X-Pay exchanger - types of currencies and features of use

The global network cannot fully function without electronic money or non-cash payment instruments: pay for Internet services, purchase clothes, cosmetics, tickets or access to interesting content - all this can be done remotely, without even leaving your apartment.

The world of money is, of course, huge, but we don’t necessarily need to physically own every existing type of money in order to be able to use all the possible services of the global community. It is enough to choose a suitable online exchange resource and instantly exchange electronic money from one payment system to another or convert bank cards into digital assets.

X-Pay is a high-quality international service offering money exchange services in dozens of different directions.

Exchange directions

WW-Pay works with 4 cryptocurrencies:

• Bitcoin.
• Ethereum.
• Litecoin.
• Tether ERC20.

In total, there are more than 70 exchange directions, with cryptocurrencies – more than 50. Let’s look at which payment systems can be used to exchange crypto here:

• Buy BTC: Perfect Money, Yandex Money, Qiwi, AdvCash (RUB and USD), Payeer (USD and RUB).
• Sell ​​BTC: the above methods + Visa/MasterCard, Alfa-Bank, Sberbank, Tinkoff, VTB.
• Buy ETH: Qiwi, Yandex Money, Perfect Money, AdvCash (in dollars).
• Sell ​​ETH: the above + bank card in RUB and Sberbank, Alfa-Bank, VTB, Tinkoff.
• Buy LTC: Yandex Money, Qiwi, Perfect Money.
• Sell ​​LTC: the above + Visa and MasterCard in RUB, as well as VTB, Alfa-Bank, Tinkoff, Sberbank.
• Buy Tether ERC20: Qiwi and Yandex Money.
• Sell ​​Tether: Qiwi, Yandex Money + Russian banks.

It is worth noting that here you cannot exchange one cryptocurrency for another.

Point: 3

Are there any commission-free cryptocurrency exchangers?

Are there any commission-free cryptocurrency exchangers?

Any exchange service is not just a website, but also a commercial project. The goal of the creators and owners is to make a profit, not charity. Therefore, no one will exchange cryptocurrency, including Bitcoin, for free. There is no point in looking for exchangers without commission. Moreover, if a site does not charge it, it should raise suspicions. Perhaps it does not withdraw money at all and is a fraudulent resource.

So is it possible to exchange Bitcoin without commission or not? You will still have to pay some fixed amount or interest, but in some places it is more, less, and in others it is too high or minimal. Of course, there are exchangers with a minimum commission that convert cryptocurrency stably and promptly and withdraw money. We'll talk about them further.

It is important! There are no commission-free cryptocurrency exchanges. Any site charges a fee for its services. You should not trust dubious resources where there is no commission, as there is a risk of not getting your money back.

If you move a little away from the topic of online exchangers and just set the goal of exchanging Bitcoin or other cryptocurrency for free, then there are such ways. On some crypto exchanges you can quickly convert currencies between each other. Sometimes there is no commission charged for the service at all, and the exchange takes place at the exchange rate. But you always have to pay a percentage or a fixed amount to withdraw money from the exchange itself. In general, there is still an overpayment.

The Matbea cryptocurrency wallet and exchanger, like any exchanger, includes a commission in the difference in rates. Matbea has a fairly good rate among exchangers. In addition, it provides its clients with cryptocurrency wallets with three-factor authentication.

Despite the favorable rate, Matbea charges a commission for transferring cryptocurrency to your personal wallet in the service. This must be done before exchanging coins for rubles, dollars or euros. This commission has a fixed value. You can find it on the same page where the wallet address is shown. For example, for Bitcoin it is 0.00001 BTC. It is important not to try to transfer cryptocurrencies less than what is allowed. Limits can be found on the page “Operations – Accept cryptocurrency”

There are no fees for exchanging cryptocurrency for fiat money. The user will receive exactly as much as specified before completing the transaction. The exchange is carried out around the clock, as quickly as possible and automatically.

The money received goes to the user's Matbea account. Withdrawing them to a VISA\Mastercard card, or in any other way, is subject to a commission. It can be different for each method. More detailed information can be obtained on the “Operations – Withdraw” page.

If the user has any questions, the team has prepared detailed video instructions.

Another way to exchange cryptocurrency without commission is to use the services of private individuals. On thematic forums and websites there are user offers for free currency exchange. Let’s say one person needs to exchange online bitcoins for electronic money. He offers to do this directly without commission. Of course, there are chances that the deal will end successfully, but the risks are very high. Perhaps the seller will turn out to be a fraudster and will not transfer the required amount to the wallet or account.

Limits

Buying Bitcoin

Selling Bitcoin

Buying Ether:

Sale:

Buying Litecoin:

Sale:

Point: 4

All cryptocurrency exchangers without commission with a minimum commission size

All cryptocurrency exchangers without commission with a minimum commission size on the aggregator

Let's return to online exchangers for Bitcoin and altcoins. They all still charge a commission for their services - you can’t do without it. But there are sites where its size is minimal. Below we provide a list of them as of the date of publication of the material. It should be understood that sites are constantly changing their conditions and cryptocurrency rates, so it is impossible to say for sure about the minimum commission on the exchanger. Perhaps today it will be the lowest, and tomorrow it will increase.

We have compiled a list of cryptocurrency exchangers that currently offer the minimum commission. We took as a basis the conversion of bitcoins to QIWI rubles and found exchangers where you need to pay the least for such an exchange. More precisely, when transferring BTC to QIWI rubles, the user will receive the maximum amount, that is, he will give as little as possible to the service.

It is extremely easy to find such exchangers - just use an aggregator website. It contains current courses offered by the service from all over the Internet. You can not only look at the list of exchangers, but also see where the commission will be the least as a result. However, you should first select the exchange directions, for example, BTC to QIWI RUB. Only then will the full list of cryptocurrency exchangers be displayed. It contains those services where the commission is the lowest. Below is a list of those.

Order execution speed

The service offers automatic exchange at any time of the day (24/7). Electronic money arrives instantly, cryptocurrency – within half an hour (depending on the number of network confirmations).

However, in some cases delays may occur. For example, when purchasing cryptocurrency for Yandex Money for an amount of more than 15,000 rubles (when using a Yandex account in the system for the first time) - in this case, the application is executed in 2 hours. Subsequent operations with the same Yandex wallet number will be completed without delay (subject to registration of your personal account in the exchanger before the first exchange).

Point: 5

How to register

All registered users of the X-Pay portal receive a 5% discount on all service operations and can increase it by accumulating the volume of their successful applications.

Registration on the site takes 1 minute. You just need to fill out two fields:

• own name;
• E-mail address.

Check the captcha box and confirm your intention. Now you have your own account, which will store the entire history of your transactions.

Reviews

You can find many reviews about WW-Pay on the Internet, most of them are positive. On Bestchange, the service has more than 6,500 positive comments. Clients praise the speed of the exchange and the favorable rate.

Of course, you can also encounter complaints about the exchanger, but they are resolved fairly quickly by the support service.

Point: 5

Average score: 4.3

Summary: WW-Pay is an excellent cryptocurrency exchanger with favorable rates for buying Bitcoin and automatic execution of orders. Has a good reputation, has been operating since 2015. The disadvantages include only 4 cryptocurrencies for exchange, not the most favorable rates when selling Bitcoin, as well as high minimum limits when purchasing for Qiwi and Yandex Money.

Loyalty programs

X-Pay provides its registered users with the opportunity to participate in two loyalty programs:

• savings system;
• referral program.

The first offer involves increasing the discount amount, depending on the volume of your transactions:

The referral program is that by bringing new visitors to the site (who must indicate your referral code once during registration), you will receive a percentage of each transaction they made on this resource.

The system has the following accrual scheme:

Present:

A proven and reliable crypto exchanger is X-PAY.

People working in the Internet space, due to the specifics of their activities, regardless of their own desire, constantly encounter electronic money. The main problem arising from this collision is their translation into reality. In this case, you can end up in a good plus, or you can fall into the minus. To prevent the latter from happening, you have to constantly monitor the current cryptocurrency rates on a reliable online exchanger. Among others, X-PAY.CC stands out for its minimal but striking design and high level of usability, an indicator of how easy and convenient it is for the user to navigate the interface. It is also worth noting that the exchanger has about 30 types of tokens - receivers of electronic money substitutes.

Exchanger card and operating procedure

By registering and activating your account via email, the user will be able to access his personal account. If you wish, you can provide personal information or change the initial account and access password, but this is not necessary.

The menu item “Your requests” will provide all the information about the operations carried out by the user. The history is so complete that it retains information even about pending transactions.

In the “Card Verification” section, you can link one or more bank cards to your account. To simplify the selection, several leading Russian banks are offered in the drop-down list to choose from. The choice of bank is not limited to the proposed list. You can link any other ruble Visa/MasterCard card or Kukuruza card to your virtual account. Identification occurs by comparing the data from the database with a photo of the card taken by the user against the background of the screen on which the corresponding X-PAY.CC page is open, with the front side facing you. Verification and confirmation of rights takes no more than 5 minutes.

Advantages of the X-PAY.CC exchanger

The service operates around the clock in automatic mode and supports all major cryptocurrencies: Bitcoin, Ethereum, Litecoin, Dash, ZCash, Ripple. Among the main advantages of the exchanger it is worth noting:

• Finding favorable exchange rates using X-PAY.CC will not be difficult. In addition, for loyal users of the exchanger there is a system of discounts that allows you to reduce the percentage of commission fees when exchanging significant amounts;
• Stylish, but without unnecessary frills, the page design initially implies friendly communication with the client. The transaction can be carried out without registration, but the functionality of the exchanger is reduced;
• The processing speed of applications is only 5-15 minutes, although sometimes there may be a slight delay.

The exchange process begins according to the following algorithm:

1. Selecting the exchange direction on the main page and then entering data on one page;
2. Duplication of data on the second page, followed by confirmation of the exchange.

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