10 Trusted Cryptocurrency Exchanges for Trading and Investment

The exchange of digital money, in fact, is no different from how we exchange rubles for dollars, etc. You always want to exchange at a favorable rate and with minimal costs. Only instead of the usual exchange office we go to a crypto exchanger . Moreover, we don’t even have to go anywhere: we go to the site and make a transaction.

Cryptocurrency exchanger is an online service for buying and selling cryptocurrencies for cryptocurrency or fiat money.

This service allows you to quickly exchange fiat money for cryptocurrency or, conversely, exchange cryptocurrency for rubles, dollars, euros and other currencies. Everything happens in real time, and the currency for which the exchange is made is credited to the user's e-wallet or bank account (depending on the chosen payment method).

Which exchanger is the most profitable?

But since crypto exchangers are now a dime a dozen, the main task that we will try to solve in this article is to find a profitable and reliable service that works stably and without fraud.

TOP 10 crypto exchangers 2022 ✅, list of electronic exchange services with a minimum commission, popular exchange platforms Sberbank and Qiwi, etc. Depending on your current needs, you can choose the best exchange platform for yourself and exchange cryptocurrency as you wanted: quickly, profitably and safely .

Cryptocurrency exchangers without commission

As a rule, when exchanging cryptocurrencies in an exchanger, the user is charged a service fee. The exchange office acts as an intermediary between the seller and the buyer and makes money from commission fees.

The amount of the commission charged, as well as the internal rate, is set by the exchangers themselves, and sometimes the commissions are already included in the exchange rate. The commission can be a fixed amount, but most often it is a percentage charge, the amount of which can be constant or depend on the volume of the transaction.

Sometimes a combined option is used: fixed minimum fee + interest accrual.

It is logical that the lower the commission, the greater the earnings in the end, especially if you need to exchange a large amount. Therefore, the size of the commission is one of the main factors when choosing an exchange service.

A good exchanger is a combo: favorable rate + minimal commissions.

The services from the TOP 10, which we described above, allow you to buy and sell cryptocurrencies among themselves or for rubles, dollars and other fiat with minimal commissions.

Exchange directions

It is important that the exchanger supports the main areas of exchange: this provides more opportunities for earning money. ✅

Cash

To purchase Bitcoins for fiat , you need to choose an exchanger that supports national money. So, for users from Russia, it is important that there is an option to purchase in rubles at a favorable rate. As a rule, in addition to rubles, popular exchangers support other fiat currencies: US dollars, euros, Polish zlotys, Ukrainian hryvnia, Belarusian rubles, Kazakh tenge and others.

Map

The ability to use Visa/Mastercard cards gives users the opportunity to quickly and profitably buy bitcoins for rubles, dollars, euros and other currencies. All exchangers from the TOP 10 support the exchange of Bitcoin to Visa or Mastercard, collaborating with leading Russian banks (Sberbank, Alfa Bank, Tinkoff, VTB24, etc.). To withdraw to a bank card, some exchange services may require verification (enter personal data and send a photo with a passport).

Qiwi

One of the most popular exchange directions is Qiwi RUB ⇄ Bitcoin . The popularity of the Qiwi exchange is clear: Qiwi has been on the market for more than 20 years and is included in the ranking of the best payment systems in Russia.

Yandex money

Yandex Money is also one of the most popular EPS in our country. The system is focused on mutual settlements in Russian rubles , therefore it allows you to quickly buy bitcoins for rubles and more (a total of 11 national currencies with a favorable exchange rate).

TOP 5 exchangers with minimum commission

All cryptocurrency exchangers charge a fee for their services : somewhere the rate is lower, somewhere higher. In order for the transaction to bring maximum profit, the user looks for a service with the lowest commission.

Low-commission services allow users to make better trades and make greater profits.

The most profitable exchanger is the one that, in addition to a good exchange rate, large reserves and reliability, charges a minimum commission rate.

✅ TOP 5 exchangers with minimum commission:

Where is the most profitable place to exchange cryptocurrency?

All services independently determine the price of assets, and the commission - the fee for services - is already included in the conversion rate. That is, the purchase price of cryptocurrency will be higher, and the selling price will be lower than the market (exchange) price. Companies have different pricing policies, so prices and conversion conditions on sites vary, sometimes significantly. But how to find the most convenient option?

We have already found one of them - this is “Matbi”. This exchanger is unique in that it also includes the functionality of an online wallet. That is, the received coins can be left right there, protected by three-factor authentication:

• pin code;
• code from SMS;
• code from the email.

Next, we evaluate “Matbi” according to the entire list of criteria used in the future.

Matbea

As for the minimum purchase amount, Matbi is very loyal to its customers: any cryptocurrency can be purchased for an amount starting from 5 rubles.

For the sale of major cryptocurrencies, the following restrictions apply to the minimum number of coins:

• 0.0001 BTC;
• 0.001 ETH;
• 0.00000131 LTC\DASH\ZEC\Monero.

You can note the maximum allowed amount for a one-time purchase, and it is very impressive: 3 million rubles.

Last but not least is reliability. “Matbi” has been operating without failures since 2014. And this is a very impressive period for the cryptocurrency industry.

This is a convenient online exchanger that supports registration by phone number or email. It is possible to deposit and withdraw funds from VISA and Mastercard cards in rubles, euros and dollars. There are no hidden fees, and cryptocurrency transfers between Matbi accounts are completely free.

If the user has any questions, the Matbi team has prepared detailed video instructions.

You can use large online aggregators of exchange services, for example, the BestChange website, it offers better monitoring. In real time, this service analyzes the prices and services of more than 400 exchangers of cryptocurrencies and other assets, and displays the information in a convenient form.

This is what the rating of Bitcoin exchangers looks like for the popular direction “Bitcoin (BTC) → Sberbank RUR” - here is the price, the reserve for the selected currency, and the minimum transaction volume for the current exchange rate, and even the trend of its change - growth or decline.

Rating of exchangers - exchanging Bitcoin for rubles

The BestChange information portal supports 35 cryptocurrencies, 25 popular payment systems, Internet banking and money transfer services, major mobile payment options, and even tracks cash exchange services. The service will find a convenient option for any client.

To choose the best Bitcoin exchanger, we recommend that, in addition to technical parameters, you also study user reviews about each company, as well as additional statistics.

Statistics of cryptocurrency exchangers

Let us note the main criteria for rating the best cryptocurrency exchangers, which should influence your choice.

Rating of reliable cryptocurrency exchangers

Reliability and trust from users, which are expressed in the form of positive reviews , is another important criterion for choosing a good exchange office.

A verified exchanger is more guarantee that the service works honestly and fulfills its responsibilities to clients.

In addition to positive reviews, the “age” of the crypto exchanger is also important. Would you rather trust your money to a service that has been on the market for 8 years, or to one that started operating last week? The answer is obvious. Of course, there are exceptions to this rule, and old-timers can also let you down.

✅ TOP 5 most reliable cryptocurrency exchangers:

Crypto exchangers: list and rating with description

Reliable cryptocurrency exchangers with the best rates:

• Prostocash. The exchanger has been operating since 2022. The average purchase/sale time is up to 5 minutes. Directions: bank cards Visa/MasterCard; banks (Sberbank, Privat 24, Alfa-Bank, Tinkoff, Rosselkhozbank, VTB and others); payment systems Yandex.Money, Qiwi, AdvCash, Payeer, Perfect Money, Epayments. The most popular crypto coins are available for exchange: Bitcoin, Ethereum, Dash, Bitcoin Cash, Zcash, Litecoin, Tron, Eos, Ethereum Classic, Stellar, Cardano, Binance Coin, Tether, Neo, Nem, OmiseGo, Lisk, Dogecoin. You can purchase codes to replenish crypto exchanges: Exmo, Livecoin, Wex. The crypto exchanger works around the clock 24/7, there is an online chat. The minimum amount for selling Bitcoin is 0.01 BTC; when purchasing - depends on the chosen direction.

  
  Exchanger Prostocash

• Platov. The crypto exchanger has been on the market since the beginning of 2022. The work schedule is 24/7. Most requests are completed within 5 minutes. The advantage of the service is the low minimum exchange amount, for example, for Bitcoin cryptocurrencies - 0.002 BTC, Ethereum - 0.1 ETH, Litecoin - 0.3 LTC. Among the fiat directions available: Sberbank, Tinkoff, Alfa, VTB 24, Yandex.Money, Qiwi, Perfect Money, Payeer, AdvCash, ruble bank cards Visa and MasterCard and Exmo exchange codes.

  
  Exchanger Platov

• Xchange.cash. Reliable online cryptocurrency exchanger with a good reputation. Operating since 2012, more than 5 years. Provides the opportunity to profitably buy or sell the following coins: Bitcoin, Ethereum, Bitcoin Cash, Litecoin, Dash, Dogcoin, Monero, Ripple, Zikesh, Ethereum Classic. All popular directions are available for exchange: banks, cards, EPS. The exchange service has been operating since 2012; operating mode - without breaks 24/7; The average processing speed of applications is up to 5 minutes, depending on the direction.

  
  Exchanger Xchange

• 60cek - online cryptocurrency exchanger: Bitcoin (BTC), Ethereum (ETH), Dash, Litecoin (LTC), Zcash, Bitcoin cash (BCH), Ripple (XRP), Monero (XMR), Tether (USDT), Ethereum Classic ( ETC), EOS, TRON (TRX), Stellar Lumen (XML), Dogecoin (XDG), Lisk (LSK), 0X (ZRX), ICON (ICX), Cardano ADA, Verge (XVG), Aeron (ARN), Binance Coin (BNB) and others. This is a reliable and high-quality service with a large number of payment systems and a significant currency reserve. Exchanging cryptocurrency for rubles or dollars is not difficult and does not take much time. Operations are usually carried out within 5 minutes from the moment of payment. Work schedule: no breaks and no days off. Operating since 2016.

  
  Exchanger 60cek

• Kassa. The cryptocurrency exchanger converts into rubles, dollars, and crypto coins. Directions: Yandex, Qiwi, Perfect Money, Payer, Advcash, Exmo-code, as well as cryptocurrencies: Bitcoin, Ethereum, Litecoin, Dash, Ripple, Zcash, Ethereum Classic. The service is reliable, operating since 2016. Application processing time is up to 15 minutes.

  
  Exchanger Kassa

• Baksman. The peculiarity of the cryptocurrency exchanger is large reserves (more than $3 million), operating life (2 years and 9 months), and positive customer reviews. The following directions are presented: cryptocurrencies (Bitcoin, Ethereum, Litecoin, Tether, Monero, Dash, ZCash, Dogecoin, Ripple, Bitcoin Cash, EOS, Stellar, Tron, NEM, Neo, Cardano); payment systems (ePayments, Qiwi, Yandex and others); banks (Sberbank, Binbank, Alfa-Bank, Raiffeisen, Ak-Bars, GazProm, etc.), cryptocurrency exchange codes. Fiat currencies of exchange: Russian rubles, dollars.

  
  Exchanger Baksman

• Exchanger Magneticexchange. It has been operating for more than 8 years, the work schedule is from 9 to 24 Moscow time. Available cryptocurrencies: Bitcoin, Ethereum, Litecoin, Monero, Dash. Fiat directions: Yandex, Qiwi, Neteller, FasaPay, bank transfer, Sepa, AdvCash, Payeer, Exmo, Payeer.

  
  Exchanger Magneticexchange

• 24paybank. 24/7 exchanger for bitcoins and other cryptocurrencies. Exchanges for rubles or dollars depending on the direction. Services have been provided since 2015. The stated processing time for applications is up to 15 minutes. You can submit an application on the website or through a telegram bot. The total reserve is more than $1 million. There is a cumulative discount program.

  
  Exchanger 24paybank

• Ychanger. The exchanger works with cryptocurrencies: Bitcoin, Ripple, Bitcoin Cash, ZCash, Ethereum, Litecoin, Tether, Monero, Dash, Dogecoin, Tron. 60% of applications are paid within 5 minutes, the rest - within up to 15 minutes. Exchanges have been carried out for more than a year (since 2017). There is an impressive reserve exceeding $4 million. You can buy or sell cryptocurrency in the following directions: Sberbank, Gazprombank, Alfa-Bank, Russian Standard and other banks; popular payment systems; crypto codes.

  
  Exchanger Ychanger

• Payget exchanger. Works with cryptocurrencies Bitcoin, Ethereum, Dash, Litecoin, Bitcoin Cash. Exchanges for Russian banks, cards, Yandex, Qiwi, etc. We have made an exchange through Payget more than once - no questions arose, applications are processed quickly and at a good rate.

  
  Payget exchanger

• Fastchange. The name itself says that this is a fast exchange service. According to statistics, 40% of applications are processed within 5 minutes and 80% within half an hour. There are few cryptocurrencies for exchange, but the most popular ones are: Bitcoin, Ether, Litecoin, Bitcoin Cash, Zikesh, Dash. Directions: Russian online banks, ruble cards and electronic payment systems. The exchanger operates for 2 years and 9 months.

  
  Exchanger Fastchange

All of the above sites have online support; if something is not clear, you can contact them and they will help you resolve the issue.

Cryptocurrency exchangers with a minimum exchange amount

Almost all exchange services have restrictions on limits , including the minimum exchange amount. As a rule, it depends on the currency we are giving and the payment method. When choosing an exchange direction, the minimum exchange amount for a given currency is indicated automatically.

The lower the minimum, the better for the user, since sometimes you need to exchange small amounts.

Each exchanger has its own cryptocurrency reserves , that is, funds reserved for transactions. When compared with exchanges (at the top sites they are measured in millions of dollars), then exchangers have much fewer cryptocurrency assets. Therefore, when choosing a service, always check the reserves for the currency you are interested in.

✅ Cryptocurrency exchangers with a minimum exchange amount:

8th place. BetaTransfer

The exchanger allows you to buy, sell and exchange funds from various payment systems (including cryptocurrency) with minimal commissions and in the shortest possible time. The priority area of ​​the service is working with bitcoins: transactions are completed within 10 minutes, all transactions are well protected.

Most exchange directions using electronic wallets are available under general conditions. To confirm your identity, you need to fill out a form with some information. Verified users have the right to make transactions involving cards and accounts opened only in their name.

To complete an application, you need to provide account details, transfer amounts, familiarize yourself with the service commission and provide contact information to confirm the transaction. Transfers are carried out quite quickly, but when working with electronic wallets, processing the application can only take a few minutes.

Services with exchange Sberbank and Qiwi

An important criterion for choosing an exchanger is a wide selection of payment methods . For Russian users, it is important that the exchanger supports cards, electronic wallets, payment systems, etc., which are popular in Russia.

Thus, many prefer to exchange cryptocurrencies through Sberbank or the QIWI payment system.

✅ Top exchangers from our rating also support these popular exchange directions.

Service for monitoring exchange offices. For what?

The world has recently learned to pay with electronic money. Such operations are carried out using bank cards. The payment is transferred to cash.

With the advent of cryptocurrency, the world of money began to change, but the opportunity to pay with these coins in Russia for services and goods did not appear. To use your crypto savings, you must first withdraw them to your bank account. The exchanger helps make conversions in any direction. A similar situation arises when a user wants to buy cryptocurrency - they cannot do without an exchanger.

As a rule, monitoring services help you make a good choice in favor of a reliable exchanger.

How to exchange cryptocurrency - step-by-step instructions

How to use an exchanger if you are a beginner?

Everything is actually simple, and no different from the procedure in a regular exchanger:

• Instead of “Hello,” you register on the site (some services do not require registration).
• Instead of a cashier , you yourself: fill out the Give and Receive , indicate the direction of exchange, and the system carries out the transaction.

Registration in the selected exchanger

As we have already noted, you can work with some crypto exchangers without registration .

But registered users, as a rule, receive more opportunities: affiliate programs, cumulative discounts, etc.

And since registration takes no more than 2 minutes, it’s stupid to refuse the opportunity to earn more.

For example, for work we chose the 365 Cash crypto exchanger. Registration on the service is not mandatory, but to take advantage of the 5-level loyalty program for regular customers and discounts of up to 0.2% for exchanges in any direction. We will not refuse such opportunities and will register. ✅

To enter your personal account on the main page of the site, select the green circle with a man. Click on it and the system asks you to enter your email and password to log in.

Login to your user account at 365cash.co

But if you do not yet have an account on 365cash.co, then select Registration .

Register on 365cash.co

Fill out the registration form: login, email and password (referral link, if any) → Register.

Registration form on 365cash.co

After completing a simple captcha, the system automatically transfers us to the user’s personal account, where we can immediately fill out personal data. Fill in the required fields and click Save.

Personal details on 365cash.co

Exchange

The principle of exchange on online exchangers is the same:

1. Fill in the Give and Receive columns;
2. We indicate the transaction amount ;
3. The system issues the total amount with commission;
4. Enter the account/card/wallet number: first for the currency that we are giving, then for the one that will be credited to the account;
5. If everything is satisfactory, check the data and click Exchange.

The application processing time depends on the exchange platform: the services from the TOP 10 are characterized by high speed and the speed of the exchange operation is 5-15 minutes (sometimes up to 30 minutes).

Buying cryptocurrency at 365cash.co

Electronic currency exchanger Prostocash

Prostocash is the first exchanger on the list. The reviews on the official website and monitoring are positive, people were satisfied. We ourselves carry out transactions through this exchange office - everything goes quickly and in a short time.

The website contains information that they are partners of the Advcash payment system. To check this fact, go to the website advcash.com and among the exchange offices we see the presence of information about Prostocash. The information was confirmed - there was no deception.

The reserves are quite large - more than $3.9 million (as of November 7, 2022), which indicates a serious approach to the matter.

All popular EPS are available for conversion: Advcash, Perfect Money, Exmo, Qiwi, Yandex.Money and others. Payment from bank cards is possible. It is worth saying that the exchanger works with cryptocurrencies: you can exchange or buy Bitcoins (Bitcoin), Ethereum, Litecoin, dash and others.

The exchange takes place around the clock manually. Application processing time is from 5 to 15 minutes.

The support service works online, so if you have questions about exchanges and reserves, you can ask them. The “Contacts” section contains contact information: email addresses, Jabber and a link to answers to frequently asked questions. Be sure to read the exchange and guarantee rules (section “Important”).

After creating an account on prostocash.com, a discount on exchange is provided, which will increase with the increase in transactions.

To make a transaction in the Prostocash electronic currency exchanger, you need:

• Select the direction of exchange.
• Enter the amount.
• Provide details (wallet number, card number, receiving address, etc.).
• Make payment upon request. Time to pay is 30 minutes.
• Click “I paid.”

For example, you need to transfer Sberbank rubles to the Advanced Cash USD(Advcash) wallet:

For 10,000 Russian rubles you can get 156 USD at the weighted average rate.

When converting, you must carefully fill out all the data and follow the instructions. As we wrote above, you can contact support, they will competently and quickly answer your questions and help.

Conclusion and review: Prostocash is electronic money exchanger The operations are carried out semi-manually and take place very quickly. We found no negative reviews, nor any evidence of fraud. And since we ourselves use their services, we believe that this service deserves attention.

How do online cryptocurrency exchanges work?

All cryptocurrency exchangers operate on a similar principle, which involves offering various options for the transaction of buying or selling cryptocurrency.

To do this, you need to indicate the direction of exchange and the source of your own funds (account/card/wallet number) and carry out the exchange operation.

The exchange is usually performed in one of three modes: manual, automatic or semi-automatic.

Manual mode

The simplest from a technological point of view . The client transfers funds to the details specified on the website → the exchanger operator checks the receipt and manually transfers them to the client’s account.

The main disadvantage of the manual mode: longer operation times. And also, not all manual exchangers work around the clock, and sometimes, in order to make an exchange, you need to wait until the start of the working day. Therefore, it is recommended to first familiarize yourself with the operating schedule of the manual exchanger.

Auto mode

This is the fastest option to sell or buy cryptocurrency . It provides for the processing and processing of all payments automatically in real time. As a result, the application is completed in a matter of minutes. In this case, the time depends on the payment method chosen by the client, and not on the speed of the exchanger.

Semi-automatic mode

A compromise option: the user independently makes an exchange on the site, but then its correctness is checked by the operator. Like manual, semi-automatic exchangers provide their services only during business hours, so to avoid long waits, find out the service’s opening hours.

How to exchange cryptocurrency for money on the Internet

The main methods of selling and buying cryptocurrencies include:

• Exchangers. Services offering a wide range of payment options, including cryptocurrencies, bank cards, electronic payment systems, mobile operators and, in some cases, even cash. They work without verification and impose virtually no requirements on the user.
• Cryptocurrency exchanges. They can be centralized and decentralized, but only the former support withdrawal to fiat. The downside is that cryptocurrency exchanges usually require identity verification to work with cards and payment systems, so this option may not be suitable for those who want to trade anonymously.
• Peer-to-peer exchange sites. P2P exchanges provide the opportunity to sell and buy anonymously and without intermediaries. Users exchange assets directly with each other, and to make the transaction safe, the platforms support a special escrow mechanism. It holds the cryptocurrency in a separate escrow account until the application is paid.
• Telegram bots. In the Telegram messenger there are many exchange bots that allow you to create an application to buy or sell coins in a few clicks, after which all you have to do is pay for it and wait for the funds to arrive in your account. These bots usually belong to p2p exchanges or classic exchangers, and their conditions fully comply with the conditions on related sites.

These are the most reliable and safest methods, of course, provided you choose a quality service with a positive reputation. It is recommended to use them whenever possible, and not to look for counterparties on thematic forums or on social networks, since there is a high risk of stumbling upon scammers.

Monitoring cryptocurrency exchangers

To find the most profitable exchange option, you need to compare the conditions of different services. Monitoring exchangers that constantly monitor exchange rates and update data in real time help in this matter.

Exchanger monitoring is an online service that provides up-to-date information about the rates of all major exchange offices.

With their help, the user can choose the best exchange option for himself and make a transaction with maximum profit.

In addition to a favorable exchange rate, monitoring helps to find reliable exchange options: before being added to the monitoring site, each exchange office is thoroughly checked.

✅ The best monitoring of exchangers today:

BestChange

Official website: https://bestchange.ru

A total of 450 cryptocurrency exchangers are registered on bestchange

BestChange (from the English best “best”, change “exchange”) is a top service for finding profitable exchanges between cryptocurrencies, payment systems, banks and transfers.

On bestchange, information about automatic and manual exchangers of crypto and electronic currencies is collected and structured in graphs and tables.

Information on rates and reserves of exchange sites is continuously updated: every 5-8 seconds.

The monitoring database includes only the most reliable and safe exchange platforms: there are no exchangers with a bad reputation . All services have high levels of BL and TS.

OKChanger

Official website: https://okchanger.com

Currently, OKchanger monitoring monitors more than 1,100 exchangers

Another popular service, Okchanger, helps track exchange rates among the best crypto and electronic currency exchangers.

The monitoring site displays a list of exchangers, sorted by various criteria: operating mode (manual, automatic, semi-automatic), rate, reserves and reviews. Thanks to a comprehensive assessment, the user can quickly find profitable and reliable exchangers.

Course.expert

Official website: https://kurs.expert

In total, Kurs.expert has 5600+ exchangers and 430+ exchangers in the rating

The TOP of popular monitoring is Kurs.expert, which allows you to exchange electronic money at the most favorable rate, as well as get all the necessary information about the exchange service.

All exchangers from the rating are distinguished by the highest level of reliability, as they have undergone a thorough check by the service.

To make it easier for the user to navigate, there are various “tips” on the monitoring site. For example, the Our Recommendations section, which contains expert recommendations on how to maximize the security of your exchange transactions.

The Blacklist section lists fraudulent sites that do not fulfill their financial obligations to customers. There is also a Stop List of exchangers: these are services that cannot be blacklisted, but in which various types of violations have been identified:

• Disrespectful attitude towards clients and partners;
• Failure to fulfill or partially fulfill obligations to partners under the Affiliate Program;
• Frequent complaints from clients, etc.

Therefore, make sure that the crypto exchange you work with is not one of them.

6th place. SmartWM.ru

SmartWM is a service that carries out operations with exchange, withdrawal and replenishment of accounts in the payment systems WebMoney, QiWi, Yandex.Money, as well as banks Sberbank, Russian Standard, Tinkoff, Privat, etc.

The list of exchanger capabilities includes:

• availability of automatic and semi-automatic input and output of electronic currency to banks;
• access to automatic exchange of title units within the WebMoney service;
• work of the client’s personal account, providing discounts and participation in the affiliate program.

The service is distinguished by high reliability during transactions, round-the-clock automatic operation without any interruptions, instant exchange, as well as the provision of favorable exchange rates and timely replenishment of reserves.

The exchanger's bonus system allows you to automatically receive a certain share of the exchange amount. The size of the bonus is determined by the turnover of funds: with $100 converted, the reward will be 0.05%, and with $500,000 – 0.25%. The total number of levels of the bonus system is 5.

The affiliate program has similar conditions. The main difference is receiving a similar share from referral transactions. A distinctive feature of the service is the choice between an affiliate program and a bonus system: in the absence of attracted users, each client receives a reward for his own transactions, and if available, for the transactions of referrals. Simultaneous accrual is excluded.

Current exchange rates are available for review before submitting a transaction request. The user determines the system from which funds will be transferred and the enrollment system. Information is provided on currency purchase and sale rates, as well as the commission of payment systems and the minimum transaction amount.

After agreeing to the proposed conditions, you can fill out the application directly: you must provide contact information, details, as well as communication information to notify you about the status of the operation.

The transfer time depends on the specific transaction: work with banks can take more than 1 day, and transfer to electronic payment systems is carried out within a few minutes.

How to choose the best cryptocurrency exchanger

There are 6 main criteria for choosing a reliable service for exchanging cryptocurrencies: age, reserves, commission, reputation, reviews, and also another important point - whether the payment system fee is taken into account.

Therefore, when trying to find an exchanger with the most favorable rate, at the same time pay attention to other criteria.

It is important to use all the information you can find about a particular exchanger: this is not only a matter of profitability, but also of safety.

Basic criteria for choosing an exchanger

Age

Duration of operation is one of the key indicators of the reliability of an exchange service. It is advisable to work with exchangers that have existed for at least 1 year, since they already have a certain reputation. It is much more difficult to assess the reliability of young exchangers, especially if you are a beginner.

Reputation

It is logical that a good and reliable service will have a positive public opinion and status. Services with a “bad” reputation, about which there are many complaints from users, are best avoided.

Reviews

As a rule, users share their experience of working with a particular exchange office and leave reviews on thematic websites or forums. You can read reviews from clients of exchangers on the website bestchange.ru.

Reserves

Particular attention should be paid to the currency reserves that are available in the exchanger. As a rule, the monetary volumes here are much more modest than on exchanges, but if necessary, you can write directly to the service specialists and discuss the amount individually.

Commission

Each exchanger independently sets the amount and terms of commission fees. Often the commission is already included in the exchange rate, so the user perceives it as part of the transaction. Sometimes the commission is paid above the specified rate, which makes the transaction less profitable for the client. Commission is an indicator that always changes and depends on the cryptocurrency, the direction of exchange and even on the time of day.

Is the payment system fee taken into account in the exchanger?

This information may not be advertised, so it is important to clarify this point with technical support so that the final amount of the transaction is not a surprise.

Electronic exchanger 60cek

Let's consider the 60cek exchanger, which is included in the list of services recommended for use. All operations are performed in accordance with the regulations of the “User Agreement”. There is a step-by-step bonus system of discounts: immediately after registration, the discount will be 0.05%, for successfully completed exchanges of $3,000 - 0.1%; $20,000 - 0.15%, etc. Detailed information in the screenshot:

Official website of the exchanger : 60cek.org. Domain registration date: 2016. The average time to complete an application is about 5 minutes. The exchange service operates around the clock; you can change and receive the required currency at any time. He rarely takes breaks. It is important to pay attention to the status at the top of the site. Before exchanging, we recommend that you contact the online support chat and clarify all the conditions. There is no need to go through verification on the website, but when paying with bank cards you will need to confirm their ownership.

The total reserve is about $1 million. When making an application, you need to look at the reserves for each payment system. If they are not enough, you can contact support to increase them.

The exchanger works in the following directions:

• Cryptocurrency: Bitcoin, Ethereum, Ethereum Classic, Monero, Ripple, Litecoin, Dash and others.
• Russian banks.
• Payment and transfer to plastic cards issued in Russia.
• Electronic money: Epayments, Yandex, Qiwi, Advanced Cash, etc.
• Exchange code: Livecoin, Exmo.

The minimum amount depends on the payment system and direction. The process of creating an application is no different from other online exchangers. To do this you need:

• Choose the right direction of operation, taking into account the minimum amount and reserves.

• Next step. Provide detailed information: wallet addresses to receive the transfer, email.

• Click “Exchange” and check that the entered data is correct. Make a transfer within 30 minutes using the details specified in the instructions and click “I paid.”
• Receive money from the exchanger to the wallet specified in the application.

Kassa

Service for fast, safe and easy currency exchange. Open every day from 06.00 to 02.00 Moscow time, applications are processed manually by operators - this reduces the likelihood of erroneous transactions. On average, processing applications takes from 5 to 20 minutes. The exchanger works in Bitcoin and 8 other cryptocurrencies (ETH, NEO, etc.).

You can exchange Bitcoin for:

• Cryptocurrency – Ethereum, Litecoin, Zcash, NEO, etc.
• Electronic money – QIWI, Yandex.Money, Payeer, Perfect Money, etc.
• Bank funds – Visa/MasterCard (RUB, UAH), Sberbank, Privat24 and Alfa Bank cards.
• Vouchers – Exmo, PM e-Voucher.

The minimum amount for Bitcoin conversion depends on the direction of exchange (from 0.001 BTC).

To convert Bitcoin to Kassa, you need to select the direction of exchange and indicate the amount. After reviewing the rate, minimum exchange amount and reserves, provide the receipt details. To exchange, you need to receive 2 confirmations from the network. After this, you will receive the converted funds into your account.

Regular customers can receive cashback from each exchange transaction. The amount of cashback depends on the amount of exchange for the entire period of using the service. 3 levels available:

• Initial – 5%, after registration.
• Personal – 10%, when exchanging from 1,000 to 10,000 dollars.
• Professional – 15%, when exchanging over $10,000.

Cashback can be withdrawn in any convenient way (via military technical service, electronic payment system, card, etc.).

There is also an affiliate program that allows you to receive referral fees for attracted users. After registering a partner in the exchanger, you will receive 0.5% of the exchange amount. After attracting a certain number of referrals (10, 20, 30, 50, 100, 150 and 300), you can receive an increased percentage of referral fees or a valuable gift - for example, a USB flash drive, fitness bracelet, wireless headphones, smartphone, etc.

TOP 10 exchangers by volume of reserves

Exchange/purchase/sale of cryptocurrencies is a continuous process, so the volume of the reserve is a critical indicator for any exchanger. When placing your order, you must also evaluate these reserves so that it is guaranteed to be executed at the optimal rate.

Cryptocurrency reserves in exchangers

In simple words, the exchanger’s reserve is the amount that the service has at its disposal to carry out the operation. Its size determines whether the conversion will be carried out automatically at the rate specified by the user. If the reserve is insufficient, delays may occur.

The size of the reserves positively characterizes the financial condition of the company and its trading volumes - we have compiled for you an up-to-date rating of the reserves of the most popular cryptocurrencies.

FastChange

An online exchanger that supports the conversion of Bitcoin and 20 other cryptocurrencies. Also works with bank funds, payment systems and checks. In total, more than 1.6 thousand exchange directions are available.

You can exchange Bitcoin for:

• Electronic money – Payeer, AdvCash, Perfect Money and QIWI.
• Bank funds - Visa/MasterCard/MIR cards, Sberbank, Monobank, Oschadbank, Tinkoff, etc. (about 20 banks in total).
• Receipts – PM e-Voucher.

The minimum amount for Bitcoin conversion depends on the direction of exchange (from 0.0003 BTC). Exchange of Bitcoin for other cryptocurrencies is not supported.

To convert BTC, you must indicate the direction of exchange and the amount. Consider the minimum exchange amounts and the reserve of available funds. Having agreed with the exchange rate, indicate the recipient's details and your e-mail. To exchange Bitcoin, you need to receive 2 confirmations from the blockchain network.

You can also take part in the exchanger’s referral program. Income will depend on the number of attracted referrals:

• From 1 to 20 referrals – 0.5%.
• From 20 to 70 referrals – 0.7%.
• More than 70 referrals – 0.9%.

FAQ or FAQ:

How do cryptocurrency exchangers make money? The services perform mutual conversion of all types of cryptocurrencies and currencies of electronic payment systems, as well as fiat (cash and non-cash) funds, and include fees for their services in the exchange rate. The conversion rate is generated by the cryptocurrency exchanger independently and is based on the current exchange rate, taking into account the service commission. This is the main source of income.

How do cryptocurrency exchangers work? All cryptocurrency exchange services operate on the same principle: in the process of completing each application, two accounts are involved - the Contractor and the Customer. The Customer transfers a fixed amount in one currency to the Contractor’s account, after which the Contractor transfers an equivalent amount in another currency to the Customer’s account. The calculation is carried out according to the exchange rate offered by the service and is valid until the completion of both operations.

What cryptocurrency is trending? Digital coins are designed for fast, cheap and secure transactions, so the main factor behind the popularity of cryptocurrency remains investor trust. In addition to the top five BTC ETH XRP LTC and EOS, BCH, DASH, Monero, ADA, USDT are trending in terms of capitalization and volume of transactions.

How to buy Bitcoin through an exchanger? Study the ratings of cryptocurrency exchangers to determine the service that suits your basic parameters. On the service’s web page or in the mobile application, select the “Purchase BTC” direction and the form of payment that the service allows for such an operation - cryptocurrencies, fiat funds or electronic payment systems. When creating a purchase request, indicates the Bitcoin address for crediting cryptocurrency and the necessary parameters for the payment system. Confirm the payment transaction and receive cryptocurrency.

Cryptocurrency – how to buy? You can buy cryptocurrency through exchangers and exchanges, by bank transfer through a bank or in cash, by transfer by phone number, etc. The most popular is to buy through cryptocurrency exchangers: all types of altcoins and payment systems are available, but you will have to pay a commission. You can also: • purchase on a crypto exchange at the current exchange rate - b2b or as a result of trading; • buy/exchange directly through p2p services or in person; • win in real life or online - for example, in an online casino or poker; • exchange game objects, bonus points or other prizes for it. The optimal choice can only be made taking into account the amount, availability of payment systems, personal preferences and/or purpose of purchase.

Is it legal to exchange Bitcoin for rubles?

There is no ban on the exchange and trading of cryptocurrencies in Russia, and there are no plans to implement it in the near future. The current regulatory document at the moment is the law “On Digital Financial Assets”, which has been in force since January 2022. Its main provisions:

• Digital assets are digital rights that may also include monetary claims.
• Digital currency is a set of information data that can play the role of a means of payment.
• DFA can be issued by legal entities or individual entrepreneurs.
• The law allows the circulation of digital financial assets on the territory of the Russian Federation.
• It is prohibited to accept digital currency as payment for any goods, work, or services. For this purpose, there is a national currency - the ruble.

By law, it is necessary to pay taxes on earnings on cryptocurrency if the turnover exceeds 600,000 rubles per year. You can register as an individual entrepreneur, or you can submit a tax return manually every year.

Where to look for BTC exchangers and what is important to consider when choosing a service?

Today there are several hundred Bitcoin exchangers, so it is sometimes difficult to make a choice. To make this process easier for users, many services compile ratings of the best sites, indicating:

• the rate at which the exchange is made;
• commission size;
• speed of transactions;
• reviews from other users, etc.

However, you should not rely solely on the opinions of other users and experts. It is necessary to independently monitor the proposals, study them, weighing all the pros and cons. The following selection criteria are at the forefront:

• security level. It is advisable that the exchanger have an SSL certificate, which is evidence that all operations carried out within the platform are reliably protected from interference by third parties;
• opportunity to contact technical support. Any transactions carried out online are not immune to any system failures or errors. Therefore, it is important that there is an opportunity to contact managers who will help solve problems that arise. It is advisable that the communication channels include both a telephone number and an email address (contact support first to make sure that it really works and responds to calls/messages in a timely manner);
• correct spelling of the domain. It is imperative to check the domain name with the name of the exchanger (fraudsters often create sites that differ from the name of the official service by one or two letters, and users, without noticing the difference, end up depositing funds for the exchange);
• operating mode. For convenience, it is better to choose sites that operate around the clock;
• working hours of the exchanger. The longer the site operates, the more trust it inspires. You should not be guided only by the information presented on the site. To ensure the accuracy of the data, use specialized domain verification services;
• reviews from other users. They indicate what kind of reputation the service has. It is best to look for them on thematic forums and specialized independent platforms;
• Commission. Many people recommend using commission-free exchangers that make money on the difference in rates. However, be careful, some of these exchangers resort to such tricks as including commissions in the exchange rate price. Users clearly do not benefit from this, but on the contrary, the transaction is more expensive than on other services with a clearly established commission;
• number of exchange pairs. It’s clear that the more there are, the better.

PayGet

A 24-hour online exchanger offering more than 2.6 thousand exchange directions. The average transaction processing time is 3 minutes. With PayGet you can convert Bitcoin and 18 other cryptocurrencies (EOS, Zcash, Paxos, etc.).

You can exchange Bitcoin for:

• Electronic money – Perfect Money, AdvCash, QIWI and Payeer.
• Bank funds - Visa/MasterCard/MIR cards, Sberbank, MTS Bank, RNKB, etc. (about 20 banks in total).
• Receipts – PM e-Voucher.

The minimum Bitcoin conversion amount depends on the direction of exchange (minimum 0.0003 BTC). Bitcoin cannot be converted to other cryptocurrencies.

To exchange BTC, just select the direction, indicate the amount, review the reserves, and details. The exchanger requires receiving 2 confirmations from the blockchain network. After this, you will receive the converted funds on your card. When exchanging, the rate is fixed after creating an application for 15 minutes - during this time you are fully insured against currency fluctuations. You can also use the simplified procedure for purchasing cryptocurrency from a bank card.

All clients can take part in the referral program. Depending on the number of invited users, you will receive a percentage of the exchange amount:

• 0.5% - from 1 to 20 referrals.
• 0.7% - from 20 to 70 referrals.
• 1% - from 70 referrals.

E-OBMEN

Automatic exchanger for converting Bitcoin. Other cryptocurrencies are not supported. The service works with EPS and banks.

You can exchange Bitcoin for:

• Electronic money – PM, Payeer, AdvCash, WMZ, etc.;
• Bank funds – Visa/MC cards (RUB, USD, UAH), Sberbank, VTB, Alfa Bank, etc. (6 banks in total).

To convert Bitcoin, you must indicate the exchange amount, details and your contacts (e-mail, Skype, Jabber). The exchange of BTC occurs after receiving 3 confirmations from the network.

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Why do you need an exchanger aggregator?

Before converting money in any direction, it is necessary to study all directions from the position of exchange rate, reserve, number of payment methods, etc. For these purposes, many exchanger aggregators have been created (for example, BestChange). They allow you to quickly analyze the situation and select the best option from the entire available list. The algorithm of actions is identical in all cases:

1. Selecting the exchange direction, for example, Sberbank - BTC.
2. Study of current offers from the position of exchange rate, reserve, type of conversion, etc.
3. Monitoring reviews about the platform, etc.

In the upper part, as a rule, there are platforms with the best course. But in parallel, you need to look at the availability of reserves, the type of conversion (manual, automatic, semi-automatic) and reviews. If a service is found to be deceiving users, it is removed from the list. As a result, you can avoid meeting with scammers.

conclusions

Each user evaluates exchangers differently. The opinion about a platform depends on whether it meets the requirements of a particular person. At the same time, you can find sites online that meet the needs of most clients. When choosing a suitable cryptocurrency exchanger, you also need to pay attention to the following nuances:

• Before choosing a platform, you need to study its offers and find out how all the services of interest work. Using WmExpress as an example, we were convinced that sometimes even the support service of exchangers is not able to answer simple questions about services.
• The availability of the required exchange does not always guarantee the possibility of conducting transactions. Some platforms occasionally lack the necessary resources to process a request.
• There are limits on most transactions in exchangers.

When choosing a site, evaluate competitors' offers. In some cases, classic digital asset exchanges can become a profitable alternative to exchangers. For example, Binance. The fully Russified platform offers a lot of options for exchanging digital assets for rubles and other traditional currencies.

Disclaimer

All information on our website is published in good faith and for general information purposes only. Any action based on information published on this site is taken by the reader solely at his own risk. In our Knowledge Base section, our priority is to provide high quality information. We carefully identify, research and create educational content that is useful to our readers. To maintain these high standards and continue to produce quality content, our partners may compensate us for featuring them in our articles. However, such payments do not in any way affect the processes of creating objective, honest and useful content.

BaksMan

Exchanger for Bitcoin and several dozen other cryptocurrencies. Supports conversion of tokens, EPS and vouchers/codes.

You can exchange Bitcoin for:

• Cryptocurrency – ETH, NEM, DOGE, ATOM, etc. (more than 30 tokens in total).
• Electronic money – Yandex.Money, QIWI, AdvCash, Payeer, Paxum, WMR/WMZ, etc.
• Bank funds - Visa/MasterCard/MIR cards, Sberbank, Raiffeisenbank, UkrSibbank, FUIB, etc. (more than 15 banks in total).
• Vouchers – Exmo, e-Voucher, Whitebit, Capitalist checks, etc.

The minimum amount for Bitcoin conversion depends on the direction of exchange (from 0.005 BTC).

To convert BTC, you need to indicate the exchange amount (pay attention to the minimum amount and reserve volumes), enrollment details and your e-mail/Telegram. After confirming the exchange, you will receive the converted funds to the specified account. For ease of exchange, you can use applications for Android or iOS.

Regular BaksMan customers can count on a discount of up to 0.12%. The exchanger offers an 8-level cumulative discount program. Registered users receive a 0.05% discount on their first exchange. The discount is affected by the total amount of funds converted (for the maximum discount, you must make an exchange totaling more than $10,000). There is also a 2-level affiliate program. you can receive 0.6% of the exchange amount for a 1st level referral and 0.2% of the exchange amount for a 2nd level referral.