchanging cryptocurrency for rubles and subsequent withdrawal to cards. You can exchange cryptocurrency within the service itself, without using external resources. And all thanks to the Bitcoin analogue, which is listed inside WebMoney. This title sign is called WMX. 1 WMX = 0.001 BTC, that is, there are a thousand WMX in one Bitcoin.

The exchange of WMX to WMR occurs within the system, so it is practically free. Of course, there is a small commission, but it is much less than in exchange offices. The fact that transfers occur within one system is also convenient. WebMoney is used as an intermediary; it reduces the risks that arise when converting cryptocurrency into fiat equivalent.


You cannot store a lot of WMX on one wallet - each certificate has its own limits. It is best to use a formal certificate. To receive it, you need to pass verification. Then make an exchange and withdraw WMR to a Sberbank bank card. This procedure can be carried out both within the service and through exchange sites.

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