Exchanger XChange: review, reviews, example of exchange on the site xchange.ltd

Exchanger XChange has been operating for over seven years and provides a wide selection of payment systems for work, including cryptocurrency and almost all major Russian banks. The service operates around the clock. There is a Telegram bot so you can make an exchange without even going to the site. The site has an internal balance where you can store cryptocurrency and instantly exchange it without waiting for network confirmation.

Official website: xchange.ltd

The service has introduced a bank card verification procedure to protect against fraudsters. Before transactions with the card, you must confirm that you really have it in your hands - send a photo of the card, covering only the security codes and expiration date.

Check out other reliable online exchangers.

In addition, XChange has a “deferred order” - you can create it in advance and set the desired Bitcoin rate, as well as the maximum validity period. If after this time Bitcoin does not reach the selected rate, the application will be automatically canceled. A kind of analogue of a limit order on crypto exchanges.

The editors of Profinvestment.com reviewed other features of the XChange site and tested it in action.

Name	Xchange
Website	xchange.ltd
Start year	2012
A country	Russia
Fiat currencies	RUB, UAH, USD, EUR, KZT
Contacts	online chat;;; Telegram: @xchange_official; TelegramBot: @Xchange_official_bot
Social media	https://vk.com/xchange_cc; https://www.facebook.com/xchange.is/; https://twitter.com/xchange_cc
Online Reputation	Positive
Verified by the editors of Profinvestment.com*	Yes

*test exchange completed

Available destinations

Cryptocurrencies	Bitcoin, Bitcoin Cash ABC, Tether, Paxos, Monero, Binance Coin, Ethereum, Ethereum Classic, Litecoin, Zcash, Dash, Ripple, Stellar, Dogecoin, Neo, Tron.
Payment systems	QIWI, Yandex.Money, Perfect Money, Advanced Cash, Payeer, Maincash, Capitalist
Crypto exchange codes	Livecoin code, EXMO code
Russian banks	any bank cards, Sberbank, Alfa Bank, Tinkoff, VTB, Raiffeisen, Gazprombank, Home Credit, Russian Standard, Kaspi Bank, Halyk Bank, Ak Bars Bank
Mobile operators	all Russian

Answers to frequently asked questions

Even after studying the characteristics of cryptocurrency exchangers, some questions may remain. We will give answers to the most popular of them.

How do cryptocurrency exchangers work?

Cryptocurrency exchange sites operate on the same principle: two types of accounts (customer and contractor) are involved in the procedure. The customer transfers the amount to the executive account, and he, in turn, transfers the converted currency to the customer’s account. Services can operate in different modes.

Manual. The procedure is approximately this:

the user transfers fiat or cryptocurrency to the service wallet;
a specialist verifies the transaction;
manually transfers the amount to the account specified by the user.

The processing speed in this mode varies from a minute to 1 hour. It is worth remembering that not every manual exchanger operates around the clock. That is why you should check the working hours before submitting an application.

Semi-automatic. The user enters the application through a form on the website. Specialists check and transfer assets to the account specified by the applicant manually.
Auto. A person is only required to pay for the application through the site form. Money is transferred to your account instantly. This mode guarantees transactions without delay.

How to choose a reliable crypto exchanger?

Before choosing exchangers, we advise you to pay attention to the following criteria:

reputation – positive comments will be the main proof of the security and reliability of the exchange;
Duration of operation – the site must be operational for at least more than 1 year;
work schedule – it is important for the client to carry out transactions around the clock;
additional opportunities in the form of a system of discounts and a referral program;
reserves – with a trusted exchanger they are necessarily large.
Aggregators - it is desirable that the service is ranked among well-known aggregators. They check exchangers before adding it to their list based on many criteria.

How to protect yourself when buying and selling Bitcoin?

It is better to cash out cryptocurrency on a p2p platform. There transactions take place from person to person. Here the user fills out an application for the sale of coins and waits for a buyer. The platform plays the role of a guarantor of protection against fraud.

Through the exchange, you can withdraw funds directly to a card or a third-party payment system. In this case, the commission is 2-5% (depending on the withdrawal method and trading platform). Using large exchanges is safer than using exchangers.

Exchangers allow you to buy/sell digital coins for fiat. Funds come to the account of the mobile operator, electronic wallet, card. They are also withdrawn from ATMs.

XChange reviews

According to the BestChange website, the XChange exchanger has an excellent reputation - over 5,800 positive reviews over 7 years, from users from around the world. They mainly praise the instantaneous speed of exchange in all directions.

The site itself also has a reviews page. Users write about the fast and reliable exchange, and also often mention responsive technical support.

Security of the xchange.cash resource

If you use the official website of the exchanger, then your transactions will be carried out with a 100% guarantee. This is confirmed both by various user reviews on the Internet and by the ever-increasing audience of the resource.

It is worth noting that recently a lot of fake resources have appeared that seek to steal money from users: attackers create a copy of the resource and slightly change the domain name. Users send money for exchange and receive nothing in return. Therefore, it is important to always check the name of the site before carrying out the operation, so as not to fall for the deception of attackers.

Website XChange.ltd and its sections

The website of the exchanger XChange.ltd has the following functional sections:

Exchange. Here you select the currencies you want to give and receive, and enter the necessary details. At the bottom of the page there are detailed instructions for the exchange.
Reviews. Page with reviews from users. You can leave yours.
Affiliate program. Everything about partnerships with active participants and monitoring, as well as the cumulative system of discounts.
Contacts. Here are all available methods of communication with the project management: Jabber, e-mail, Telegram.
News. Latest information from the world of cryptocurrencies.
Reserves. Information about the stock of each currency on the site. Large reserves guarantee that you can exchange even a large amount without delay.

At the bottom of the site there are also links to FAQ and Wiki - answers to frequently asked questions and information on all payment systems that can help in your work are collected there.

Features of the portal

The official website is easy to recognize and not to be confused with other offers by the branded picture in which you are greeted by a smiling man behind the cash register.

Update . In March 2022, the site moved to a new address - https://xchange.ltd

All visitors note the exchanger’s friendly and very clear interface, with the help of which even a first-time visitor to the page can easily understand the functionality.

But not only the graphical presentation is a feature of the site; the exchange resource Xchange.cash has a number of undeniable advantages:

Russian language support (in total the site can work in 8 languages);
opening hours: you can make exchanges 24/7 from anywhere in the world;
operations can be created with both fiduciary money and cryptocurrency;
hardware and software service Xchange.cash provides electronic money exchange services in more than ten different ways, including electronic payment systems and bank payment instruments;
any operations on this platform are processed semi-automatically and take no more than 15 minutes.

The site was created in 2012 and has been successfully operating for six years.

Registration and personal account

To create an account on the XChange website, click the “Register” button at the top of the page.

Enter the data: valid email address, password (must meet the conditions written in red text), repeat password, captcha. You must also confirm your agreement with the exchange rules. If you wish, you can subscribe to the newsletter.

Then click "Register".

After this, you will receive your registration information by email, along with a coupon for your first discount. The coupon is valid for five days.

By clicking on your account name on the website, you will be taken to your personal account.

Its sections:

Applications. List of active and completed applications. Information about discounts and discount coupons.
Settings. Activating the autofill function (you can enter details of frequently used wallets, cards, cryptocurrency addresses). Enabling two-factor authentication via Google Authenticator, changing the password. Subscribe to the newsletter.
Referral program. Statistics, accrual history, creating an application for withdrawal of earned funds.
API. To work with the API, you need to write to @Xchange_official by email or Telegram.
Balance. Information about the internal balance of BTC. It can be topped up or withdrawn.
Promotional materials. Referral link, banners, exchange forms that you can install on your website.

How to register on the site

The registration process will take you no more than 2 minutes. All you need to do is fill out the fields of the registration form https://xchange.ltd:

indicate your mailbox address;
create and confirm a password.

Next, put two or three (optional) checkboxes:

in the window with a captcha (we confirm that we are not a bot);
agree to the exchange rules;
If you would like to receive notifications about all promotions and discounts to your email, then check the third box.

Now, using the specified e-mail and password, you can log into the site.

Example of currency exchange process

Let's try to exchange Qiwi for Yandex.Money through XChange. The minimum amount is 500 rubles. When making transactions with Qiwi for amounts less than 5,000 rubles, remember that the exchanger charges an additional commission in this case, which can be significant.

To exchange, go to the “Exchange” tab. Select the currency to give and receive, enter the amount. Indicate the details of sending and receiving funds, and your contact information. Select a discount coupon if available. Click "Start Exchange".

In the next window, click “Go to payment form”. Make sure you have time to pay for the application within the specified time (30 minutes).

By going to the payment system page, confirm the operation.

After this, you need to wait until the status of the application changes to “completed” and the money arrives in the specified account. In the case of payment systems, this usually takes several minutes (in this case it took 10 minutes); With banks, delays may be longer. Cryptocurrency comes after the transaction is confirmed by miners - on average from 15 minutes to an hour.

TOP 5 best cryptocurrency exchangers with the ability to exchange to Sberbank or QIWI

Cryptocurrency faucets (2021): best crypto faucets with instant withdrawal top 32

Exchange of bitcoins to Qiwi or Sberbank has become one of the popular areas among users in the Russian Federation and throughout the post-Soviet space. That is why their support by crypto exchangers is critical. When exchanging for Qiwi or Sberbank, it is recommended to pay attention to the reserve that the exchange office has.

Exchanger	Description	Sberbank support	QIWI support
Bitzlato.bz	P2P crypto platform with telegram bot. Zero commission for buyer and seller on listings	Yes	Yes
XChange.cash	Excellent Polish service with a good reputation and a wide range of exchange directions	Yes	Yes
365Cash.co	One of the few Ukrainian services that support the exchange of popular destinations in Russia	Yes	Yes
24PayBank.net	Cryptocurrency exchange site. Supports multiple fiat currencies and altcoins	Yes	Yes
60cek.org	High-quality and prompt cryptocurrency conversion service. Supports different currency pairs and quickly processes the application	Yes	Yes

Affiliate program and discounts

The XChange exchanger offers a two-level referral program. Payment is made according to the first and second levels on the following conditions:

The first one is 0.6% of the referral’s turnover.
The second is 0.2% of the referral’s turnover.

There is one condition: the accrued amount should not exceed the exchanger’s profit from the transaction. Otherwise, the referrer does not receive any reward.

Only users who have at least five active referrals can withdraw earned funds (a user who has made at least one exchange is considered active). Applications to withdraw referral rewards are processed in approximately 24 hours.

XChange also provides users with a cumulative discount system. Discounts are calculated based on the total volume of user transactions on the site. From the very beginning, a 0.05% discount is given for registration. Its further increase is shown in the table (amounts are indicated in US dollars):

How can you change cryptocurrency?

You can make the conversion using four methods. They differ in the principles of regulation, commission, number of actions and speed of exchange:

Exchangers. Here they exchange any type of cryptocurrency for cash. Using up-to-date monitoring, you can select a reliable site with good courses. The systems support communication with electronic wallets, cards, cash and other payment methods.
Cryptocurrency exchanges. They are engaged in the sale of tokens and digital coins. They provide great functionality, options for futures and margin trading, and various orders.
Peer-to-peer p2p sites. These sites allow you to exchange bitcoin for money without third parties. This is where transactions are carried out and funds are stored. The user personally sets the price of the cryptocurrency, places an ad, and opponents respond to it and transfer fiat. The cryptocurrency is held in the account until fiat payment is confirmed.
Telegram bot. The popular messenger has bots that allow you to exchange fiat or digital assets. You should select a bot using links on official websites.

The operation scheme of exchangers is laconic. The user selects a currency and writes the account details from which he plans to send funds. Then he writes down the account details where the return payment should go.

The system generates an application and provides no more than 1 hour for payment. The client performs the actions and clicks the “I paid” button. The exchanger checks the receipt of payment and generates a response. Fiats are credited quickly, while cryptocurrencies take up to a couple of hours.

What is electronic money

It’s not so easy to say unequivocally what electronic money is. Think about it now: can you independently give an accurate definition of electronic money? It seems to be money and at the same time it cannot be touched or seen, except for its numerical component. It is clear that electronic money is money in electronic form. But how are they compensated in life? The bank takes the money to another bank if I transferred it. How?

Here's what Wikipedia tells us by definition:

Electronic money is a controversial and evolving term with many meanings associated with the use of computer networks and stored value systems to transfer and store money. Electronic money refers to systems for storing and transferring both traditional currencies and non-state private currencies - the circulation of electronic money can be carried out both according to the rules established or agreed upon with state Central Banks, and according to the own rules of non-state payment systems.

Monitoring exchangers Bestchange

The Bestchange service is an electronic currency converter that contains the most trusted resources that exchange money on the Internet. In fact, the solution is not an exchanger, but many identify it as such. The service accumulates a huge list of exchangers on the Internet and provides detailed information for each of them. The platform provides up-to-date information in real time about all possible directions of exchange. In addition to current exchange rates, information is provided on the amount of commissions of each exchange office and the speed of transaction processing.

Also, there is an important reviews tab, where Bestchange accumulates all comments about each exchanger. I’ll say more about it a little later, since it plays a huge role and influences everything. The BestChange website has been operating since 2007 24/7, providing up-to-date information on electronic currency rates. The resource will be useful not only for investors, but also for freelancers, since in 99.9% of cases wages are paid non-cash. The rustling money has not gone away yet, so we need to bring it all to life. By the way, almost all existing money can be exchanged on Bestchange: rubles, hryvnia, tenge and many others. There is a need to buy dollars on the Internet - Bestchange will provide the best offer.