Hello, dear readers of the KtoNaNovenkogo.ru blog.
Today we will talk about bitcoin exchangers, namely, on which sites you can painlessly and profitably exchange cryptocurrency (what is it?) at the most favorable prices for yourself.
Why do you need to exchange Bitcoin?
The fact is that many bitcoin wallets (read the article “Registration of a bitcoin wallet and its use”) were created by foreign Internet entrepreneurs and do not provide the opportunity to withdraw cryptocurrency, for example, to Yandex, Qiwi or WebMoney, popular electronic money in RuNet.
The resources below have been verified and have collected a lot of positive reviews on the network, so you can safely make financial transactions through them with bitcoins that you earned through mining, in bitcoin faucets, or anywhere else (where you can earn or buy bitcoin).
Exchanger No. 1 – Changemoney24
Changemoney24 is an excellent service that has already established itself as a reliable cryptocurrency exchanger. Changemoney24 has been on the market for about five years. Its stock of reserves is over $14,000,000. In Bestchange he has more than 2000 positive reviews and not a single negative one (see screenshot below).
Main characteristics of the site:
- Operates around the clock.
- Applications are processed manually.
After creating an application, you will be asked to write to the operator in the chat window, where you must indicate where you will make the payment. For example, I usually withdraw Bitcoins through Binance, so they give me a wallet number for payment, which belongs to the same exchange. As a result, the payment goes through as an internal one and I do not pay any commission, which saves me about 2.5 thousand rubles per exchange transaction. - The average exchange time is 5 minutes.
- Provides 60 conversion directions.
- Supported cryptocurrencies: BTC, ETH and LTC, etc.
- Supported online banking and EPS services: Sberbank, Tinkoff, VTB, Promsvyazbank, Pochtabank, Gazprombank, Raiffeisen, Qiwi, Yandex. Money, Alfa-Bank, VTB 24, Visa/Master Card/
The exchanger has a cumulative discount system. The discount value ranges from 0.05 to 0.19% and depends on the total amount of transactions performed by the user.
To participate in the bonus and referral program, you need to register in the Changemoney24 system.
The exchanger is registered in all major monitoring platforms. Including on Best Change.
The conversion process on the service takes place in several stages:
- Select the direction of exchange and set the amount.
- Enter the wallet number to transfer funds.
The minimum amount for converting Bitcoin in all exchange directions is 0.015 BTC.
- In the lower right corner there is a chat window where you indicate your application number and where the transfer will be made from
- We transfer the cryptocurrency to the specified wallet.
- Application processing will begin immediately after BTC or other cryptocurrencies are credited.
Simplicity and high speed of exchange are the main advantages of Changemoney24 , which many clients of the service mention in their reviews.
Purchase from owner
The simplest-looking and most dangerous method. People resort to it to save on commissions and not waste time on registration and verification on different servers. But these expenses are needed to protect yourself from scammers.
The status of cryptocurrency in Russia is not defined: it is neither a commodity nor a means of payment. Therefore, banks do not work with it, and therefore it will not be possible to request a cancellation of the payment - it will look like a voluntary transfer to an individual. The illegal status also complicates filing a complaint with the police: this situation does not look like fraud or theft. There are no guarantees that a person will transfer paid points if no one controls the transaction.
If you decide to cooperate personally with a seller without the intervention of platforms, look for him among your friends. Or those whom friends can recommend. Meet in person and draw up a receipt or other document recording the terms of the transaction.
But it’s faster and easier not to save on commissions and pay them for confidence in the safety of your funds, even if you are only going to spend 1000 rubles.
No. 2 – Bitcoin exchanger 60cek.com
60cek.com is a semi-automatic exchange service with a lot of directions and a fairly large reserve. In particular, here you can carry out exchange operations with bitcoins.
Withdrawal is possible on:
- Qiwi;
- Sberbank;
- Visa and MasterCard cards;
- Alfa Bank;
- Perfect Money;
- Yandex money;
- Tinkoff;
- VTB 24;
- Advanced Cash
- ...and 11 more options.
Applications are processed by operators around the clock, so withdrawals are not immediate. The service promises payments within 5 - 15 minutes, which, judging by the reviews, is true. The minimum amount is 3,000 rubles and 60 USD, depending on the direction of exchange.
Applications can be submitted without registration, but with registration there are cumulative discounts from 0.05% to 2%, depending on the number of successful transactions in the service.
60cek operates a 2-level referral program: partners are paid 0.6% of the amounts of successful transactions of referred users and 0.2% of the amounts of their referrals. The referral link is located in your personal account.
To transfer to electronic wallets, only their number and the recipient’s e-mail address are required. For bank cards, full name is requested.
Bitcoin rates for withdrawal to different systems differ. For example, for a Payeer wallet - 98394.515 RUR, for Visa and MasterCard - 98933.7034 RUR.
To transfer funds from a Bitcoin wallet to another payment system, you must:
- Enter your work email and details, click “Exchange” and check the data. A message will appear stating that 2 payment confirmations are required.
- scan the QR code or transfer funds to the specified wallet from the Bitcoin client program and click “I paid.”
If you have any questions, you can ask them in the online chat on the website or write an email. Support works around the clock. Read more in a separate publication about 60 seconds.
More details about each exchanger from the Top 25
For convenience, we will divide exchangers into three groups according to their operating mechanism. You get 6 automatic, 13 semi-automatic and 6 manual.
Look for the cheapest and most profitable bitcoin exchanger at the time of purchase on BestChange.
Reliable automatic exchangers
WW-Pay is an exchanger with good reviews and a working life (3 years 3 months). The average market commission is 5% and at least 20 rubles. There is a referral program and a discount system. Fast: the transaction takes from 5 to 30 minutes.
A1Change - similar to WW-pay in design, available currencies and coins, and payment system. Fast support service, simple interface and transaction within 30 minutes are not all its advantages. Usually the platform has a low commission, and there are bonus and referral programs.
NetEx24 is an innovative Russian exchanger. Processes requests quickly: works in the Microsoft cloud and uses its own API. The rate is usually low and is regulated by the proprietary Niagara trading robot, which analyzes competitor rates and conducts transactions.
BlueCash is a new exchanger that appeared in 2016 and managed to please the user with its reserves and the speed of processing applications. The rate is average market. There is a system of discounts and a referral program. The application is processed within a few minutes, the transaction takes up to half an hour.
WmExpress is a secure Ukrainian exchanger with a simple interface of the exchange form itself and detailed information about the platform at the bottom of the page. Conducts transactions quickly, supports Qiwi, Sberbank and Yandex.Money. Another plus is that Ripple, Monero, Dash and other altcoins are available for purchase.
E-Money is another automatic Ukrainian exchanger. More than three years on the market, proven and reliable. There is a bonus program, for users from Russia there is a restriction: only Yandex.Money is accepted for payment.
TOP semi-automatic exchangers
Cosmochanger.cc - We present to your attention an exchange service. The site operates around the clock 24/7 without interruption. A convenient and intuitive interface will appeal to even an inexperienced user. A highly professional support service is always ready to answer all user questions regarding exchanges on the site. The site has huge reserves that will not give you any reason to think about limits and financial frameworks. The exchange service Cosmochanger.cc is a modern assistant in financial matters and provides a huge number of directions for exchange; on the site you can find popular DeFi cryptocurrencies, NFT systems and many others. The Cosmochanger team provides individual exchange conditions for regular site users. The Cosmochanger referral program allows you to earn up to 0.7% from the turnover of attracted clients.
ProstoCash is a new exchanger, registered at the beginning of 2017. The average transaction time is 15 minutes. It differs from competitors by the presence of a telegram bot and a coin reservation function. Another advantage is the high anonymity of operations. The exchanger requests only the necessary minimum data.
Kassa.cc is one of the most popular exchangers. On the market since 2013, it has a stable flow of users and large reserves of various coins and fiat currencies. Convenient to buy Bitcoin from a Visa, Sberbank, Tinkoff or other cards. Conducts transactions in 15-30 minutes. Does not require mandatory registration.
60cek - fast exchanger. The transaction lasts 5-15 minutes, 20 coin payment methods are available. Registration is not required, but gives a discount of 0.05%, which gradually increases to 2%. The minimum payment limit for rubles is 3 thousand. Most exchangers have 5 or more.
XChange is one of the most popular exchangers. Has been on the market for more than 6 years, conducts Bitcoin transactions within 5-15 minutes, supports altcoin exchange. The minimum purchase amount is 0.003BTC, all popular payment systems are available except WebMoney.
365Cash is another well-known and profitable exchanger that operates in semi-automatic mode. The site has a favorable rate, four altcoins are available. The transaction takes 2-30 minutes. You can pay with Visa and Mastercard, or from electronic systems - QIWI, AdvCash, Perfect Money and Yandex.Money.
YChanger is a fast exchanger that works 24/7 and takes care of user anonymity: data is not saved on the server. Exchanges rubles, dollars and euros for bitcoin and altcoins, supports bank cards and popular payment systems. Processes the application and carries out the transaction in 1-30 minutes.
PayGet is an exchanger whose team values the user’s time above all else. Therefore, here is a simple application form, asking only the necessary data, and completing the transaction in under 10 minutes. In addition, there is a favorable exchange rate, many exchange directions, round-the-clock service and support.
Betatransfer is an exchanger with restrictions on operating hours: Mon-Fri from 9:00 to 2:00 Moscow time, on Sat-Sun - a free schedule. Despite this, transactions on it are carried out quickly, and the support team is always in touch. Users choose Betatransfer for its always favorable rate.
Fastchange is a semi-automatic exchanger that works around the clock. As is its support team. The developers care about the benefits of the course and the speed of processing applications - it takes no more than 15 minutes. There is a referral program that makes working with the exchanger even more profitable.
7money.co is a safe and trusted exchanger. It has been on the market for only two years, carefully cares about its reputation and does not make mistakes. For now it only supports BTC, Ethereum will be available soon. Open from 9:00 to 00:00 seven days a week. Supports major payment systems, makes payments within 10 minutes.
F-Change is a Russian exchanger, has been operating for 2.5 years. Trusted by users - 3713 positive reviews on BestChange at the time of writing. Fast processing of applications (up to 5 minutes), large reserves make it a convenient tool for exchanging cryptocurrency. Open 24/7, support is available by phone from 5:00 to 20:00 Moscow time.
BaksMan is a 24-hour exchanger, attractive in the number of exchange directions: 9 coins, 3 fiat, 7 banks and 7 electronic payment systems. Conducts a transaction in 10-60 minutes, provides discounts and a referral program. Popular - 3554 positive reviews on BestChange.
The best manual exchangers
24PayBank is a 24-hour exchanger that conducts transactions in an average of 15 minutes. The portal is trusted by 40 thousand users, so the reserves are always large. 8 coins, 2 fiat (ruble and dollar), 12 electronic payment systems are available for exchange. There is a mobile version and a telegram bot.
Ferma.cc is a relatively new exchanger: only a year on the market. And he has already managed to collect almost 1,500 positive reviews on BestChange. Largely due to the instant processing of requests: despite the manual mechanics of the work, operators and support service respond very quickly. Withdrawing Bitcoin to Sberbank takes 20 minutes, the rate does not rise above the market average. Open 24/7.
Bankcomat is a reliable exchanger that carries out transactions in 5-20 minutes. It has been on the market for more than two years, enjoys the trust of users, and works around the clock. Many exchange directions: popular electronic systems are available, 10 banks and 22 coins - usually there are no more than 10 on exchangers.
AllCash is a new exchanger, it has been operating for only 5 months, but is receiving good reviews. The developers position it as “The first smart currency exchange system.” The site has an unusual interface; to go to the exchange form you need to register and log in to your account. Users praise the service for the speed of exchange (from 2 to 20 minutes) and the competent work of technical support.
MagneticExchange is an exchanger with working hours: from 9:00 to midnight Moscow time. It has been operating since 2011 and has won the trust of users, although it has not gained much popularity. This is an exchanger with a minimum amount of the lower limit.
Pocket-Exchange is an exchanger that users love for its speed (most transactions take place within 10 minutes) and the impeccable work of responsive technical support, called an instant exchanger. It has been in existence for a little less than two years and has already accumulated almost two thousand reviews on BestChange. Works around the clock, supports three coins.
Exchange Binance
Binance is the world's largest exchange with the most favorable exchange rates for any cryptocurrency and fiat money. Yes, this is an exchange, but it has a simplified exchange mechanism that allows you to quickly carry out an operation without going to auction.
You will find your fiat (ruble, dollar, etc.) and spot (cryptocurrency) wallets in the top menu (see picture above). When you view them, you will see an “Exchange” option.
Next, you just need to choose what exactly and what you want to change to. For example, you can choose bitcoins for rubles, or altcoins for bitcoins.
Well, then all that remains is to choose a method for withdrawing the exchanged funds.
The most profitable way of exchange
It is impossible to say which option will bring the greatest profit. It all depends on the exchange rate. To get started, you can go to bestchange.ru. The resource contains exchangers that are characterized by flexible Bitcoin prices.
Right here you can make a calculation and see how many rubles sites give for Bitcoins. To do this, go to the “Calculator” tab.
As you can see, the difference between the courses is significant. Here you need to pay attention to the balance of crypto coins. If the exchange amount is greater than the Bitcoin reserve, the transaction will not take place. Before starting the operation, you need to read reviews about the resource. If the majority are negative, it is better to choose another exchanger.
The lack of reviews should also be alarming; this situation is observed among new sites. It is better to use resources that are more than 5 months old.
READ Review of the Manchester City Fan Token (CITY): technical base, capabilities, prospects
Exchanger No. 4 - EXMO (reliable)
EXMO is not exactly an exchanger in the form in which we are used to seeing them. Essentially, Eksmo is a cryptocurrency exchange, but it has the ability to simply (without problems with orders) exchange bitcoins for rubles and other fiat money. A priori, cryptocurrency exchanges have a greater credit of customer trust than exchange offices, and this option is suitable for those who have doubts.
True, registration here will be a mandatory option, not a desirable one. In return, you will receive a set of wallets in this service. Then you send your bitcoins to your BTC account in this exchange by selecting “Wallet” from the top menu and clicking on the “Top up” button in the BTC line.
The exchange itself is simple - choose the direction and click on the blue button:
Everything happens instantly and the agreed amount will be transferred to your ruble (dollar, euro or other) wallet.
All you have to do is go into this wallet using the buttons shown in the screenshot above and withdraw money from it in a way convenient for you (to Qiwi, Yandex money, Payer, MoneyPolo, AdvCash and others):
Yes, you will be charged a small commission for withdrawal (it varies for different payment systems), but in the end the amount may be comparable to what you would receive at the exchange office. It's just easier to change in Eksmo, or something. It’s like in a bank - high reliability and guarantees.
Although there is an option not to withdraw money from EXMO (or even change it), but to use it in the future to play on courses, that is, to earn additional income. That's your business.
What about the exchange and p2p platform?
P2P platforms attract users because there are no third parties when making a transaction. In addition, there are often profitable offers for the Bitcoin Sberbank exchange position. But there are also risks:
- Unscrupulous “partners” and fraudulent transactions.
- Card blocking due to the transfer of illegal funds.
You can also carry out many transactions through the exchange. For example, buy Bitcoin from Sberbank or any other currency. And often using an exchange can be more convenient than an exchange office. But! The exchange has high commissions. This is due to the fact that such platforms use counterparties - third parties. In addition, exchanges are often hacked.
#5 – crypto exchange using Platov
Platov.cc is a fiat and cryptocurrency exchanger that operates around the clock. The exchange method here is manual, but applications are processed within a few minutes (according to customer reviews). Exchange directions:
- Fiat - Qiwi, Yandex.Money, Perfect Money, Payeer, Sberbank, Tinkoff, Alfa Bank, VTB24, Visa/MasterCard, Advanced Cash, Qiwi, Exmo USD and RUB.
- Cryptocurrencies - Bitcoin, Litecoin, Ethereum.
Platov.cc offers to participate in a discount program for registered clients. After registration, the user receives a 0.05% discount on the exchange. Then its size increases depending on the total amount of exchange transactions in the service to 0.19%. If you make exchanges worth more than $80,000, the service will give you a personal discount, the amount of which is negotiated individually.
Minimum amounts for exchange: for Qiwi - 5,000 rubles and 1,000 rubles for other fiat directions. The minimum for BTC is 0.002, for LTC - 0.3 and for Ethereum - 0.1.
To exchange, for example, bitcoins for fiat, you need to select the appropriate exchange direction and fill in the required data (such as email, wallet number or bank card information). When the application is created, you will receive details where you need to send the money. After this, you need to click the “I paid” button and wait for the transaction to complete. To make the exchange more profitable, you can go through a simple registration procedure and receive your 0.05% discount on the exchange amount.
If you have any difficulties, you can communicate with support via live chat (pop-up form at the bottom right).
Is it safe to make exchanges on Platov.cc? Quite. The site runs on https, that is, data exchange with it is encrypted and protected. There is nothing to reproach the exchanger itself: it has a “white” reputation on exchange monitoring and forums, and even publishes links to real reviews on third-party sites on its website (section “Guarantees”).
No. 6 - quick cryptocurrency exchange on Ychanger.net
Ychanger.net is an exchanger of bitcoins and other cryptocurrencies for the currencies of payment systems and bank cards. According to information from the website, the average processing time for customer requests is about 2 minutes. Most likely, this information should be considered true, since users on the forums praise the exchanger for its speed.
Exchange directions: Bitcoin and Bitcoin Cash, Ethereum, Zcash, Litecoin, Dogecoin, Dash, Qiwi, Yandex.Money, Sberbank, Perfect Money, Advanced Cash, Payeer, Capitalist, Visa/MasterCard.
To exchange bitcoins for another cryptocurrency or withdraw them to electronic wallets, you just need to indicate your e-mail and wallet to receive money. To withdraw to plastic cards or bank accounts, the recipient's full name and card/account number are required.
The minimum for withdrawal is 0.003 BTC. It is not necessary to register to make an exchange. Simply select the currency you want to exchange on the right and where you want to send the money on the left. In the middle there is a form that needs to be filled out. After this, the system will warn you that you need to wait for 1-2 confirmations of the transaction. This may take some time, after which the system will recalculate the total amount for withdrawal at the current rate.
After clicking on the “I agree!” button, you will need to send the bitcoins to the wallet specified by the system.
You can save money on exchanges. To do this, you need to register. The initial discount is 0.05% of the exchange amount, and its size increases with the number and volume of transactions.
In addition, Ychanger.net has a 2-level affiliate program. For 1st level referrals, the partner receives 0.6% of the amount of their exchange requests, and for 2nd level referrals he receives 0.2%.
How to exchange rubles for bitcoin online or conduct transactions with other cryptocurrencies
Basic methods of selling and buying cryptocurrencies:
- Exchangers. Services offering a wide range of payment options, including cryptocurrencies, bank cards, electronic payment systems, mobile operators and even cash. They work without verification and impose virtually no requirements on the user.
- Cryptocurrency exchanges. They can be centralized or decentralized, but only the former support withdrawals to fiat. To work with cards and payment systems, cryptocurrency exchanges require identity verification.
- Peer to peer exchange sites . P2P exchanges allow you to exchange btc for rubles, as well as sell and buy various cryptocurrencies anonymously and without intermediaries. Users exchange assets with each other, and to make the transaction secure, the services support an escrow mechanism. It holds the cryptocurrency in a separate escrow account until the application is paid.
- Telegram bots. Allows you to create a request to exchange bitcoins in a few clicks. These bots usually refer to p2p exchanges or classic exchangers
BaksMan is number 7 on our list
BaksMan is reminiscent of the previous service in many respects: the same directions for transactions, although the design is nicer. The exchanger is automatic, money comes from it without delay. Speed is its main feature (one might say, its trump card, because competition for favorable rates is very high, but not everyone can boast of the speed of operations).
This time we will try to withdraw bitcoins to a ruble wallet in the Paer system:
The service recalculates the required amount at the current rate at which the exchange will be made (note that a registered user receives a 0.05% discount - a trifle, but nice!). We need to provide our details, enter our email address and make a payment.
BaksMan has a very good discount program . After making your first exchange, you automatically become a registered user and are entitled to improve the exchange rate in future transactions. The more money is exchanged, the more discount you get (1 bonus point equals 1 dollar), and the more percentage you receive (the percentage is added to the amount transferred to the wallet). More details in the table below:
The site has an affiliate program . Here users receive profit from referrals in the form of a percentage of their turnover (0.6%). The program is two-level, which makes it even more attractive (for the referrals of your referrals, you will receive another 0.2% of their turnover).
The site is quite reliable, there are practically no complaints about it, the reviews are good (users especially like the speed of transactions). You can read more about BucksMan at the link provided. Let's move on to the next candidate.
How is monitoring of exchange offices carried out?
On our website, we have collected verified electronic currency exchange offices with manual and automatic exchange systems.
Constant monitoring of rates provides the ability to update them once every 8 seconds. This speed makes it possible to display the current exchange rate with high accuracy 24/7. ExNode displays the minimum and maximum exchange amounts for the currencies you selected in the list of exchangers, opposite each item. It is also possible to rank the list according to the most profitable exchange. And of course, any user can read reviews from real clients about each item presented in the table.
Sites that monitor exchangers greatly simplify life for those who constantly monitor the volatility of cryptocurrency rates, compare rates between exchangers, choose a reliable exchanger and make transactions.
The volatility of currencies, both fiat and crypto, depends on the global economy. Undoubtedly, it is difficult to monitor current information here and now, assess the situation and market reaction. Another thing is monitoring services, which are created to track current rates and the slightest movements in the market. They play an important role for holders of crypto and other currencies, so we will pay attention to this topic in more detail and answer the questions:
· What is exchanger monitoring?
· Why is monitoring of exchangers needed? Features of the work.
· Can you trust sites that monitor exchange offices?
· EXNODE functions and features.
Exchange Bitcoin and Ethereum at 365cash.co
365cash.co is a semi-automatic exchanger of fiat money and two cryptocurrencies - Bitcoin and Ethereum. Its peculiarity is that from March 30, 2022, the entire bitcoin infrastructure in the service was transferred to the new SegWit protocol, which significantly speeds up transactions.
It is worth noting the beneficial loyalty program for regular customers: they can receive a discount of up to 0.2% on all exchange directions that are available at 365cash.co. The loyalty program consists of 5 levels and is cumulative. The accumulated money is formed in the currency of the Perfect Money payment system at the rate that is relevant at the time of exchange. You can also earn 25% from the commissions of referred clients through the affiliate program.
Bitcoins at 365cash.co can be exchanged for:
- Payeer;
- Privat24;
- Qiwi;
- PM USD, EUR;
- WEX USD;
- AdvCash USD;
- Ethereum;
- Banks Alfa Bank, Russian Standard, Tinkoff, Avangard, VTB24;
- Visa, MasterCard cards in rubles.
The minimum for exchanging bitcoins here is 0.01 BTC for exchanging to payment systems and 0.03 - 0.04 BTC for withdrawing fiat money to Russian banks.
Rates for different exchange directions vary. So, if you withdraw to PM in dollars, then for 0.03 bitcoin you will receive 246.73 USD, if on Payeer, then the amount will be 247.91, and for AdvCash you can get 246.79 dollars from the sale of a bitcoin.
To change “cue balls”, for example, to Paer, you need to fill in a minimum of information: the amount to exchange and the wallet number. Then click “exchange”. You will be taken to a page where the Bitcoin rate will be fixed for 3 minutes so that you can complete the payment.
Click “Next”, fill in the “e-mail” field, then “Next” again, check the “Agree with the terms” and “Exchange” checkboxes.
You will be invoiced. You need to transfer money to the Bitcoin wallet specified in it. After that, click “I paid” and wait for the funds to arrive in your Payeer wallet. Your payment will be considered accepted upon the first confirmation of the transaction online. After this, the operator will process the application and send the money to the wallet.
The procedure for transferring to cards is similar, you just need to indicate its number and the full name of its owner.
Step-by-step instruction. 5 simple steps to exchange rubles for bitcoins online
Crypto exchanges are the easiest way to exchange Bitcoin for real money (and back).
Step 1. The most responsible. Choosing a Bitcoin exchanger.
Any person planning to exchange Bitcoin using these services should be concerned about 2 things: a favorable exchange rate and security. To avoid mistakes, it is better to use BestChange monitoring.
How to choose the most profitable bitcoin exchanger using BestChange: instructions
On the BestChange monitoring site, you need to select the exchange direction (for example, BTC and rubles (SberBank)), after which all crypto exchangers will be sorted by the best rate. Each service has reviews that will help you evaluate its reliability. In case of any problems with operations, you can complain to the site and the BestChange administration will apply sanctions to the violator.
Step 2. Requiring attention. Filling out an application to exchange bitcoin for rubles (or in the opposite direction).
For clarity, we will show how to fill out an exchange application using the example of the “60 cek” crypto exchanger. Filling out an application always takes place on the main page. Here we select the pair for which we want to make an exchange. That is, if you want to exchange rubles on Qiwi for Bitcoins, then in the “you give” column, select “Qiwi RUB”, and in the “you receive” column, accordingly, you need to select “Bitcoin”.
In the same place, under “Qiwi RUB” we indicate the amount that you want to exchange for Bitcoin (I’ll take 100,000 rubles as an example). In the line under “Bitcoin”, based on the rate and commission of the exchanger, the amount of BTC that you will receive after the exchange will be automatically recalculated.
It should look something like this:
Next, fill in the details. In the “from wallet” field, enter the number of your Qiwi wallet, in the “your e-mail box” field, enter your current email, in the “receiving wallet” field, enter the number of your Bitcoin wallet.
Once again, check all the data and details and click the “exchange” button.
Step 3. Transfer funds to the exchanger's account.
After clicking the “exchange” button, a window will appear indicating the application number and its status. Before you transfer money to the exchanger, the status will be “awaiting payment”.
Please note that you are given 15 minutes to pay for this application; if you do not have time to complete the payment during this time, you need to create a new application.
You make the payment using your payment system. In this example, we chose the Qiwi exchange. To find out the QIWI wallet number of the crypto exchanger, scroll through the application page below.
Actually, everything is written here, what needs to be done, how and where. After payment, click “I paid.”
Step 4. Out of your control. Waiting for a transfer from the exchanger.
Nothing further is required of you except to be patient. Many people have a question: how long to wait for the money to arrive after submitting an application for exchange? It is impossible to answer this question unequivocally. The process may take from a few minutes to several hours. It all depends on how busy the Bitcoin network is now, how many blocks it will take to “close” your transfer and how quickly the crypto exchange itself processes your request.
Step 5. Final. Checking balance.
When the service has transferred the money to your account, the application status will say “application completed”. After this you can check your balance.
But hurry to panic if the application is already in the “completed” status and there is still no money in your account. This means that the crypto exchanger has already done everything that is required of it, now this transfer is processed by your bank, payment system or blockchain. You may have to wait a little longer.
All payment systems charge a commission from the sender. Below is a reminder about the fees of different payment systems.
Below is a reminder about the fees of different payment systems.
No. 9 - cryptocurrency and fiat exchanger Betatransfer
Betatransfer - founded in 2016. Supports more than 20 exchange directions. Applications are processed manually. But this does not affect the exchange speed: the operation takes on average from 5 to 30 minutes.
Betatransfer operates on weekdays from 9 am to 2 am (Moscow time). On weekends, the work schedule is flexible, so the application processing time may take longer. It all depends on the agility of the operator. But judging by the reviews, even on Saturday and Sunday the exchange goes quickly.
List of supported cryptocurrencies:
- LTC.
- BTC.
- Ether.
- DASH.
- Zcash.
- Ripple.
For some directions in Betatransfer the limits are not too large. But the next day they increase if there is a demand for the coin.
The exchanger has a savings program. It allows clients registered in the Betatransfer system to receive a bonus addition to the current rate. The size of the discount depends on the total volume of transactions performed by the user.
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Betatransfer also has an affiliate program. According to its terms, the webmaster receives 0.2-1% of the exchange amount made by the attracted user. But with large volumes of highly converting traffic, the service administration is ready to cooperate with a partner on individual (more favorable) terms.
Betatransfer does not require detailed personal information or verification procedures from the client. The exchange is made almost anonymously. To carry out the operation, it is enough to indicate only the payment attributes (cryptocurrency wallet or card number) and the email to which the receipt will be sent.
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Conveniently, you can convert even small amounts of cryptocurrencies into Betatransfer. For example, for the BTC-Visa exchange direction, the minimum amount is 0.02 bitcoins.
But Betatransfer does not live by exchange alone. In addition to providing quality services, the service also takes care of the financial literacy of its clients. Two sections of the site contain reference information on cryptocurrencies and popular payment systems.
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Betatransfer is a convenient cryptocurrency exchanger, the reliability of which has been proven by time!
Online wallet-exchange “Matbi”
Matbi - the service began its active work in 2014. The following cryptocurrencies are supported for purchase, sale and exchange: Bitcoin, Litecoin, DASH, ZCash, Ethereum, Bitcoin Cash, Chainlink, OmiseGO, WAVES, Monero, Dogecoin, TRON, DAI, Ethereum Classic, DigiByte, BAT, ZRX, QTUM, Lisk, KNC , Bitcoin Gold. Applications are processed around the clock automatically. Treatment duration is from 5 to 15 minutes.
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In addition, “Matbi” is also an online wallet for storing cryptocurrency. You can send coins from it, and you can also receive them on it. When transferring, there is a high transaction priority checkbox to make the operation go much faster. All commissions are written clearly and openly.
Supported deposit and withdrawal methods:
- Popular banks of the Russian Federation.
- Payment system VISA\Mastercard (RUB/USD/EUR).
- Payment system “Golden Crown”.
- Qiwi.
- Payment system “Cell phone”.
- "Yandex money".
- Payment system USDT.
- Payment system EURT.
All limits are specified on the transaction page. For example, when selling bitcoins for rubles, the minimum amount is 0.001 BTC, the maximum is 5 BTC.
To apply for a transaction, you need to register on “Matbi”. Or it can be done through the app, available for both iOS and Android. Registration requires a phone number or email, as well as a password.
Cryptocurrency rates are updated in real time. Not overpriced, no extraneous fees noticed.
There are several levels of the affiliate program with profit percentages from 10 to 30.
The technical support service works promptly.
The recently released Matbi mobile application includes all the functionality that was previously provided only on the service’s website. If the user has any questions, the Matbi team has prepared detailed video instructions.
Chatex - exchange via Telegram
Cryptocurrency exchange P2P service based on the Telegram messenger. This is the key to high security of all financial transactions carried out in Chatex.
Main characteristics of the exchanger:
- The work schedule is 24 hours a day.
- The exchange occurs between users, not with the service (P2P).
- Supported cryptocurrencies – BTC, ETH, USDT, LTC, TRX, DASH, BTG, BCH, XRP, TON CRYSTAL.
- Supported fiat directions are cards of Russian and domestic banks (Sberbank, Tinkoff, Raiffeisen), Qiwi wallets, Yandex.Money and other popular payment systems.
- Support is available 24 hours a day and resolves all questions and controversial situations within 15 minutes.
- Charged commissions are 0.15% for exchanging cryptocurrencies, 0.7% for transactions involving fiat currency.
The service also charges a commission for withdrawals. Its value depends on the currency used.
To register with Chatex, you just need to select the country, the Telegram bot interface language, agree to the terms of use and link your phone number.
Verification in the exchanger is not mandatory. But users who have passed it receive extended limits on transactions. For example, without validation you can withdraw no more than $500 per day from Chatex.
To start the exchange:
- Transfer the required amount to your internal wallet.
- Click on the "Exchange" button.
- Select the transaction type (“Buy” or “Sell”).
- Set the direction of the exchange.
- Select an order.
- Click on the "Buy" button.
Chatex also has a two-level referral program. According to its terms, partners receive 30% of the commission paid by the users they attract. From the first level the referral gets 60%, and from the second – 40%.
The service operates a voucher system. A user who receives a voucher from a referrer becomes a first-level referral by default.
ChangeCoins
One of the few services that provides convenient mobile applications for exchanging cryptocurrencies. Moreover, we are not talking about “raw” software, but about a product that is popular among users.
*click on the picture to open it full size in a new window
The ChangeCoins application is also available in a version for mobile devices on iOS.
Other characteristics of the cryptocurrency exchanger:
- Founded 2022
- Opening hours: 24 hours a day.
- Supported cryptocurrencies: BTC, LTC, ETH, USDT (ERC-20 and TRC-20), DASH, BCH, XRP, EOS, XLM, BNB, Doge and others.
- Supported fiat directions: a) Online banking: Privat24, Sberbank, Tinkoff, Mono, Alfa-Bank, FUIB, VTB24 and others.
- b) Bank cards: Visa/MasterCard UAH/RUB/USD/EUR in/out.
- c) Payment systems: Yandex.Money, AdvCash, PerfectMoney, Qiwi.
*click on the picture to open it full size in a new window
How does the cryptocurrency exchange take place:
- On the main page of the exchanger, select a direction.
*click on the picture to open it full size in a new window - In the form we indicate the full name, contact details of the recipient (phone number and email) and wallet number for crediting funds.
*click on the picture to open it full size in a new window - We transfer the cryptocurrency to the specified cryptocurrency wallet and wait for fiat money to arrive into our account.
*click on the picture to open it full size in a new window
In ChangeCoins, the lifetime of an application is 15 minutes. Funds are transferred to the user’s wallet immediately after receiving three confirmations from the blockchain about the transfer of cryptocurrency. For regular customers, it is possible to transfer BTC until confirmation is received. This reduces the exchange time to 3-5 minutes.
If the user transfers less funds than indicated in the application, the missing amount will be displayed in the form. In this case, the client can add it or make an exchange in the specified amount by clicking on the “Pay as is” button.
Monitoring exchangers and cryptocurrency rates
There are a number of services on the network that specialize in collecting data from exchange offices about their exchange directions and current rates . This allows you to quickly choose the most profitable option for you, indicating exactly what you are willing to give and what you want to receive in return.
Also, such services provide reviews from users who have used this or that item, based on which you can draw a conclusion about whether it is worth contacting it. I advise you not to limit yourself to one such service, but to conduct research on several at once to reduce the likelihood of errors.
BestChange is the oldest monitoring service. You can read more about working with it in my article about Bestchange. The “quick start” for working with this project is well shown in this video:
Beginners are usually advised to use such services to find the best rate when exchanging small amounts. But when working with large numbers, it would still be better to use a specific exchanger that has proven itself and has been tested (perhaps one of those that I cited above).
TOP 5 BTC exchangers with minimum commission
The result of the transaction directly depends on the commission fee charged by each exchange service. The exchanger's commission can be fixed or dynamic. In the second case, the collection of the service depends on the demand for a specific direction of exchange and the general situation on the market.
We recommend checking the commission immediately before the exchange.
In some exchangers, the commission is already included in the exchange rate . From the list above we have selected 5 exchangers with a minimum commission:
| Bitcoin exchanger | Address | Commission |
| 365Cash | https://365cash.co | 0,1% |
| ProstoCash | https://prostocash.com | 0,1% |
| 24PayBank | https://24paybank.net | 0,5% |
| Xchange | https://xchange.cash | 1% |
| YChanger | https://ychanger.net | 1% |
