How to top up your Blockchain wallet quickly and most profitably

To store coins you can use:

• accounts on cryptocurrency exchanges. The method is used by traders who are actively trading. But storing large amounts is not recommended, given how often exchanges are subject to successful attacks;
• cryptocurrency custodial services. Large investors and companies resort to their services;
• cryptocurrency wallets – “hot” and “cold”. “Cold” storage involves relatively low activity of the user, who can entrust savings to wallets - desktop, paper (or steel card), hardware or physical Bitcoin.

Decide which storage option to prefer, taking into account various factors: your own idea of ​​security, expected activity in making monetary transactions, ease of use, etc.

When using the services of a local exchange service that provides wallet services, you should choose:

• most reliable;
• with low commissions and favorable exchange rates;
• offering 24/7 services, including technical support;
• offering a multi-level affiliate program.

A multi-level “affiliate” for a client who actively carries out transactions himself and attracts other users can, over time, turn into a rich source of passive income. After all, the clients you attract may experience increasing success, which will have a positive effect on the level of payments to the exchanger’s partner.

How to top up a Bitcoin blockchain wallet

No less variety than when choosing a storage method exists in the question of how to replenish a Bitcoin blockchain wallet. This can be done through:

• exchanges;
• exchangers;
• direct deposit with bitcoins, limited for Blockchain service clients only to MT4 NDD No Commission account;
• payment systems;
• terminals that have barely begun to spread;
• online banking.

When choosing a replenishment method, first of all, the speed of provision of the service and the level of commissions are taken into account.

How to top up from a bank card

After selecting an exchanger, you can use the option of replenishing your cryptocurrency wallet from a bank card. You will need to provide information related to:

• the amount transferred;
• wallet address;
• personal, used for communication.

Once the fields are filled out and verified, an invoice is issued that must be paid and the payment must be confirmed. The amount confirmed by the miners will go to the wallet. Disadvantages of this replenishment method:

• significant commissions to the intermediary and miners;
• not the most favorable exchange rate;
• the likelihood of fraud in a randomly selected exchanger.

How to top up from a Privatbank card

You can top up your cryptocurrency wallet from a Privatbank card using:

• bank terminal and cash deposit;
• Privat24 system.

The second option is much more convenient, as it can be implemented at any time when it is possible to use the Internet.

When you select the cash payment option, indicated after the amount is entered, the Liqpay payment system comes into effect. The payment number will be sent to the phone number you entered. After that you will have to use the terminal services.

In Privat24 you can use translation:

• manually;
• fast.

After specifying the amount, wallet number and email address, the amount is automatically calculated. You will need to enter bank data, undergo verification, and confirm the transaction.

How to top up from a Sberbank card

If you have accounts with Sberbank, replenishing your cryptocurrency wallet is carried out using any service that accepts bank cards for payment. Or you can resort to the services of a specialized exchanger, looking for one that will offer a better rate.

How to top up with WebMoney

Topping up with WebMoney is available only to users of this payment system. For this you will need:

• register;
• get a wallet of the appropriate type - WMX, WMH;
• replenish it.

Transfer from WebMoney will require:

• select the wallet opened here;
• click “Transfer”, indicating “To BTC (BCH) address”;
• enter the wallet address and click “Next”.

Replenishment from WebMoney is not fast, since confirmation from six (!) miners is required. And overhead costs are high. But operations are performed reliably and conveniently.

Crypto exchanges

A cryptocurrency exchange is another way to deposit money on blockchain.info. This opportunity is provided by Polonix, Yobit, EXMO. The difference from an exchanger is that to buy bitcoins or other currencies you will need to trade with other participants. The cryptocurrency rate is unstable and constantly changing, which can be used for your own purposes.

To deposit funds you need to follow the instructions below:

1. Go to the main website of the exchange – Exmo.com and register. By registering on Eksmo, the user automatically gets a Bitcoin wallet for the system:

2. Go to “Wallet”, then select “Top up”:

3. The wallet address for replenishing your balance is provided.
4. Here you can top up your Bitcoin account with either RUB, UAH, USD, EUR, and then use rubles, hryvnia, dollars or euros to buy BTC. Tokens obtained through trading can be transferred to the Blockchain.Info wallet address:

How to top up with Yandex

Using Yandex.Money, you can top up your account around the clock, and cancel an unwanted operation. You will have to resort to the mediation of an exchanger and go through account verification. Having indicated the currencies being given and purchased, we get acquainted with the current exchange rates. You will need to enter the requested data, including telephone number and email address.

After expressing agreement with the terms of the service, an exchange is made, an SMS confirmation is made, and the amount debited from Yandex.Money is automatically credited to the wallet. The transaction will take up to 5 minutes, funds will be credited in 15-30.

We exchange currency (for example, from a bank card) for cryptocurrency

To begin with, I will briefly explain what needs to be done in general so that the desired coins appear on the balance (it will be useful for beginners), and then I will move on to specific actions. So, to get cryptocurrency to your wallet, you need to exchange another currency (you have) for it. Everything is similar to regular currency. For example, you have rubles on your bank card, but you need $100 on the Perfect Money payment system. We exchange our nominal 7,400 rubles (depending on the exchange rate) for these 100 $ (we give 7,400 rubles and receive 100 $).

As you can see, everything is elementary. Only in our case we will give to Sberbank, Tinkoff, Qiwi, Yandex money, Payeer, Perfect Money, PayPal, Alfa-Bank, etc. (depending on where your money is), and receive Bitcoin, Ethereum, Litecoin, Bitcoin Cash, Dogecoin, etc. (depending on what cryptocurrency and where you want to receive it). We will exchange at proven and profitable exchangers . I'll use blockchain as an example since that's my main cryptocurrency wallet. But by analogy, you can exchange/replenish coins using any other one (cryptonator, guarda, brd, bitcoin wallet and others).

How to top up without commission

Any service that supports money transfers charges commissions if clients top up their accounts. This is his business, and the level of rates depends on the appetites of the owners. However, you can use several ways to transfer money to your cryptocurrency wallet account that do not involve charging fees:

• direct deposit of MT4 NDD No Commission account on the Blockchain service;
• incoming transaction. The wallet is used to receive payment for goods sent or services provided;
• direct delivery from the owner of a similar wallet. This option requires caution when selecting counterparties, since there is a high probability of fraud.

When choosing a method for replenishing a blockchain wallet, one should not forget about security for the sake of efficiency and favorable exchange rates.

Where to get the blockchain wallet address

After you have created a cryptocurrency wallet ( registered ), you need to find out its address. It is to this address that funds will be transferred to you. So, go to your personal account and click the “Request” (or “ Get ”) button, which is located in the top menu of the site. Your address will be in the new window; all you have to do is copy it and send it to someone who wants to top up your balance.

♻️ Please note that some cryptocurrencies (for example Bitcoin and Bitcoin Cash) generate a new address every time they receive funds . This does not apply to broadcasting.

Tips for Improving Blockchain Wallet Security

When gaining access to the wallet, the user receives an electronic key to their email address. Due to the possibility of hacking, you cannot store such information in incoming letters. For the same reason, it is not recommended to store data about keys and access data for various services on a computer. Experts recommend saving information on paper and deleting this type of information and not allowing it to be stored in electronic form.

You should not trust unfamiliar recipients and dubious links. It is recommended to block requests sent by the TOR network. It is with the help of this resource that a significant portion of attackers try to perform fraudulent actions.

An important security requirement is to create a complex password. When creating an access code, you should adhere to the following rules:

• do not use personal data for encoding;
• do not use standard combinations of characters;
• make a combination of numbers, uppercase and lowercase characters.

Experts advise using two-level authorization, which prevents unauthorized access to the wallet through the use of a one-time password. It is recommended to link your cell phone number to your account. Following simple security rules will reduce the level of risk and help save money in your blockchain wallet.

General information about the wallet

Blockchain.com is a non-custodial cryptocurrency wallet supporting coins such as Bitcoin, Bitcoin Cash, Ethereum, Stellar, USD Digital, Algorand, Tether, Wrapped Digital Gold.
It also supports working with fiat currencies USD, EUR, GBP. The wallet is non-custodial - encryption is used on the client side, which means that funds are available exclusively to their owner. When the wallet is created, a unique master seed is generated. The user's password acts as a key to unlock the wallet when you need to perform a transaction in it. Developers do not know user passwords and do not store them. However, Blockchain.com servers store an encrypted copy of each wallet, allowing the user to access their funds from any device.

You can perform basic actions with your wallet (send and receive cryptocurrency on Blockchain.com) without verification. Identity verification is required in order to trade over $1000 per year through the built-in exchanger, earn money on cryptocurrency landing pages or take out secured loans, and also participate in the Airdrop program.

Unconfirmed transactions on Blockchain

Transaction confirmation is carried out without problems. To do this, you need to go to the wallet settings, and then go to the corresponding “Security” tab.

To authorize established outgoing transactions, a double password is required. This approach reduces the likelihood of the system being hacked and transactions being used by fraudsters. This is true even if the fraudster logs into the Blockchain account itself. The optimal solution is to double-encrypt your account parameters.

Creating an application in the exchange service

By selecting the electronic exchanger you like in the expert or bestchange course, you will be taken to its website. Just follow the instructions to create an application, there is nothing complicated there. Basically you need to do the following:

• If the exchange direction is not saved, select it again . For example, Sberbank on Bitcoin.
• Provide your details . The number of the bank card from which you will transfer, as well as the address of the cryptocurrency wallet to which you want to receive funds.
• Please provide your personal details . Basically this is your first name, last name, e-mail, phone number.
• Transfer funds . The exchanger will show you what details you need to transfer money to. Often there is a limited time for this.
• Expect to receive funds.

Before the purchase

Before you start shopping, be sure to select your pairings at the top of the page.

Then create a buy order - find the appropriate box below the page, select the transaction type or market limit and provide the required details.

Bitcoins can now be transferred to the blockchain. Go to Blockchain.info and click "Get". In the window that appears, select a coin and copy the wallet address.

Then click “Withdraw” on CEX. You will appear on the payout page where you need to select Bitcoin, enter the wallet number in the free line, enter the amount and click “Withdraw”.

Virtual exchangers

But there are some moments when the price for the same Bitcoin, for example, in virtual exchangers can become better than on the exchange. We are talking about situations of price reversal (trend). The speed of reaction of exchangers to such price movements is, as a rule, lower than on an organized platform, so there are times when the price tag on the exchange has already gone down, and the exchanger is still buying “crypto” at a high price.

These institutions work on the same principle as traditional exchangers that we can find on city streets. Only instead of a cash register with cash, nicks have current accounts in banks and wallets on payment platforms (including cryptocurrency ones), where the funds are stored in the form most in demand by people.

Scheme of work

SWAP operations. The exchanger accepts funds into its accounts/wallets in the form in which the client has them, and in return provides him with funds in the required aggregate state. What are the advantages of this procedure compared to working through the exchange?

1. Only one conversion iteration is required at the rate once agreed upon with the administration of the exchanger.
2. Exchangers do not charge any additional commissions. You will receive in your cryptocurrency wallet exactly the amount that will appear in your order.

Negative aspects of the deal:

• The spread on virtual exchangers is always higher than on stock exchanges. Even taking into account the fact that their general price levels differ;
• the need for the client to work on an advance payment basis. All exchangers work with clients exclusively according to this scheme, which means there is a risk of 100% loss of funds, which means you need to choose only trusted places.

Depending on which payment platform or bank account is where the crypto is stored, the process of preparing for the transaction can vary significantly;

• if the money is in the wallets of payment platforms (for example, if the wallet is replenished via Qiwi), then this is the simplest option that does not require any additional actions for the client;
• If the funds are initially in a bank account, you will need to go through the account verification procedure.

Verification

You will need to provide your passport information (by photographing the facing page of your passport with a photo). And most importantly, you will need to photograph the payment card against the background of the exchanger’s open website so that the owner’s last and first name, as well as the number of the card itself, can be read on the card. This entire photographic collection must be sent to the administration for the verification procedure. This is enough for the state, with a calm conscience, to no longer consider that you are paying for something illegal.

Rave? Perhaps, but here, as in that joke: it is better to do it than to ask questions about why this is necessary. No one will answer anyway, but the transaction risks remaining unfulfilled.

Enrollment Process

Further:

• the exchange rate is agreed upon;
• the client provides his own details (crypto wallet address);
• the client receives from the administration the account number (or wallet address) of the payment system in which he has the initial funds.

This is followed by the client transferring his funds, and only after they are credited to the administration’s account will the order be transferred to his wallet.

Where to store bitcoins?

Some investors purchase and store bitcoins on exchanges, but this method is not reliable, because exchanges often become targets of hackers. Reliable exchanges, in case of hacking by hackers, return money to users, but there are precedents when users lost hundreds of bitcoins and the exchange did not refund them. Therefore, the most reliable solution is to store money on blockchain wallets.

Blockchain wallets have a number of advantages: they do not belong to banks or countries, which means they are not subject to registration and taxes; to register a wallet you do not need any special knowledge; Storing bitcoins in your wallet is completely free. Thus, a blockchain wallet is the most reliable and at the same time free place for storing savings in cryptocurrency.

Topping up your wallet - 2 best ways

In fact, blockchain provides the opportunity to buy cryptocurrency directly using bank cards. This option is not suitable for us, since the function does not work in the countries of the former USSR. Therefore, it is necessary to use third-party services. There are quite a few of them, but in most cases I use 2 - BestChange ( review ) and Course Expert ( review ). These are currency exchange analyzers with a large database. Why them:

• It's quite safe , and I don't want my money to end up in the hands of scammers. On these resources, exchangers are selected, and reviews are always available.
• Profitable . They have hundreds of sites in their database and will automatically show a list of the most profitable ones in a particular exchange direction.
• Without registration and verification . Simply go to the resource, indicate the direction of conversion, select the exchanger you like and carry out the exchange on it.
• Fast and intuitive . The interface is easy to use, and in general the procedure will be clear even to beginners.

Depositing cryptocurrency using BestChange

Open the official website bestchange.ru and select the direction of interest in the left section. For example, you need to exchange a savings bank for bitcoin. This means we select Sberbank in the “Give” , and Bitcoin in the “Receive” . Immediately after this, click “Find the best rate” and the list will be sorted. Only those who offer this direction will remain in it. The higher the exchanger is on the list, the more profitable the conversion is for us. In the presented list we pay attention to:

1. Additional icons opposite the name of the exchange service . Hover over an icon to find out its purpose. This may be an additional commission, a non-fixed rate, manual exchange, or identification/card verification may be required, and so on.
2. Well . The higher the exchanger is on the list, the more pleasant (financially) the exchange will be for you. It often happens that several top ones may offer the same course or minimally different ones. Therefore, in this case, choose the one that does not have unnecessary hassles (identity/card verification, additional fees).
3. Minimum exchange amount . If you have a small amount, then be sure to pay attention to this.
4. Currency reserve . If the exchanger has a reserve of the currency (for which you want to exchange) less than your amount, then creating an application will not work. Choose the one that has enough money to fulfill your request.
5. Reviews . Each line indicates the number of positive/negative reviews. You can click on them and get acquainted with them in more detail.

Topping up blockchain.com using Course Expert

Open the official website kurs.expert . Immediately below the main menu we see a section where you can specify the direction. For example, we give rubles from a Tinkoff card, but we want to receive Ethereum cryptocurrency (Ether can also be stored on a blockchain wallet). This means we indicate Tinkoff in “Give” , and in “Receive” . In the lines you can either write the name yourself or select from the list. After selection, the list of exchangers (which is located just below) will be automatically updated. Only those that correspond to the selected direction will remain. And the higher it is on the list, the more profitable the rate is for you. You can immediately enter the amount. Please note additional information:

1. Filters . You can filter out unnecessary sites. For example, where there is a commission for outgoing payments, those that are inactive at the moment, with an additional commission, etc. There is also a filter based on reputation out of five stars.
2. Icons next to the name . Just hover over an icon to find out what it means. This may be fast processing of applications, manual mode, cashback support, or may require identity/card verification.
3. Well . The higher the exchange service, the better for us.
4. Minimum application amount . You will not be able to create an application if your amount is less than the minimum allowed.
5. Reserve . If the reserve is less than what you want to exchange, then you should skip it. Because it will not be able to perform the operation.
6. Reputation . This is a five star scale, the higher it is the better. Click on it to find out more.
7. Cross courses . Course Expert will offer cross-courses if they are more profitable. For example, if the direction is Tinkoff → Ethereum, the cross rate could be: Tinkoff → Bitcoin → Ethereum.

How to cancel a transaction?

According to the practice of working with bitcoins, no such transaction can be canceled within the system. The only and most likely way is to work with verified recipients. Only a reliable counterparty will be able to return the funds, and thus you get your money back. If this is an organization, full control is exercised over incoming payment requests sent by potential clients. On the Bitcoin side, there is control over the verification of addresses; if they do not exist, there is no provision for the erroneous sending of funds.

What are unspent outputs?

After Bitcoin coins arrive on Blockchain, the user can immediately manage them. When such an operation is carried out, the transaction is sent to the network itself and is included in the corresponding block, which makes it possible to make it legitimate. The procedure for including a transaction in a block in this way is called “confirmation.” According to the rules of the system, one inclusion in a block is one confirmation. When the user receives six or more such confirmations, such a transaction is considered confirmed. This protection method is installed specifically to provide full protection against possible re-spending of already spent bitcoins. In addition, this is the optimal mass method of protection against theft of funds by fraudsters. Funds that have not been verified are “unspent withdrawals.”

Pros and cons of blockchain wallets

The undoubted advantage of blockchain wallets is the ease of use of the tool and the ability to store cryptocurrency. The service allows you to send and receive funds conveniently and quickly. Experienced users can use such wallets to conduct trades and exchange currencies with benefits.

The positive points are:

• ease of use;
• intuitive interface;
• Russian language support;
• presence of analytics elements.

The main disadvantage is the presence of a potential threat to the stored funds. It is worth remembering that there are no absolutely secure systems, so it is not recommended to store large amounts of bitcoins.

The stored funds do not belong to the owners in full. By transferring currency to a wallet account, the owner entrusts his funds to the persons controlling the service, but in the event of force majeure, it will be difficult to make a claim.

Bitcoin wallet address for replenishment in the Blockchain service

On any page of the service’s personal account, at the top, right in the central part, you will find 2 buttons: Send and Receive. Use the latter. In the pop-up window (see screenshot below) you will see a line with a long set of characters - this is the address of your bitcoin wallet for replenishing/receiving cryptocurrency.

For convenience, there is also a button here that copies a string of characters (the Btc address of your wallet) to the clipboard.

Copying a Bitcoin wallet address in the blockchain.com service can be much easier. To the right of the “Receive” button is the address copy icon: just click on it and then paste it into the desired place (on the website of the exchanger or cryptocurrency exchange to make a purchase/transfer).

WebMoney, Yandex, Qiwi

Popular payment systems offer their own options for replenishing a Bitcoin wallet. For example, WebMoney opened an exchange office exchanger.money/crypto, where users of the system can submit counter orders for the purchase/sale of cryptocurrency, paying for the purchase with funds from WebMoney, Qiwi, Yandex Money, Skrill, etc.

Such sites are not popular because the rates they provide are too different from the exchange ones. Therefore, for those who do not want to simply lose money on an inadequate exchange rate, it is better to choose the option of replenishing their wallet through a crypto exchange, rather than using payment systems.

Exchanges

When depositing through an exchange, the process involves purchasing cryptocurrency and then transferring it to your block wallet. To purchase cryptocurrency, a user will need a blockchain wallet, an exchange profile, and traditional money. Choosing a platform is a separate topic. The user should pay attention to the following points:

• Does it work with the ruble, hryvnia and other local currencies.
• The amount of commission for deposits, withdrawals and transactions on the platform.

There are several exchangers that meet the first requirement.

• EXMO - popular in the CIS, supports EUR, USD, PLN, RUB and UAH. For the ruble it is available for replenishment only through QIWI, AdvCash, Yandex. Money, MoneyPolo, Payeer. Commissions for depositing and withdrawing funds are calculated separately for each payment system and digital currency. The service fee is 0.2% for each transaction. When withdrawing Bitcoins, you will have to pay 0.0005 BTC.
• CEX - you can top up your account in rubles, US dollars, euros and pounds sterling. The commission on deposits in rubles is 5% + 15.57 rubles. You will have to pay 0.2% of the transaction amount. When withdrawing Bitcoins, the fee is 0.0005 BTC.
• YoBit is another platform that supports rubles, US dollars and euros. Works with many payment systems QIWI, AdvCash, WebMoney, Yandex.Money, Visa / MasterCard and others. There is no commission for replenishment through most services. For cryptocurrency withdrawal it is 0.0005 BTC. On the platform, you will need to pay 0.2% of the transaction amount.