Engaging in any activity on the Internet that can bring in real money, be it banal earnings on email accounts or mining on a video card, or something more serious, such as trading cryptocurrency on the stock exchange, whatever one may say, but without the use of electronic wallets it will simply not be possible make do. After all, you need to take the money you earn somewhere, right? One of the popular wallets, the payment of earned funds to which most projects make even without a commission, is Advenced Cash (AdvCash). This payment card is good for everyone, easy to use and very functional, but recently users from the Russian Federation have become a little uncomfortable using it. The reason for all this was the lack of normal withdrawal of money to Russian Visa and MasterCard cards, and this has been going on for quite a long time.
That is why in today’s article I decided to share with you an alternative, and most importantly, working method, after reading which you will understand how you can withdraw money from AdvCash to the card of absolutely any Russian bank (Sberbank, VTB, Tinkoff, Alfa-Bank, etc. .d.) as profitable as possible, i.e. with a minimum commission.
Withdrawal fees
In the payment system, you can withdraw money both to any card of a Russian bank (including Mir), and to foreign ones, as well as to credit cards in Kazakhstan and Ukraine. In case of intercurrency transfers, money will be transferred into the appropriate currency at the current rate indicated on the main page of the site.
Advcash is one of the few international payment systems that has made conditions for Russian users softer than for foreign ones. Withdrawal percentages are the same for everyone - 2.95% of the withdrawal amount, but the mandatory service fee differs significantly.
For a transfer to a Russian bank card you will have to pay 60 rubles. For Ukrainian plastics – 30 hryvnia (about 70 rubles). For a Kazakhstani credit card – 600 tenge (about 110 rubles). The most expensive fee for transfers to international accounts is 6 dollars/euro/pounds (depending on the recipient's currency).
In Russia, the transaction takes no longer than three business days. You can send a minimum of 10 rubles (which is unprofitable due to the service fee). The maximum amount for one transaction is 75 thousand rubles. For World cards, the maximum per transaction has been expanded to 150 thousand. At the same time, you can withdraw no more than 150,000 rubles per day.
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- Passport . To confirm your identity, you need to upload a scan/photo of your passport or driver's license. Before submitting, be sure to read the document requirements.
- Address . To confirm the address, you need to attach a scan of a receipt for any payment, which contains your last name and address, or send a photo of the page of your passport with registration.
- Phone number . After entering the number, within a few seconds you will receive an SMS with a code that you will need to enter to verify your phone.
If any problems or questions arise, service clients can refer to the FAQ in the support section, or contact via online chat or phone.
How to withdraw money from Advcash?
To order a payment from your wallet, you do not need to verify it. You can even withdraw money from an anonymous wallet. For this:
- Log in to the payment system. There must be more than 10 rubles on your balance.
- In the top horizontal menu, select “Transfer Funds”.
- Click on the “To bank card” button.
- Select the country in which the credit card is registered.
- Select the wallet from which funds will be debited. Enter the amount to withdraw.
- Enter the recipient's card details.
- We confirm the operation with a PIN code from e-mail or SMS (depending on security settings). After that, all that remains is to wait.
Reviews of Advcash - payment system | Page 5
Convenient payment system with a wide range of functions. I use it all the time. Ease of use is excellent. Withdrawal to a card in euros, rubles, hryvnias and a bank account. Interaction with the Binance exchange. You can buy crypto directly from your wallet.
Expert opinion
Nikolaeva Liliya Vasilievna, expert on banking products
You will see this window when you enable two-factor authentication using a software token; you will need to enter the code from the application in the field. And if you still have questions, ask them to me!
Possible problems
Although Russian bank cards have a stated waiting period of three business days, withdrawals from Advcash to a Sberbank card usually take no more than a day. However, not all banks are ready to process transactions so quickly, so delays may occur.
The main problem that anyone can face is inattention. One mistake when entering credit card details, and the funds could go to a stranger. Moreover, it will be very difficult to return them, since you will have to negotiate with the lucky person who received a random transfer.
There are also technical glitches. If after all the deadlines the money has not been credited to your balance, you must first contact technical support of the payment system. They will check to see if the funds have left their accounts. If yes, you will have to contact the bank. To do this, fill out an application at the nearest branch, or in your personal online banking account. Specialists will be able to find the payment and inform you about what caused the delay and how quickly the money will arrive on the card.
Refill
You can top up your Advanced Cash account in five ways:
- Cashless replenishment via SWIFT/WIRE; SEPA; Internet banking is available after verification (replenishment from a Sberbank card, Privat24, etc.).
- Electronic money:
- Replenishment through mobile operators : Beeline, MTS, Megafon, Tele2.
- Cash : Conditions vary by country, please contact the contact center for instructions.
- A huge number of exchange services:
Advanced Cash bank card
Each user has the opportunity to order an Advanced Cash plastic card with the Master Card logo, which will allow you to withdraw money from the AdvCash payment system in almost any country in the world. The plastic is produced by Advanced Cash's partner in Gibraltar, namely WaveCrest Holdings Limited. The company has a number of licenses, as well as the right to issue such cards.
Cards are issued in 2 currencies (you can order any of them, or two of your choice):
- in US dollars;
- In Euro.
Card cost: $4.99 (if you order it within 7 days after registration), $14.99 (if you order it after 7 days).
Plastic is produced for exactly 3 years. After this period ends, you must re-order it.
The service is completely free.
You can order and use it even without verifying your account.
Tariffs for other operations
Having an Advanced Cash card, an Internet investor, businessman, or freelancer has a number of advantages. It can be used in almost any country. Money is withdrawn from it at ATMs that accept Master Card. The commissions are quite small. Thus, you can withdraw money and not be afraid of attacks from the tax authorities. You can easily earn money on the Internet, withdraw money and not be afraid of anything.
Advance Cash employees will not give out information about you and your accounts upon a simple request. You can only worry if you have been subject to a serious criminal case related to money laundering or terrorism in your country or in another country, and you used this EPS. In this case, the anonymity of personal data in Advanced Cash may suffer, but only by decision of an international court.
Currently, the AdvCash is actively used by network investors and freelancers from Russia, Ukraine, Belarus and other countries. And no one seems to be complaining. Let me remind you that Perfect Money EPS does not have such a card for quick and convenient withdrawal of funds. Thus, many are switching to Advanced Cash for this very reason.
All ways (possibilities) of using plastic are listed below:
- withdrawing money from an ATM that accepts Master Card;
- transferring money to other Master Card and Visa cards;
- making purchases on the Internet, etc. (online calculations).
How to order a card?
Step #1. In the left menu at the bottom there is a “Create map” button. Click on it, and then select its currency (dollar or euro).
Step #2. I chose the card currency in euros, since I already have one in dollars. The ordering procedure for both one card and another is the same. In the window that appears, select “Order a plastic card.” Do not pay attention to the cost indicated at this stage. The lowest price is shown here. The actual cost will depend on how long ago you registered. Less than 7 days have passed - $4.99, more - $14.99.
Step #3. Fill in all required information in the fields. You can choose one of 3 delivery methods:
- Free, no tracking (delivery time: two to six weeks);
- Paid, with tracking capability (delivery cost: $24.79 plus the cost of the card itself; delivery time: two to six weeks);
- Expedited paid, with tracking capability (shipping cost: $61.99 plus the cost of the plastic itself; delivery time: seven to ten days).
After you do everything and click on the “Continue” button, your application will be reviewed by Advanced Cash employees within 48 hours. If the application is approved, you will receive an email notifying you that the card is ready and will be sent to the delivery address in the near future.
There is no exact time of arrival of the AdvCash card as such. She may come in two weeks, in three, in four, etc. It arrived to me before the minimum deadline. I received it within a week and two days. Some do not receive it even within 6 weeks. It all depends on the post office and customs authorities. All sorts of situations happen. If you did not receive the card on time, contact support. If something happens, plastic can be reordered for free the first time.
Receiving a card and activation
The AdvCash plastic card will arrive in an envelope in your mailbox. At least I took mine in a box, and many of my friends did too. This is also stated in the FAQ on the website.
The envelope will contain a letter. The card will be glued to a piece of paper. You just need to carefully tear it off and remove the pieces of glue.
Introduction: history and reputation
Advanced Cash Limited was established on September 27, 2014 in Belize in Central America.
Advcash contains branches in different countries, which also includes Russia (representative of ADVANCED MARKETING LLC).
The organization is registered as an offshore company, so it may not comply with the laws of other countries. This reduced costs, reduced taxes and created a certain anonymity for users, which is quite relevant today. The International Financial Services Commission has issued a full operating license, which must be renewed annually.
Immediately after the launch of the payment system, a page was created on the forum, where a specialist and company representative can answer questions.
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Account protection
There are six tools available to protect your system. They can be used all at once or separately:
- Intelligent identification. You will need to enter your PIN every time you change browser;
- Binding to IP addresses. An alternative to the previous method. When changing browsers, you need to log in only from a specific IP address or several addresses;
- SMS authorization. As in the case of verification, protection is done by sending the necessary code to the phone;
- Payment password. Will be requested every time for any transaction: transfer and withdrawal of funds;
- Code card. When this protection is activated, a person receives a special code card with several dozen reusable codes to confirm transactions;
- Token. A one-time password generator works here. One password per transaction. There are 2 types of tokens: hardware and keychain. The keychain is sent by mail.
Registering a wallet on the official AdvCash website
The official website of Advanced Cash is located in the “com” domain zone and has a Russian-language interface, which is very important for many. In addition, by calling 8-800-707-29-12 you will be provided with qualified assistance and support, again in Russian, which is good news, since force majeure sometimes tends to arise out of nowhere.
The payment system company itself is registered in the offshore (what is this?) of the state of Belize (who would doubt it). This is done, naturally, to avoid pressure from any states to close the system or otherwise influence its operation. Advanced Cash itself positions itself as a fairly user-friendly system ( anonymity , but with associated restrictions and input/output limits).
However, for example, when making deposits/withdrawals from a bank account, you may be asked to undergo verification (identity verification). This is done in order to minimize money laundering operations by various scammers. Verification will also significantly increase the daily and monthly limits available to you for depositing and withdrawing funds. Therefore, if anonymity is not vital, I advise you to verify your wallet in this payment system.
Looking ahead a little, I’ll say that in AdvCash you can create five wallets under one account at once for different currencies (rubles, hryvnia, tenge, Belarusian rubles, dollars, euros and pounds). It is possible to convert between them within the system, but this cannot be said to be very profitable.
Until recently, you could link a MasterCard card to your wallet and pay with it in any places convenient for you (shops, gas stations), as well as withdraw cash. The issue and subscription fee are not that expensive. But now there is no point in talking about this, because they are available only to EU residents. For residents of the RuNet (from Russia, Ukraine, Kazakhstan, etc.), the freebie ended on October 9 this year. For those who already had these cards, their service life has been extended until the end of this year.
So, registration . On the official AdvaCash website, scroll down the main page until the “Create an account for free” button appears and click on it. A form will appear to fill out, where you will need to enter your first and last name (note that it is in Latin), as well as indicate your Email and come up with a password to log in to the system:
Please note that on the left you can select the account type “Business” if you want to use this system to accept payments on your website or want to use AdvCash to make automatic payments from an online service you own (for example, from a HYIP project, an exchanger, or something else). from somewhere). If you don’t need any of this, then leave the default option - “Personal” .
As I already said, if anonymity is not a vital condition for you to use this payment system, then it is better to indicate your real data (full name) when registering, so that later inconsistencies do not arise during possible account verification. IMHO.
At the next step, it will be possible, however, to increase the security of working with your account (enable access via IP, SMS confirmation, or something else from the standard arsenal of protection) and even immediately undergo verification (which is not difficult, but not always necessary), but you can and simply select the third option “Go to work”.