Electronic wallets cannot be used directly to make payments at regular retail outlets, or to pay for services with them. To do this, you need a card that is linked to your main account. If you are the owner of an Apple gadget, then it will be useful to learn how to add YuMoney to Apple Pay on your iPhone. This will allow you to make quick payments on the Internet, and in any cafes or stores, and not carry plastic with you.
Why do you need a Bitcoin wallet for iOS?
Depending on which reputable cryptocurrency exchange you decide to purchase Bitcoin from, you will likely need an external wallet to store it. Even if your exchange may offer a free built-in wallet, it is not recommended to store large amounts of cryptocurrency on the exchange for long if you intend to hold the coins.
You can buy hardware wallets or, if you have an Apple phone, you can store Bitcoin in an iOS wallet. How is this possible? The answer is simple - mobile wallets. As a result, you can have both iPad wallets and iPhone wallets.
Best Bitcoin Wallets for iOS
With a mobile wallet, you can send, receive and store Bitcoins securely. While there are a variety of iPhone wallets to choose from, they offer different benefits and features.
It is also important to note that such wallets are hot wallets, meaning that they are easier to hack than their alternatives , cold wallets.
In no particular order, the best Bitcoin wallets for iOS:
Best Bitcoin iOS wallets
iOS Wallet | Who is it suitable for? | main feature |
Matby | Without experience | Supports more than 7 most popular coins |
Ledger Nano X | Users with some experience | Supports over 1100 coins |
Ledger Nano S | Users with some experience | Supports over 1100 coins |
eToro | Beginner users | Built-in cryptocurrency exchange |
Guarda | Advanced users | Creation of an ERC20 token |
CoolWallet S | Users with some experience | Extremely safe |
Exodus | Users with some experience | Users with some experience |
Coinbase | Beginner users | Offers in-app cryptocurrency conversion |
Trustology | Beginner users | Insurance available for premium subscribers |
Indacoin | Beginner users | Built-in cryptocurrency exchange |
Exchanger and cryptocurrency wallet “Matbi”. Bitcoins are sold there for Russian rubles, dollars and euros. It doesn’t matter if you don’t have a VISA or Mastercard - there are other ways to pay for your purchase. For example, “Yandex.Money” or Qiwi.
Bitcoins are not purchased directly from the card - first the money goes to an account at Matbi. Topping up your account from the same Qiwi or Yandex.Money is free. However, “Matbi” requires you to first register by phone number or email. May also require identity verification.
After purchasing bitcoins, they will go into your personal “Matbi” wallet. You can store them there under the protection of three-factor authentication (PIN code, code from SMS and email). Can be sent to any other wallet. This is subject to the standard BTC transaction fee. It is possible to carry out transactions with high priority. Transfers of cryptocurrency between Matbi accounts are free.
If necessary, purchased bitcoins can be sold here at the current rate without commissions.
The “Matbi” application has been released for iOS and Android, completely duplicating the functionality of the site. With its help, you can carry out transactions with bitcoins from anywhere where there is Internet access.
If the user has any questions, the Matbi team has prepared detailed video instructions.
Instructions for use
How to pay with an iPhone instead of a bank card?
To pay using Touch ID, you must complete the following steps:
- On a locked phone, press the Home button twice.
- Select the required card from the list.
- Place your finger on the Touch ID fingerprint scanner or enter your password.
- Bring your phone to the contactless reader at the checkout.
- At this moment, the data will be read and payment will be made.
If you have a later version of a smartphone, such as an iPhone X, you can also use contactless payments, but without placing your finger. How to pay with an iPhone instead of a bank card using Face ID? Procedure:
- To use the default card in the Wallet app, double-click the side button.
- Look at the iPhone for authentication.
- Instead of the previous action, you can enter a password.
- Place the top of your iPhone near the special terminal for contactless payments.
After a successful transaction, a notification will be sent to your phone with the amount, date and location of the transaction.
Also, for contactless payment on an unlocked iPhone, you can immediately go to the Wallet application, select the required card, place your finger on Touch ID and bring the gadget to the terminal.
Ledger Nano X
The Ledger Nano X is actually a cold storage device ( hardware wallet ) but offers iOS compatibility that allows you to access Bitcoin using an iPhone or iPad wallet.
Nano X is the latest in Ledger's cryptocurrency wallets and is considered the most secure and feature-rich of the series.
This wallet costs €119, so it's significantly more expensive than some of the other best iOS wallets. However, at this price you will be able to store over 1100 coins and tokens .
Additionally, since your iOS device is only connected to the physical wallet for a short time, it is much less likely to be successfully hacked.
Communication between your Apple devices and Ledger is accomplished using the Ledger Live mobile app and Bluetooth . This mobile application has been described by users as intuitive, convenient and fast.
Pros of Ledger Nano X:
- One of the safest and best wallets for iOS
- Supports over 1100 coins and tokens
- Friendly and intuitive interface
Cons of Ledger Nano X:
- The device must be carried with you to access the mobile wallet.
- Relatively expensive, but worth the money
Main menu
The interface of the QIWI mobile application is intuitive. Its main functions are located on the “Home” tab - the balance of the electronic account is displayed here, as well as a button for replenishing the wallet. At the bottom there is a panel with various tabs.
Below is the “Favorites” section, where you can save the operations that are used most often. When you click on the “All” button on the right, an additional list opens. To add a function, just click on the plus icon on the top panel.
All payments and transfers are located in the appropriate section. To go to the list of all available services, click on the “All” link. Payment functions are divided by type, and a special line is implemented for easy searching. To activate it, click on the magnifying glass icon in the upper right corner.
Ledger Nano S
The Ledger Nano S is the predecessor to the Nano X, so it has some similar features. A cold storage device does not give the user access to the private key and offers a recovery option in case of loss or if you have forgotten the password or access code.
This is especially important given the constant stream of users who have completely lost access to their wallet after forgetting their password.
The Nano S is a Bitcoin wallet for iOS that costs about half the price of the Nano X. It supports over 1,100 coins and tokens and connects to your Apple device using Ledger Live and Bluetooth.
This means that you can only access your wallet through your mobile phone if your physical wallet is in close proximity. However, the Ledger Nano S is compact and lightweight, so it doesn't require any extra effort to carry.
Connecting the Nano S to your iPhone or iPad wallet is quick and easy. After downloading the Ledger Live app, you will be prompted to connect your wallet. Once connected, you can easily send and receive Bitcoins and altcoins.
Pros of Ledger Nano S:
- Easy to set up and use
- Supports over 1100 different coins
- A very secure wallet option for iOS
Cons of Ledger Nano S:
- The device must be carried with you to access the mobile wallet.
- Not free, but great value for money
Device requirements
The iPhone Wallet app helps you launch Apple Pay. It is through it that cards are loaded and configured.
For the contactless service to work, you need to have a suitable gadget from Apple. The device must have Face ID or Touch ID and a built-in NFC module.
These are phone models such as: 6, 6 Plus, 6s, 6s Plus, SE, 7, 7 Plus, 8, 9, 10, XR and newer.
Mac computers with Touch ID and all Apple Watches are compatible. Also iPad models (Air, Pro, mini).
On iPhones 5, 5 S and PC Mac (without an identification sensor), it is possible to work in tandem with another Apple device that has the NFS function.
eToro Mobile Wallet
While many have probably heard of eToro as a Bitcoin CFD trading platform, fewer people know that the trading giant has released a functional Bitcoin wallet for iOS.
The eToro mobile wallet has the important benefit of being backed by a regulated entity , although this means it is currently only available in select countries. Only real assets are available to US users.
eToro is available as a wallet for iPhone and iPad and is free to download and set up .
Fees are only charged on transactions or conversions.
In fact, the eToro mobile wallet provides a built-in exchange platform that allows you to convert one cryptocurrency to another. Additionally, you can also buy Bitcoin using a credit card directly from this Bitcoin wallet for iOS.
The wallet supports over 120 coins and tokens and offers a user-friendly interface for sending and receiving funds.
eToro's trading platform app is considered one of the best in the world, so it's no surprise that its mobile wallet offers user-friendly features and a sleek design.
However, since it is a hot coin storage device, it is not considered as secure as its cold storage alternative.
Pros of the eToro mobile wallet:
- Download and setup Free
- Access to the built-in cryptocurrency exchange
- With the support of a regulated organization
Cons of the eToro mobile wallet:
- Less secure than cold wallets
- Limited selection of less popular coins
What is Apple Pay?
This is perhaps the most convenient payment system in the world, developed by Apple, for paying for purchases using contactless payments. It is suitable for using both credit and debit cards. What devices support Apple Pay? You can pay for purchases from an iPhone starting from version 6, including iPhone SE. Before doing this, you also need to make sure that your device is updated to iOS 9 or higher. Using Apple Pay is completely free and secure. When you add a plastic card, an account number is created on the device. He is unique. The mobile payment system uses your device account number instead of your credit or debit card number to make payments.
Wallet Guarda
Guarda is a software wallet available for digital devices and operating systems.
Guarda offers free setup and a number of benefits, including a built-in cryptocurrency exchange. Moreover, you can also buy Bitcoins and other coins using a plastic card directly from this wallet.
With this wallet you will only be able to store about 50 coins and tokens .
This wallet is non-custodial: it does not store any keys or data itself, but instead stores them directly on the blockchain.
Moreover, users have access to your private keys and can create and use their own ERC20 tokens. As a result, this wallet is considered the best for advanced cryptocurrency users.
Setting up your Guarda wallet is easy, but you should be sure to keep your password and code in a safe place. Better on paper. If you forget it, you will not be able to access your funds.
Advantages of the Guarda wallet:
- Free setup
- Offers ERC20 token creation and related tools
- Provides cryptocurrency exchange services
Cons of the Guarda wallet:
- There is no recovery option if access to the password and backup is lost
- Limited selection of cryptocurrencies
Some features
If you lose a card linked to Apple Pay, you must contact the bank office or call the hotline and block it. After this, it will no longer be available for payment via Apple Pay for some time. You can delete data from the Wallet app yourself.
Also, after payment, you can make a refund if for any reason the purchased product is not suitable. These actions are the same as if you paid directly with a plastic card without using your phone. To process a return, it is recommended to present the receipt and the device from which the purchase was made.
CoolWallet S
CoolWallet S is a hardware wallet that is very similar to a credit card. Stylish and convenient, the cold storage unit features a built-in display and button for transaction management.
It connects to your iPhone wallet using Bluetooth or NFC, allowing you to send and receive cryptocurrency with ease.
There are several factors that make CoolWallet S one of the most secure Bitcoin wallets in the world.
The hardware device is not only shockproof , waterproof , tamper-proof and resistant to extreme temperatures, but also enables facial recognition through iOS and uses a highly secure element to store private keys.
The price of CoolWallet S is $99 . This price range falls between the prices of the Nano X and Nano S wallets. However, it supports significantly fewer coins and tokens, so you should only choose this wallet if you need the most popular cryptocurrencies.
Bitcoin wallet for iOS gives you access to your private keys and the ability to recover your password. Additionally, navigating the app and initiating transactions is simple and straightforward.
Pros of CoolWallet S:
- An extremely secure wallet for iOS
- Connects via Bluetooth and NFC
- Fits in your wallet due to its compact size
Cons of CoolWallet S:
- The device must be carried with you to access the mobile wallet.
- Not free, but worth the money
- Supports significantly fewer coins and tokens than similar options
Exodus Wallet
Exodus Wallet is a software wallet that uses your Apple device to improve security. In fact, when you log into Exodus through the iPad or iPhone wallet app, you'll be able to enable fingerprint or facial recognition as a way to authenticate your identity.
Like most Bitcoin wallets for iOS, Exodus allows you to conveniently send and receive around 100 coins .
The application has a minimalistic design and user-friendly interface that is easy and simple to navigate. This is important, especially because of the many tools available in this mobile wallet.
In fact, Exodus allows you to convert cryptocurrencies directly on the built-in exchange. However, you cannot buy or sell digital coins with fiat currency.
Downloading and installing Exodus is completely free .
This Bitcoin wallet is best suited for advanced users as it provides access to private keys which, if lost, could render funds inaccessible.
Users must create a seed phrase for each asset, and this is the last option to get your funds back if you lose your password.
Pros of the Exodus wallet:
- Free to download and set up
- Easy to use
- Good selection of coins
Cons of the Exodus wallet:
- Users are solely responsible for protecting their passwords
- Coin conversion costs are relatively higher than alternatives
Coinbase Wallet
Coinbase Wallet is a standalone Bitcoin wallet for iOS that is supported by a global cryptocurrency broker and exchange platform.
You do not need to create an account on the Coinbase platform to download and use the wallet. However, you can enjoy superior security and functionality designed for your regulated parent company.
Although Coinbase Wallet is very easy to use, it has several additional options, including a built-in DApp browser . It allows users to interact with Ethereum-based decentralized applications (DApps).
The wallet gives you access to approximately 100 coins and allows you to perform currency conversions by connecting to decentralized exchange platforms.
The Coinbase wallet is free to download and set up and offers low transaction fees .
Although the private keys are stored in the wallet, the user does not have access to them. In most cases, this is a minor inconvenience that leads to simpler recovery options.
Pros of the Coinbase wallet:
- Supported by a regulated cryptocurrency exchange
- Easy to use
- Provides in-app cryptocurrency conversion
Cons of the Coinbase wallet:
- Not as secure as cold storage wallets
- No access to private keys
Other options
The main features of Wallet are available in the USA, the country with the highest interest in Apple. For example, students can transfer their student ID to the app, using it instead of a paper or plastic counterpart. The same thing applies to passes to dormitories and universities; some American campuses have already implemented a system in which to enter buildings it is enough to have a smartphone and a pass transferred to Wallet.
We figured out how to use Wallet on iPhone. This is a wallet program installed by default on Apple smartphones. It allows you to collect loyalty cards, transport and cinema tickets, as well as bank cards for contactless use, developed through the Apple Wallet API. The application allows you to customize card capabilities, but at the moment not all functions are available in Russia; their implementation is expected in the near future.
Trustology
Trustology is a new Bitcoin wallet for iOS that offers a unique fee structure and benefits .
Its free version provides a secure iPhone wallet with a limit on the total value of assets stored. This version also limits the number of outgoing transactions and provides access to DApps .
Two monthly premium subscriptions give you more benefits and higher limits. In addition, you also get insurance for funds lost to fraud, which is not found in all Bitcoin wallets. This is an exclusive offer.
Trustology Wallet for iOS, better known as TrustVault, provides an easy-to-use interface for managing your cryptocurrencies. This makes it ideal for beginners, but its advanced integration capabilities make it a favorite among advanced users and developers.
In fact, its only major limitation is the very small number of coins it supports .
Pros of Trustology:
- Funds are insured
- Free and low-cost subscriptions available
- Advanced integration options available
Cons of Trustology:
- Limited number of supported coins
- No access to private keys
FAQ
What is a Yumani or Qiwi wallet?
Yumani and Qiwi are two payment systems on whose websites citizens can instantly create wallets. Electronic wallets are online accounts that are functionally similar to a bank account.
What is an identified e-wallet?
This is the wallet of a user who has confirmed his identity and indicated real passport details. Such wallets have more financial possibilities.
Unidentified electronic wallet, what is it?
This is the wallet of a client who has not identified himself or confirmed his identity. Such electronic accounts are limited in limits and types of transactions carried out.
Is it possible to create an electronic wallet in a name other than your own?
If you do not plan to identify yourself, you can provide any personal information when registering.
about the author
Irina Rusanova - higher education at the International East European University in the direction of "Banking". Graduated with honors from the Russian Economic Institute named after G.V. Plekhanov with a major in Finance and Credit. Ten years of experience in leading Russian banks: Alfa-Bank, Renaissance Credit, Home Credit Bank, Delta Credit, ATB, Svyaznoy (closed). He is an analyst and expert of the Brobank service on banking and financial stability. [email protected]
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Indacoin wallet
Indacoin wallet user interface displays on both laptops and mobile devices
The Indacoin wallet was developed by a famous cryptocurrency exchange and allows users to convert and buy Bitcoins directly from the iOS app.
While this feature is certainly useful, the wallet is known for its bugs. In addition, users complain about higher fees and poor service.
The Indacoin wallet requires users to create a 4-digit PIN and your wallet can be recovered using your mobile number. In addition, it is impossible to access your private key.
This wallet is popular and lacks the advanced security features offered by other wallets on this list.
It supports over 100 cryptocurrencies and is free to download and set up.
Pros of Indacoin:
- Free use and setup
- Provides access to a wide selection of coins.
- Allows you to buy and trade cryptocurrencies using Fiat
Cons of Indacoin:
- Relatively high transaction fees
- Low security
What cards does the application support?
The Valet app on iPhone is universal. You can upload various cards there, namely:
- banking (credit, debit);
- discount;
- discount;
- bonus;
- tickets (to the cinema, zoo, airlines, railways, etc.);
- coupons;
- licenses (learner's, student's, driver's);
- passes (to the office, club), etc.
Working with payment cards
The most common option is to add bank cards to Apple Wallet. You can download payment instruments from banks that cooperate with Apple. In the Russian Federation, this list includes:
- Absolute;
- Binbank;
- Euroalliance;
- Sberbank;
- Orenburg;
- Alfa Bank;
- Qiwi;
- Zenit et al.
Other issuing banks can be found at https://support.apple.com/ru-ru/HT206637.
It is worth noting that Apple Pay works exclusively with the Master Card and Visa category.
Attention! Payment cards can be added not only through Vallet, but also through banking applications (for example, Sberbank-online, Tinkoff, VTB-online, etc.).
Working with non-payment cards
As mentioned above, Wallet on an iPhone can store more than just bank cards. Non-payment instruments are often offered by clothing, cosmetics, and shoe stores. These are bonus and discount cards. It is also possible to book and store air tickets and railway boarding passes in the application.
Such cards can be added to Vallet by:
- In the standard way through the application on the phone. Just like how banking products are loaded.
- Via SMS. To do this, you need to open the message that came from the store, find the link in it and follow it.
- Via email. The essence is the same as with an SMS message, only the link is sent by email.
- Through notifications that arrived in the store at the time of payment via Apple Pay.
- On the store resource. The client’s task is to log into the personal account and find the link.
Wallet cards for business
Individual entrepreneurs can also use Apple Wallet. The program allows you to create electronic cards that will contribute to the active growth of your customer base.
This is how loyalty cards are created and multiplied. Vallet cards can be issued automatically through:
- A web questionnaire that is left on Internet sites.
- Personal newsletter (via SMS, e-mail).
- QR codes placed on business cards, banners, leaflets, etc.