Perfect money – review and experience of use, reviews of the wallet

We all need a place to store money on the Internet, which is what Perfect money is suitable for, a review of which I prepared for blog readers. Perfect Money is one of the most popular electronic wallets for working with online payments. This is especially useful for working with various investment projects. The features of the payment system have allowed it to remain the most popular for more than 10 years. Commissions allow you to transfer money online with minimal losses, and verification is generally easy. Next I will look at all the features of the payment card and show how it is useful for each of us.

Perfect money review

The Perfect money electronic payment system began its long journey in 2007. The creators pursued the goal of creating a full-fledged anonymous and safe place to store money on the Internet. Let's be honest, Perfect Money was invented so that no authorities or third parties would poke their nose into users' wallets. At the same time, commissions forced competitors to bite their elbows, because the functionality of the site offered more opportunities.

Hundreds and thousands of resources began to link to the official Perfect money is website, where reviews about the wallet formed a powerful reputation. However, recently, for the sake of its users, the administration changed the domain and now the official website of the Perfect money com payment system. The functionality is identical, so there is no point in not trusting the platform. Trust was formed thanks to:

1. User support
2. Trouble-free operation
3. Account protection level
4. Complete anonymity
5. Powerful API for accepting payments

The Perfect money e-wallet is widespread and with the help of Bestchange it is not difficult to deposit money online and withdraw it back. The solution is also interesting for lovers of highly profitable earnings, because the wallet is connected to almost all sites that allow you to earn money on the Internet. Next I’ll go through all aspects in more detail and show you how to work with a payment card. Let's start with the features and advantages of the old-timer.

Authorization problems

When trying to log into their personal account, the user often receives a message that the password was entered incorrectly. At the same time, earlier authorizations occurred without problems, the code word did not change:

During the discussion of this particular case, the public came to the conclusion that the cause of the problem was not the payment system, but the dynamic IP. The situation is aggravated by a complex Internet connection system (one entry point is divided into two apartments).

This reason is quite common, since in Russia and the CIS countries providers are reluctant to provide their subscribers with static IP addresses. To avoid such problems, forum users suggest using H-Keeper.

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Registration and verification

You can register your wallet on the Perfect money com website.

Registration

Enter the necessary data to create an account and log in to your account using your unique ID and password.

After entering your account, you will have 3 balances, the dollar and main balance looks like U12345678.

You need to make all transfers to it - this is your personal wallet. You can deposit money using the Bestchange exchanger.

Next, you need to verify your account in order to receive 0.5% of Perfect money instead of 1.99% commission. Go to settings and find the verification field.

You will need to verify your mobile phone number, identity and place of residence. The data will not go anywhere, so you can go through the procedure.

All you have to do is read the requirements and do everything according to the instructions, after which the commission will be reduced. What to do with address verification? This issue becomes serious if you do not own housing and utility records. For some, this becomes a dead end. But there is a method that successfully led me to verification.

Go to any bank, I went privately, I advise you to do the same, because I checked it. Go to the bank and pay a payment for medical support for the army (you can send it to your mother using the card number, it doesn’t matter) . Be sure to take your passport with you and when paying, ask to indicate after your full name and your passport registration. Also, be sure to ask for a stamp, maybe a stamp from the operator.

In one branch they didn’t give me a stamp, and in another they did so only at the operator’s office, and not at the cash register. Therefore, you can go straight to the operator, the operator did everything for me, paid from the card, issued a check and stamped it.

So the most important thing:

1. The address indicated on the check in the destination or “payer” column.
2. Seal
3. The cashier's signature and yours.

This is such a cheap and easy way.

Advantages of the system

• The commission for transfers of funds made by verified users or owners of premium accounts will be 0.5%;
• The account balance is charged 4% per year;
• With PM you can easily purchase precious metals and almost any world currency via the Internet;
• No limits regardless of whether the user owns premium;
• It is possible to set up automatic payments according to a schedule;
• Own API (application programming interface) for secure, almost instantaneous transactions;
• Option to make payments by entering a security code;
• Availability of an interesting affiliate program with a payment of 1% of the minimum amount on the partner’s balance;
• Funds can be deposited and withdrawn through most PSs, payment terminals and from a bank card.

Reviews about Perfect money

Over the years of working with the payment system, only positive impressions have been formed. Fast anonymous payments with dollars - what else is needed for happiness on the Internet. I work mainly with Internet projects, so it is critical for me to be sure of a place to store money. I can definitely recommend the Perfect Money wallet. Reviews about Perfect money from other users are probably similar. Therefore, the tool has become a mandatory attribute for working with money on the Internet. I hope the review was useful, thank you all for your attention.

Instructions for replenishment, withdrawal and exchange

All transactions that do not relate to internal transfers between Perfect Money accounts should be addressed to Bestchange. This is a time-tested service for selecting trusted online exchangers, you can familiarize yourself with how it works. With its help, you can get money even if you have cash, or by exchanging for cash. The infrastructure is built competently and safely, because each site presented on the resource values ​​​​its reputation. The instructions for working with Perfect money will always use Bestchange, because in practice this is the most profitable method.

How to top up Perfect money

Before reviewing profitable and working ways to replenish your Perfect money balance, it is worth considering the wallet’s own functionality. Depositing funds into the Perfect Money wallet is available in many ways on the “Deposit” tab.

The user can top up the balance using:

1. bank transfer;
2. cash;
3. E-Voucher;
4. partner exchange offices;
5. Bitcoin cryptocurrency;
6. credit exchange.

From the entire list, the perfectmoney voucher may be interesting in some cases, because it is money consisting of a code and a password for it. When activated, the balance of the person who enters the data will be replenished with the amount that was issued by the owner. But how to top up Perfect money without commissions or with minimal losses. Monitoring of BestChange exchangers is enabled here. On the site you need to select the necessary conditions. Let's take a few examples: Qiwi, Sberbank card, Yandex money (Yumani).

How to top up perfect money via qiwi?

The procedure for replenishing perfect money from a qiwi wallet is simple. Detailed instructions are in the video.

How to top up your Perfect money account with a Sberbank card?

The video answers the question of how to top up your Perfect money wallet from a Sberbank card. This method is suitable for Tinkoff Bank, Privat24 and other Visa/Mastercard cards, including USD.

Exchange Yandex money (Yumani) for perfect money

It’s also easy to exchange Yandex money (Yumani) for Perfect Money; the video instructions will tell you how to do it.

How to withdraw money from Perfect Money

The internal functionality of the payment system responds to the request for how to withdraw money from Perfect Money. The tools are almost identical to the section for replenishing your balance, with the exception of “Electronic money”.

You can withdraw money from Perfect money directly from your personal account. However, the recommended tool is still Bestchange, because there is no safer, more convenient and faster way. At the same time, we save on commissions of the service and its own course. As examples of withdrawal of funds, let's take: Yandex money (Yumani), Qiwi (Qiwi), Sberbank card, Bitcoin cryptocurrency.

Exchange Perfect Money for Yandex Money

Exchanging Perfect Money for Yandex Money (Yumani) is similar to topping up, only the process occurs in the opposite direction. The same procedure is suitable for transferring money to Payeer and other electronic wallets.

How to exchange perfect money to Qiwi

Exchanging Perfect money for Qiwi takes a few minutes, takes a few minutes of time and is similar to other withdrawal methods.

Exchange Perfect Money to Sberbank Withdrawal to Visa/Mastercard

To exchange Perfect Money for Sberbank or another bank with a card (Tinkoff, Privat24 and other Visa/Mastercard partners), you should use the instructions.

Exchange perfect money to Bitcoin

It is also easy to exchange Perfect money for Bitcoin using the BestChange service. Withdrawal is carried out using partner exchangers.

How to use the Perfect Money payment system?

Hi all!

In this article we will write about the Perfect Money payment system (official website). This is one of the best payment systems available today and is used by many investors. It is especially relevant if we want to invest in highly profitable projects or trust management. In general, today there will be a detailed review of the wallet; we will try to describe all the technical aspects about how to register, pass verification, deposit and withdraw funds.

Benefits of Perfect Money

• User-friendly design with easy navigation. Everything in the project is quite simple, there are no complex menus or various bells and whistles.
• It is possible to create Bitcoin wallets, maximum number of 3 pieces.
• Availability of purchasing and exchanging PM domestic currency at almost all exchangers.
• There is an opportunity to earn money through a referral program.
• Another way to earn money, but with investments, is to issue loans to other users. All you need is just to have free money in your account. And so that they don’t just sit on your wallet, you can give them to other users at a percentage. In this case, we specify the loan size and term ourselves. We can also indicate the lenders to whom we want to give loans. For example, you can weed out untrustworthy users who have recently registered.
• By the way, you can view the Trust Score of any profile in your payment card. This is done in order not to cooperate with clients whose Trust Score is very low or equal to 0. This is done in the “Check Agent” menu section. I often use this opportunity to check the wallet of the administrator of an investment project.
• You can take out a loan yourself if you need money urgently. All you have to do is fill out an application and the money will be in your account. But they will need to be returned on time, otherwise your account will be blocked forever.
• It is possible to instantly exchange one currency for another. For example, we need to invest money in euros, but we have dollars in our account. You can make an exchange in your account itself by clicking a few buttons and do not need to use third-party exchangers.
• Trust Score available. This is the so-called profile trust; the higher it is, the greater the trust in you. It increases if you make translations and receive positive reviews.
• It is possible to make a “Fast payment” – transfer money in a few seconds.
• Low commissions for transfers. Perfect Money's commission is only 0.5% for those clients who have been verified in the project. For unverified – 1.99%. But verification is not difficult there; you just need to upload a few of your documents. Therefore, we advise you to do this immediately after registration in order to reduce commissions.
• You can create a so-called subaccount. This is an additional profile with limited capabilities. It will be very useful for those who run their business online and have their own team of assistants. You can create an additional subaccount for them, and they will have the opportunity, for example, to keep records, but they will not be able to withdraw funds, and this is very convenient. We have not yet seen such a function in other payment systems.
• Recently it became possible to use the system using mobile applications. All you need to do is download the app from the Play Store to your smartphone.
• There are ready-made modules for accepting and paying payments that you can place on your website. The company has developed modules for almost all CMS, including WordPress. All you need to do is download the ready-made plugin and place it on your website. Next, users will make purchases on your website, fully automatically. And for new webmasters, the technical support service helps install such a plugin for free; just set a task on the “Help” page.
• You can send SMS to any phone in the world directly from your PM account. You can correspond with colleagues, friends, business partners, remind them about payments, etc.
• Opportunity to invest in gold. It is enough to transfer money to your G account, and if gold rises in price, then you will earn money from it.
• Accrual of 4% per year on the amount you have in your accounts, but not more than $500. It is enough to store your savings in this payment system and you will make a profit. This is a very good additional income on full liability. Here's what I receive every month:

Registration and account creation

We go to the Perfect Money website, click on the “Registration” link at the very top and fill out all the fields:

It is best to immediately indicate the correct information from your passport data, because this will make it much easier to pass verification. There will be no need to edit or change anything. It is better to specify a strong password so that it contains uppercase, lowercase letters and numbers. This will be safer for your funds. You must create a separate email account only for payment systems and accounts where you store your money. It’s better not to show this box to anyone.

After filling out the fields, click “Registration” and then we will receive an email with a link to confirm your registration.

Security Settings

Before you fund your account, it is best to protect your profile from scammers. Go to your personal account and in the “Settings” – “Security” menu, click “Change security settings”:

Next, you must enable user authentication. It is needed so that if someone logs into your account from an unknown IP, an SMS with a confirmation code will be sent to your mailbox.

The best way to secure your account is to enable SMS authorization, but it is paid and costs 0.1 USD. Here everyone needs to decide for themselves individually whether it is worth including it or not. For example, if you plan to store large sums of money on your account, then it’s clear that you shouldn’t save here.

Code card

– when you enable this option, you must first download the map to your computer. Then, when depositing and withdrawing funds, you will need to enter the code from this card. The method is free and also protects your account very well.

API (Automated Programming Interface)

– allows you to enable automatic payment acceptance on your online stores.

Verification

Verification of Perfect Money is needed primarily in order to increase the trust of other users in your account. If you are going to take out, for example, large loan amounts, then verification is simply necessary.

But the most important advantage, as I wrote above, is that the commission for you is reduced from 1.99 to 0.5%. And with regular transfers of funds, you can save a lot of money on this.

In the “Settings” section, click “Verification Management”:

We go to the next page where you need to confirm your name, address and phone number.

To undergo name verification, you just need to enter your data in your personal account, as in your passport, and upload your passport for verification.

Address verification.

Lucky here are those users whose residential address coincides with their registration address. All you need to do is take a photo of your utility receipt and send it to the website.

If the residential address does not coincide with the registration address, then you can send some other document. The main thing is that this document contains your address and full name. What might work:

• Bank statements. The card must be registered to your residential address;
• Any letters, guarantees, checks, coupons are issued to your address;
• Receipts for receiving money from money transfer systems.

In general, the most important thing is that the document contains your full name and residential address.

The third step is phone verification.

Everything is very simple here, enter your phone number, and in a couple of minutes a robot will call you and tell you the confirmation code. But he speaks English, so for those who don't understand him at all, you need to ask someone to listen to the code.

Creating a wallet

You can create a Perfect Money wallet in dollars, euros, gold and BTC. Click on the “Add account” link:

On the next page, click “Create a new BTC wallet.” Next, check the box “I confirm, create a new BTC wallet” and click “Add”.

In the same way, you can add additional USD or EUR. For each currency, you can create a maximum of 3 wallets.

How to withdraw money and top up your balance?

To top up your balance, click on the “Enter” link at the top of the menu. Next we get to a page where we see various ways to replenish your account. We choose the one that suits the most.

But I usually use the third-party service BestChange to deposit and withdraw funds from Perfect Money. This service has many exchangers (tested, working). And another advantage is that it allows you to sort all exchangers by rate. This way we can choose the most profitable rate for ourselves.

First, register on Bestchange ru and log into your personal account. On the left we have a table with two columns - “Give” and “Receive”. In the “Give” column, select where we will transfer funds from. There is Sberbank for residents of Russia, PrivatBank for residents of Ukraine and many different ways. In the right column “Receive”, select Perfect Money USD or EUR. The table will contain all the exchangers with which you can make such an exchange. Exchangers are sorted from best rate to worst and they are updated in real time.

Click on the exchanger and go to the official website where you can make a transfer. In the same way, you can withdraw funds, for example, from Perfect Money to Payer or ADVcash.

Exchangers on BestChange are all verified, money will be credited to your balance guaranteed. We ourselves have been using this service for many years, and have never had any problems with it. You can read the BestChange review here.

Exchange of funds

Sometimes there are situations when you need to exchange funds from one currency to another. This is done very simply. Go to the “Exchange” menu, indicate the amount, select the direction of exchange and indicate the account number where you want to transfer the funds:

Then click “Preview” and make the exchange.

How to get a loan or make money on loans?

Here you need to understand that the payment system is not responsible for your funds. That is, if you give someone a loan and the money is not returned to you, then you will lose it. The scammer’s account will be blocked, of course, but this will not make it any easier for you. Therefore, firstly, if you give a loan, then only those amounts that you can afford to lose. And secondly, only to reliable clients who have a high Trust Score. Considering the risks, interest on loans should be appropriate. Click on the “Lend as a loan” menu and fill out the application. You can give loans only to verified users.

To take out a loan, you need to go to the “List of offered loans” section and select the option you need.

e-Voucher

A voucher is a special code with which you can top up your Perfect Money account. Also, this code can be transferred to another participant, and he can redeem it. Using a voucher, you can make purchases online even without having an account in the payment system.

To create a voucher, click on the wallet:

On the next page, click “buy a new e-Voucher”:

Select an account, indicate the amount and make a purchase:

And if you have a Voucher code, then you can redeem it and get money into your account. To redeem, go to the “Enter” – “e-Voucher” section, then indicate the number and activation code:

Earnings without investment

Another very interesting way to make money is an affiliate program. If you have your own personal pages on social networks, blogs, forum accounts, then you can simply share your referral link with others. For each partner who registers using your link, you will receive 1% per annum from his account balance.

If you have questions about working with the exchange, you can ask them in the comments.