Review of the electronic currency exchanger X-exchange
According to reviews from blog visitors, the X-obmen exchanger doesn’t work anymore!
X-obmen (official sites: X-obmen ru and X-obmen com) is an automatic 24-hour electronic currency exchange office that has been successfully operating in the exchange market for more than 5 years and has a good reputation among most users.
The X-obmen exchanger has a high WebMoney BL rate, as well as a reserve fund for exchange of more than $250,000, which is an indicator of a reliable large exchanger that monitors its reputation.
Exchange speed in the system:
This exchanger has sites in the Ru and Kom zones (the sites are externally identical, but have differences in payment systems and electronic currencies that they support). This is written in more detail at the end of the article.
If you have registered on one of the sites (X-obmen ru or X-obmen com), then your Login and Password are suitable for authorization on the second.
Input and output WMR and WMZ
OFFER AGREEMENT Public offer for the provision of agency services for the sale of title units (property rights in the WebMoney Transfer system) August 27, 2022 1. Parties to the agreement.
The parties to this agreement are “x-obmen.info” (hereinafter referred to as the Center), on the one hand, and the Client, represented by any legal entity or individual who has acceded to this agreement, on the other hand.
2. Terms used in this agreement.
Service is a partially automated web product provided by the Center on the basis of this agreement.
User - any legal entity or individual who has agreed to the terms and conditions proposed by the Center and has acceded to this agreement.
An authorized person is any legal entity or individual specified by the User as a recipient of electronic currency or the monetary equivalent of the amount of electronic currency specified in the application.
Electronic currencies are accounting units of payment systems:
- Webmoney Transfer. Types of accounting units – “WMZ”, “WME” and “WMR”;
- Other electronic currencies.
“WMZ” is a title unit provided for the end User of the “WebMoney Transfer” property rights transfer system with WMZ Gift Certificates (Amstar Holdings Limited, SA)
“WME” is the title sign of “WebMoney Transfer”, which is the equivalent of the euro.
“WMR” is a check in electronic form payable to bearer (hereinafter referred to as the “ECP”), issued by the Check Drawer through and in the format of the “WebMoney Transfer” accounting system, and guarantees payment of the amount of money specified in the ECP upon presentation of the ECP. to pay. Currency – Russian ruble.
Hardware and software complex – a set of software for the “WebMoney Transfer” system based on network settlement technologies, systems for recording rights of claim and information transfer.
Application - information submitted by the User, using the means of the Service, in electronic form, indicating his intentions to use the services of the Service on the terms proposed by the Center and specified in the application parameters.
3. Subject of the agreement.
Using the technical means of the Service, by submitting an application, the User instructs, and the Center, for a fee, on its own behalf and at the expense of the User or his authorized representative, takes actions to accept and further transfer the amount of electronic currency declared by the User to third parties wishing to purchase them for cash equivalent in an amount not lower than that provided for in the parameters of the application submitted by the User, as well as actions to transfer the monetary equivalent in the amount specified in the parameters of the application to the User or an authorized representative. Any positive difference resulting from the above actions as an additional benefit received is transferred to the Center as payment for the latter’s services.
4. Terms of the agreement.
This agreement is considered concluded on the terms of a public offer accepted by the User when he submits an application, which is an integral part of this agreement. A public offer is the information displayed by the Service about the parameters and conditions of the application. Acceptance of a public offer is recognized as the User taking actions to complete the formation of the application, confirming his intention to make a transaction with the Center on the terms proposed by the Service immediately before completing the formation of the application. The date and time of acceptance, as well as the parameters of the application conditions are recorded by the Service automatically at the time the application is completed. The period for acceptance of the offer by the User is 24 hours from the moment the application is completed. The user has the right to refuse to perform a transaction based on the application. The Agreement comes into force from the moment the application is completed using the Service. The validity period of the agreement is established until the subject of this agreement is fulfilled (clause 3) or the agreement is terminated at the initiative of one of the parties on the conditions specified below.
5. Rights and obligations of the parties.
If the Center does not receive electronic currency to its network details within 24 hours from the moment of acceptance by the User, the agreement on the terms specified in the application may be terminated by the Center unilaterally as not coming into force, without the need to notify the User. In case of termination of the contract, electronic currency received after the above period must be returned to the sender’s network details. When making a return, all commission costs for the transfer of electronic currency are made from the funds received at the expense of the User. If the User receives electronic currency from the Center in an amount different from that specified in the application, the Center must consider this as an order from the User to recalculate the application according to the actual amount of electronic currency received. If the amount of received electronic currency differs from that declared by the User by more than 10%, the Center may unilaterally, at its discretion, terminate the agreement by refusing to execute the application and returning the received funds to the sender’s network details. When making a return, all commission costs for the transfer of electronic currency are made from the funds received at the expense of the User. If the User or the Authorized Person does not receive the cash equivalent within 24 hours due to the fault of the Service (excluding weekends and holidays) from the start of the agreement, the User may request termination of the agreement by canceling his application and returning the electronic currency. The request to cancel an application can and must be fulfilled by the Center only if, at the time of receipt of such a request, the cash equivalent has not been received by the User or the Authorized Person. In case of cancellation of the application, the return of the electronic currency is made by the Center to the sender's details within 24 hours from the receipt of the cancellation request. The Center is not responsible for possible delays in returns if they arose through no fault of the Service. If the User provides erroneous or distorted information about the person who is the recipient of the funds, the Center does not bear any responsibility for any adverse consequences or damage that may arise as a result of this error. In the event of a delay in the receipt or failure to receive funds by the User or the Trustee due to his own fault, the Center shall not bear any responsibility for any adverse consequences or damage resulting from this. In case of detection of falsification of communication flows or any negative impact on the normal operation of the Service’s program code, which is directly or indirectly related to the User’s application, the execution of the application by the Service is suspended, and the parameters of the application are recalculated using the funds already received in accordance with the current conditions or, if the User disagrees with the recalculation, a return to the sender’s details, entailing simultaneous termination of the contract.
When using the Service, the User agrees that:
- the scope of the Center's liability is limited to the funds received from the User for the execution of the subject of the agreement;
- The Center does not provide additional guarantees and does not bear any additional liability to the User;
- The User bears no additional responsibility to the Center
The user undertakes:
- do not violate by your actions legally established norms and rules;
- do not falsify communication flows used by the Center;
- not disrupt the normal operation of the Service’s program code.
6. Force majeure.
In the event of force majeure circumstances (force majeure) that make it objectively impossible for the Center to fulfill its obligations under the contract, the deadline for fulfilling obligations is postponed for the duration of such circumstances. At the same time, the Center does not bear responsibility for late execution.
7. Special conditions.
The Center is not a tax agent. The parties independently calculate and pay the necessary fees and charges, in accordance with current legislation.
8. Procedure for accepting claims and resolving disputes.
Any claims under this agreement can be accepted by the Center electronically by sending a message regarding the essence of the claim through the message sending form on the Center’s website. The parties to the agreement must resolve any disputes through negotiations. If it is impossible to resolve a dispute between themselves, it will be considered in court in accordance with the current legislation at the location of the Center.
Automatic exchangers X-obmen ru and X-obmen com - what is the difference?
X-obmen ru and X-obmen com are different domain names of the same exchanger X-obmen (X-exchange), while the main difference between them is that X-obmen.ru is more focused on the exchange of electronic currency WebMoney, and X-exchange.com to other payment systems.
Let's take a closer look at each X-obmen exchanger separately, namely, what electronic currency can be exchanged in them and in what directions.
Exchanger X-obmen.ru
The exchange office X-obmen ru carries out round-the-clock automatic exchange of electronic currencies (title units) QIWI, Yandex Money, WebMoney (WMZ, WMR, WMU) to Visa and MasterCard cards of any bank and back, as well as to Privat Bank cards in Ukraine; Sberbank, VTB24, Russian Standard, Alfa Bank in Russia, etc.
After reviewing the rating of exchangers that perform WebMoney (WebMoney) exchange in any electronic currency monitoring system, you will be convinced that X-obmen ru has one of the most favorable WebMoney exchange rates.
Exchanger X-exchange com
Exchange office X-obmen com carries out automatic round-the-clock exchange of Visa/MasterCard, AdvCash (USD, EUR, RUR), Bitcoin, Perfect Money (USD, EUR), OKPay (USD), WU USD, W1 Single Wallet, AlfaBank, VTB24 Bank, SberBank, HalykBank, PrivatBank (PrivatBank UAH), etc.
Favorable exchange rates and a cumulative system of discounts for each registered user are some of the main advantages of the X-obmen com exchanger.
Affiliate program of the exchange office X-obmen
Each registered user of the X-obmen electronic exchanger can take part in the affiliate program. To do this, you need to invite users using your referral link from your personal account and receive your percentage of the system commission when these users carry out exchange transactions. The referral program is cumulative, so you can receive from 10% to 25% of the system commission, depending on the turnover of referrals.
X-exchange
The X-obmen currency exchange service began operating in 2011 and today provides about a hundred exchange directions. In addition to converting electronic currencies, it is possible to withdraw (deposit) to bank payment cards issued under the VISA and MasterCard systems.
The service operates automatically and most exchange directions are available around the clock. The exchange machine works with the following payment systems:
— WebMoney; - Yandex money; - QIWI; — PayPal.
I/O to accounts and cards of leading banks in Russia and Ukraine has also been implemented:
- Alfa Bank; — VTB (VTB24); — Sberbank; — Privatbank (Privat24).
At the same time, for transactions not performed in rubles, you can use VISA and MasterCard cards issued by any country.
When working with bank cards, the final transaction is performed by an individual, which avoids problems that usually arise after receiving a payment from a legal entity to a private account.
Regular customers of the service can reduce costs by 11% by completing a simple and free user profile.
The following diagram shows the purpose of the working areas of the main page of the site:
The left and right sections contain elements of a service and informational nature: general currency reserves, registration forms and tracking the status of the application.
To select the direction of the exchange and proceed to its execution, you should use the central table.
Selectors are controlled by hovering the cursor over the corresponding line. After setting the required “from and to” combination, you can go directly to the exchange by clicking on the button of the same name in the right selector.
Let's look at the main exchange options and their features.
Exchange between e-wallets
This conversion option is the simplest and requires only wallet numbers and a valid email address.
Important! The X-obmen exchange service does not make transfers to third parties, therefore, both electronic wallets and payment cards participating in the exchange must belong to the same owner.
In cases where the existing reserve is not enough, you can order an automatic notification of the fact of its replenishment, blocking the required amount for 10 minutes.
Transfer to PayPal account
Using the X-exchange service you can top up your PayPal account. The source must be WebMoney or Yandex Money wallets.
When planning this operation, you must take into account that the total commission is formed in two stages, and the PayPal account must be registered to an address that is not on the list of prohibited countries. The figure shows a complete list of countries for which this type of exchange operation is not available:
Please note that if you specify a “forbidden” address, a penalty of 10% will be deducted from the refunded transfer amount.
Withdrawal to a bank card
When withdrawing funds to a bank card, you must take into account the following features: - WMR and Yandex Money can be withdrawn only to cards issued by Russian banks; — the personal data provided must exactly match those for which the card is registered; — if the withdrawal is made to a card issued by foreign banks, the transaction period is not limited and depends on the speed of card verification.
Contacts
Phone in Moscow Phone in Ukraine 0(800)303 133 Skype: xobmen.com
Reviews about X-obmen
Having read reviews about X-obmen ru and reviews about X-obmen com on many monitoring sites, sites and forums on the network, we can safely say that X-obmen (X Exchange) is a reliable and time-tested exchanger with high-quality support, favorable exchange rates for many directions and a simple and convenient website where the exchange takes place automatically and around the clock.
Since 2012, we personally use this exchanger (mainly for buying/selling WebMoney). The exchange always takes place at a favorable rate and quickly (within 15 minutes maximum); we are also pleased with the discount for regular customers, which only increases over time.
You can see the current and latest reviews about the X-obmen exchanger on the BestChange electronic exchangers monitoring website (by selecting X-exchange in the exchangers section).
We leave our reviews about X-obmen, both positive and negative, in the comments to this article and, if it was useful to you, share it on social networks. Good luck exchanging electronic currencies and depositing/withdrawing your funds from bank cards to payment systems.
Probivnoy Team
The material was prepared by the Probivnoy.com blog team. We write reviews, instructions, research and review articles about cryptocurrency, blockchain technology, cryptocurrency exchanges, payment systems and electronic wallets, investments and making money on the Internet.
