Exchange QIWI to Exmo: features and procedure

Direct replenishment of Exmo from QIWI wallet

Exmo users sometimes ask why there is no replenishment via QIWI in Exmo, although it was available until recently. The fact is that the exchange sometimes disables payments through Qiwi, after which they become available again after a few hours or days. If you urgently need to top up your account and QIWI is not available, use other methods.

This way you can top up Exmo with any currency.
Direct wallet replenishment is the easiest way to transfer money from Qiwi to Exmo. Money is credited to the account within 24 hours, but usually this happens within 30 – 60 minutes.

Let's see step by step how to top up your wallet on exmo.me with Qiwi:

1. Log in to your Exmo account and go to the “Wallet” section.
2. Find the line “RUB” and click the “Top up” button.
3. Select the replenishment method "QIWI".
4. Enter the amount and click “Top up balance”.
5. Pay for your Exmo account replenishment application on the QIWI website. There is no need to change the data in the form: without them, the exchange will not be able to know that the money has been credited to the account.
6. Wait for the funds to be credited.

How to top up Exmo from a QIWI VISA card

If you use a virtual Visa card from QIWI, you do not need to take any additional steps. Just top up your account on Exmo via Qiwi, since the money is in your wallet in any case and it is the same as the balance of your virtual card.

If you want to buy cryptocurrency from a card of another Russian bank, use exchangers or p2p services. You will find information about these methods below.

The commission for depositing QIWI RUB on Exmo is 5.9%. The minimum replenishment amount is 1,000 rubles, the maximum is 15,000. However, there is no daily replenishment limit.

EX-CODE - the most profitable withdrawal method

EX-CODE codes are the most profitable way to withdraw money, since no interest is charged.

Exchange codes in Bestchange.ru monitoring are called Exmo money.

Check what monitoring offers for withdrawal to Yandex Money:

A profitable exchange without complications, you will receive a 1.5% bonus. In an online exchange, the direction looks like this:

Code Eksmo-dollar for Sberbank:

This method does not require verification or payment of commission:

Exmo ruble is the internal code of the exchange. This is what needs to be indicated in the exchanger field.

The transformation of money from your deposit to the code occurs in Exmo Wallet, EX-CODE is the last line. The limit is sufficient; the minimum amount depends on the conditions of the online exchanger. Just enter the amount of rubles and click Create code.

You will receive an EX-CODE on your balance and a copy of the code by email.

Use Bestchange monitoring to withdraw rubles, dollars, euros and hryvnia using Exmo codes to external monetary systems, this is the most profitable way. Other crypto exchanges accept money in the form of EX-CODE - WEX, Livecoin, YoBit. Some directions are carried out through a double operation:

If there is no urgency, wait - the information is constantly updated, you can see the direct direction in just a few minutes.

Cryptocurrency exchange codes are used for transfers to other exchanges. Exchangers accept Eksmo BTC codes. Here you can bypass the Bitcoin Network commission, the method is relevant for small amounts:

It should be noted that for large amounts, withdrawing Bitcoin through a code is accompanied by a commission - from 1.5 to 2.5% and higher.

Topping up Exmo RUB with QIWI RUB through an exchanger

You can top up your account on Exmo through an exchanger - a site that allows you to instantly buy and sell currency. In this case, the commission will be 1 – 4%. The minimum exchange amount is usually 1–2 thousand rubles, but in rare cases it can be reduced to 500 rubles.

To top up Exmo through an exchanger, you need to select the appropriate exchanger QIWI RUB - EXMO RUB. To find the best exchangers, use the BestChange service. In real time, it monitors basic information about the operation of exchange offices:

• current rate;
• minimum amount for exchange;
• cryptocurrency reserve;
• order processing mode: in manual mode, the order can be executed 5 – 10 minutes longer;
• additional commissions;
• method of fixing the rate: some exchangers cancel the application if the market rate of the cryptocurrency has changed too much.

Go to bestchange.net

With BestChange you can choose an exchanger with the most favorable rate and suitable limits. Pay attention to reviews: only services that have received at least 250–300 positive ratings can be considered reliable.

Click on the name of the exchange office to go to the website.
To top up Exmo through an exchanger using QIWI, follow these steps:

1. Go to the BestChange website and select the exchange direction in the left column. In our case it will be QIWI RUB => Exmo RUB.
2. Choose the appropriate exchanger based on the exchange rate, minimum purchase amount and service reputation.
3. Go to the exchanger, enter your Qiwi wallet number, purchase amount and e-mail for notifications. Click "Proceed to Exchange".

Option 2 to replenish your Eksmo account through exchange for cryptocurrency:

1. In bestchange, change the direction of exchange, I give - Qiwi Rub, I receive Bitcoin.
2. Select a suitable exchanger and go to it.
3. Enter how many Qiwi rubles you are giving and copy the BTC wallet address from the Exmo exchange.
4. Check your bitcoin wallet address. Click "Pay" and confirm the payment on the QIWI website. Return to the exchanger's website to track the status of your application.

If you are working with a manual exchange office, confirm payment of the application by pressing the button. The cryptocurrency will be sent to your Eksmo account in 5 to 15 minutes.

Confirmation of a transaction on the blockchain can take from 15 minutes to several hours, depending on the chosen cryptocurrency and the queue of pending transactions. For example, you can track the number of unconfirmed Bitcoin transactions using the link: https://www.blockchain.com/ru/btc/unconfirmed-transactions

Video: Topping up Exmo with QIWI.

Range of services of the Exmo exchange

The majority of users are citizens of Russia, there are clients from Western Europe. This is due to the fact that the exchange:

1. Offers deposits and withdrawals of money from Exmo in rubles, dollars, euros, hryvnias and Polish zlotys.
2. Provides fiat trading markets USD, RUB, EUR in conjunction with cryptocurrencies.
3. Quotes leading crypto assets - BTC, LTC, DOGE, DASH, ETH, WAVES, ZEC, USDT, XMR, XRP, KICK, ETC and BCH.

The deposit is formed in fiat and cryptocurrencies. On Exmo you can conduct a money exchange by paying a 0.2% commission without opening an order. To do this, you need to register and go to the top menu tab Exchange.

This is how clients use the site:

• for trading;
• as an exchanger;
• like a multi-wallet.

And also as a source of news from the world of cryptocurrencies from the chat and from the administration.

It’s very easy to figure out how to withdraw money from the Exmo exchange and manage operations; everything here is designed for beginners:

• tooltips;
• comments;
• prompt response from technical support.

The only difficulty may arise in choosing the best way to receive money to an external wallet.

It is worth knowing that withdrawals from Exmo and commissions are not fixed.

Changes happen frequently. There is a transition to advertisements from the lower News menu and in the client’s personal profile. Updates occur every 2-3 days.

For a long time, only the conditions for withdrawing cryptocurrencies remain unchanged. Current information is published on two pages:

• Commissions and Limits from the bottom menu of the site, the data is visible to unregistered users.
• Wallet from the top menu, this tab is available only for clients with an account.

It is most convenient to use a pivot table; the range of commission percentages is large, but there are always preferential options. Sample for rubles:

Transfer at 0 or 1% is offered for all fiats. If there is a space in the column, then the method is not available. From time to time, direct withdrawal to YaDengi, WMZ, other Webmoney wallets, Sberbank and other Russian banks becomes inactive.

Buying cryptocurrency locally (p2p exchanges) for QIWI to the Exmo crypto wallet

You can also top up Exmo with cryptocurrency through p2p systems, in which transactions are concluded directly between individuals. The platform acts as a guarantor and intervenes in the exchange process only when a controversial situation arises.

Attention! If one of the services does not open, use the Opera browser with VPN enabled or a separate VPN service.

Let's consider the conditions of working with three well-known p2p services: LocalBitcoins, LitecoinLocal and LocalEthereum. The step-by-step algorithm is given only for LocalBitcoins, since other systems have a similar interface and work on the same principles.

Buying Bitcoin for Qiwi on LocalBitcoins and depositing on Exmo.me

LocalBitcoins.net

Localbitcoins allows you to buy Bitcoin using QIWI and other payment systems. The fee for withdrawing cryptocurrency is 0.00005 BTC, no additional fees are charged. Domain zones .com and .net are official mirrors. .net - works in the Russian Federation.

Select a seller (the best rate is at the top) and click “Buy”.
Let's look at the algorithm for buying cryptocurrency on LocalBitcoins and figure out how to get purchased bitcoins on Eksmo.

1. Go to the website and click “Register”. Enter your login (shown to all system participants), e-mail and password. Click “Register” and confirm your account using the link that will be sent to the specified e-mail address.
2. Go to the Buy Bitcoins section and select the Quick Buy tab. Enter the exchange amount, select the country (Russian Federation) and payment system (QIWI). Click Search.
3. Choose a seller that has a large number of positive reviews (at least 100) and offers a favorable rate. If you are satisfied with the terms of exchange, click “Buy”.
4. Read the seller's comment: there may be something important there. Check the purchase amount and click “Submit Trade Request.”
5. Transfer money to the QIWI wallet specified by the seller and click “I paid” on LocalBitcoins.

As soon as the bitcoins arrive in your LocalBitcoins escrow account, they can be withdrawn to the exchange. To do this, go to the “Wallet” section – “Send Bitcoins”. When withdrawing funds, indicate your BTC address on the Exmo exchange.

Buying Litecoin on LitecoinLocal.net

LitecoinLocal.net

The service allows you to buy Litecoin using QIWI, but there are still a relatively small number of sellers on the site. Because of this, the rate differs from the market rate by 10–20%.

Commission for withdrawal of funds – 0.001 LTC.

Buy Ethereum on LocalEthereum.com

LocalEthereum.com

Using this site you can buy Ethereum for QIWI and enter the ether on the exmo.me exchange. The sellers' rate differs from the market rate by 4 - 8%. The commission for withdrawing ether varies depending on the network congestion.

Trading and Arbitrage Opportunities

There are relatively few trading pairs on the exchange. Basically, these are top coins, like BTC\LTC\ETH\Ripple and some others. This exchange can be classified as average or even less than average in terms of trading volume. The exchange interface allows you to make transactions using limit orders and the market. It also has its own chat, in which there are usually 10k-20k people . Hamsters who appreciate chat trading will be pleased. It’s also worth mentioning a whole section for simply exchanging one currency or coin for another - I think this is made for especially stupid novice traders.

The interface of the trading window is more or less standard, although the location is a little unusual. As for arbitrage, sometimes there are good fiat chains that arise when I/O fees are reduced, which happens periodically. But there is one very big drawback - this is the “under review” , when your coin has already reached the exchange - I’ll write about this separately later. They say there that the deposit is credited after 1 confirmation - this is not true .

Based on this, at the moment I cannot consider this exchange for classical arbitrage, but there are other chips for arbitrage, more about them below .

“Under review” status for deposits and withdrawals on Exmo

According to the Internet, a similar inscription when depositing/withdrawing funds appeared in December 2022 , at the epicenter of the cryptocurrency boom. This verification may take up to 72 hours . When I entered LTC , the money was credited within 10-12 hours. again, if you believe the Internet, posted screenshots of correspondence with support, then this could be due to their financial monitoring and the fight against chernukha. I think there could be completely different reasons, but I won’t voice them without proof.

A lot of crap on this topic can be found on the Internet. For me, excuses like “we need to check the origin of funds” when we are talking about crypt and not fiat, sound at least dubious. On other, larger exchanges, there is no such game, I hope exmo will solve this problem, since it will be difficult for them to compete for championship with such a jamb.

Clear and stable API

The official documentation for the API indicates a limit of 180 requests per minute from one IP or from one user. This is quite enough even for a bot trading several pairs at once. What’s also important is that the API is really very stable; 503 server errors occasionally occur, but this happens extremely rarely. On the same yobit, everything is much worse, due to the inaccessibility and failures of the API, the bot can go into the red.

Bots for Exmo work great and without any glitches. Information from the API is always up-to-date, yes, it happens differently.

In addition to a good API, there is also a killer feature that helps even an unlucky bot become a profit. About her below.

Commissions and fiat input/output

Commission on all transactions - 0.2%.

There are not many input options and not all of them are available without verification. For fiat withdrawals, there is a good option with Qiwi at 2%, and this is not the top withdrawal method. Read below about the coolest withdrawal method. And, as is usually the case, I/O fees are constantly changing.