Electronic wallet: TOP 12 best + 10 selection criteria

People start thinking about life and money when they come to an end. Emil Korotky

Let's set ourselves the task of avoiding such thoughts. And let's start with the most sacred item for banknotes - the wallet. It is he who is a powerful conductor, a generator of monetary energy. In order for our money to live well in it, we need to determine which color of the wallet will be the most effective for attracting money.

WHY DO YOU NEED AN ONLINE WALLET?

A web wallet, like a bank card, is used for outgoing and incoming transactions - payment for goods/services, transfers, top-ups, etc. Next I’ll tell you about its advantages.

1. Ease of use. You can use an electronic wallet without opening a bank account. And you can start an EC even while lying on the couch, and besides, all management processes are carried out on the Internet. They will not charge you any money for its creation and maintenance;

2. Withdrawal of funds. Basically, all systems, for example, services, have the ability to withdraw money only through EC. In this case, you do not have to indicate the card number, expiration date and secret code, which means fraudsters will not be able to gain access to the account;

3. Convenience of shopping. When purchasing with a card, a lot of data is required - card number, service period, etc. To pay with an e-wallet, you only need a password and a mobile phone nearby;

4. Card issue. Many EMF operator banks issue plastic cards with free service at a low cost. You can choose it with the required period and the necessary functions - for purchases, cash withdrawals, payments in cafes, etc.;

5. Card conditions. A wallet card may have better terms and conditions. Thus, EDS operators often offer discounts, bonuses and cashback. Therefore, you can compare these offers with your bank’s loyalty program. Perhaps in some cases you will get more benefits by using an online wallet;

6. Permanent access. Electronic systems are not tied to a specific country and can be used from anywhere in the world;

7. Fast enrollment. Funds will arrive instantly, whether it is a withdrawal or a transfer to another EC, and it makes no difference whether it is weekdays or weekends;

8. Security . It is much safer to create an EC specifically for payments on the Internet and put the required amount on it before transferring. In this case, you will not have to indicate the card number, expiration date and secret code - and fraudsters will not be able to gain access to your bank account.

Bitcoin wallet - EVERYTHING IS SIMPLE: storage and payments

Bitcoin, the ancestor of the cryptocurrency, continues to hold the lead among numerous analogues, of which there are already several hundred.

VTS has enormous advantages:

• user anonymity;
• lack of a central governing body;
• the cost of Bitcoin is constantly growing;
• The currency is not subject to inflation.

To buy, sell and other transactions with bitcoins, you must have a wallet. It is created through simple steps and is a storage for a file with secret keys.

A Bitcoin wallet is designed to store BTK and make transactions with cryptocurrency owned by the user.

Do not confuse it with your public Bitcoin address, which consists of several alphanumeric characters of different cases.

Remember - it is impossible to recover a lost key from a Bitcoin wallet.
It is important where exactly the private key will be stored - on your own PC or a remote server. Each form of wallet differs in the way it stores the secret code.

which online wallet is better to have?

First of all, you need to determine for what purpose you need an EC: running a business or private use. Depending on the purpose, the selection criteria are determined.

Hm…

Conditions are constantly changing, so when you decide to activate the service, go to the official websites and check the details. Below are the main criteria for choosing an e-wallet.

Business:

• Geography . The system must work in the countries/regions where your clients live;
• Commission size . Moreover, for each transaction, in order to fully calculate the costs of connecting the system;
• Withdrawal of funds . What are the withdrawal methods and to which banks?
• Specifications . What are the installation features, is there anything additional that needs to be connected;
• Conditions for connecting to the company's website.

For private users:

• Methods of movement of funds. Is it possible to transfer funds from banks and other wallets;
• Commission size . For withdrawals of funds, transfers and other operations;
• Payment for goods/services . What trading platforms can you work with;
• Easy to open wallet . What personal data is needed and how long does it take to connect;
• Restrictions without verification . What operations can be performed without account confirmation;
• Support for the desired currency . For freelancers, for example, if they accept payment in foreign currency.

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types of electronic wallets

Web wallets are divided into 2 types: anonymous and non-anonymous. Let's look at each of them in more detail.

– Non-anonymous

Here are the best options that will solve many problems at once. All distinctive features are listed in the table - cards, currencies, referral programs, etc., so you can compare and choose the best one for yourself.

You will find even more services in the Aggregator

– Anonymous

An option that no bank will offer: an account without identification. And if it is important for you to have an anonymous EC, then feel free to choose any of the list below.

There is a nuance: if the account in the EPS is not verified, then be prepared to set restrictions. You will not be able to send money to people from such an EC and withdraw it. As for replenishing an anonymous wallet, you can do it yourself from a bank account or mobile phone balance. But other people are prohibited from replenishing your EC - only a company or individual entrepreneur can transfer funds.

• 17 online payment services on the website: for Russia + with cash register function
• Automation of business processes: 3 examples + 8 stages

What else do you need to know

As you already understand, an electronic wallet is created based on the needs of the owner. Once you have decided on the type of online wallet, all that remains is to choose the appropriate one. To do this, pay attention to the following points:

• Withdrawal conditions . There may be significant differences in commissions and withdrawal amounts. Choose the one where the limits and commission size will meet your needs and will not hit your budget;
• Replenishment options . For example, you want to top up your account from your mobile phone balance. To do this, you need to select and create it with this option, but be sure to check the size of the commission, it can vary significantly between different systems;
• Popularity of the payment system . And both in your country and abroad. If you plan to work with customers or partners from Europe, then it is better to choose the PayPal system - many people work with it there;
• Personal data . Web wallets are generally quite easy to open, but there is a difference here: in some places a phone number is enough, but in others you need to provide passport data or company data;
• Application possibilities . If you want to use EC as one universal method of payment for goods and services, then it is better to choose the one with which you can make purchases on various online trading platforms, pay in stores, pay utility bills and taxes;
• Presence/absence of a regulator . For example, the e-wallet Yumoney is fully regulated by the state. So if this bothers you, pass by.
• Flaws . Electronic money is not protected by a deposit insurance system, interest is not accrued on the balance of the electronic wallet, the e-money operator does not give electronic money to the client on credit, and fraudsters can steal money from the electronic wallet.

The Great Influence of Feng Shui

If you are an admirer of the powerful science of life, choose a Feng Shui wallet color that meets certain rules. According to experts of ancient doctrine, everyone has their own element with its own colors. To understand which color attracts money, focus on the final digit of the year of birth.

Let us remind you that the entire palette of blue will contribute to the flow of money. Choose shades that are brighter and more saturated. But also remember that not only the color of the wallet according to Feng Shui, but also its size must be correct.

The more, the richer! This is partly true. The ideal, “Imperial” wallet size for attracting money is 17.55-18.9 cm. But there are other sizes that will be successful in terms of increasing wealth. To find out which size is appropriate, you can use a regular ruler:

• 0-13 mm: successful financial savings;
• 27-40 mm: consistency in replenishing cash reserves;
• 40-54 mm: stable welfare size;
• 175-189 mm: regular additional income;
• 202-215 mm: successful financial starting;
• 243-256 mm: stable growth of accumulations;
• 378-402 mm: powerful cash flow size;
• 415-429 mm: successful capital investment;
• 429-432 mm: the size of prosperity in finance.

If you really like a wallet, but its size is unsatisfactory, it doesn’t matter. It is possible to “lengthen” it. To do this, attach some amulet to the outside. This will make the wallet size suitable for attracting money.

How to protect yourself from scammers

Unfortunately, unscrupulous people can even get to your e-wallet and get your money. Below I will tell you how you can protect yourself.

• Check the links . Do not click on suspicious links on websites, social networks or in personal messages. Check the URL when visiting a web page that requires you to enter personal information. The URL should not consist of a random set of letters and numbers and look suspicious;
• Take care of your personal data . Never enter personal information in pop-up windows on unknown sites;
• Encryption . Use an encrypted connection when you need to enter sensitive data. For a secure connection, the URL begins with the letters “https”. Better yet, use a VPN;
• Personal device and the Internet . Use your personal computer and secure Internet connection. Use application and software based firewall;
• Separate card for purchases . Get a card that you will use only to pay for purchases in online stores;
• Reviews . Before shopping online, read other people's reviews of their experiences with a particular site. Avoid purchasing from sites registered on free hosting;
• Vulnerabilities . Update your operating system and applications to eliminate vulnerabilities. Use antivirus programs;

BRIEFLY ABOUT THE MAIN THINGS

An electronic wallet is an extremely convenient tool. It is used for a wide variety of operations: paying for services, transferring funds between different accounts, currency exchange, processing loans with a relatively small commission, and also for storing money in electronic form.

You can top up your account in the following ways: from a bank card, from your mobile phone balance, in cash, through an online or mobile bank or a fast payment system, from another account. Before replenishing, always check the size of the commission: it can be from 0 to 10% of the transfer amount.

If the terms of use of the wallet are violated, the EDS operator may suspend its use or close it altogether. Also, electronic money in a non-anonymous wallet can be seized and written off by bailiffs to pay off debts.

There are a lot of online wallets. You will definitely find yours, even if you are involved in cryptocurrency. Of course, businesses and ordinary users pursue different goals in using electronic wallets, but at their core they all have the same capabilities with the exception of certain options.

Wallet color and birthday

If you are not a fan of Feng Shui, you can search for the ideal shade by date of birth. To find out the optimal color of your money wallet, use numerology. This is easy to do: in the number of your birth, subtract the smaller from the larger. For example: you were born on the 27th (7-2=5). Five is a monetary birth number that powerfully attracts money. If you were born on the 11th or 22nd, the entire color palette is at your service. For others:

1. Bronze, orange, yellow, gold;
2. White, green;
3. Purple, pink, blue;
4. Blue, gray;
5. White, grey, yellow;
6. Light blue, blue, pink, green;
7. Green, lilac, pink, lilac, white;
8. Black, blue, dark green;
9. Red.

The color of the wallet based on your date of birth will be even better if you combine this choice with the color definition of the wallet based on your Zodiac sign.

The amount of all financial income will be much higher if you take into account the color of the wallet according to the horoscope when choosing. Money loves shades that match your zodiac sign:

• Aries. For friendly Aries, gold, green and all shades of brown will be ideal.
• Calf. These sensual signs of the Zodiac have colors ranging from pale green to dark reed.
• Twins. Mysterious Geminis will like the violet range, gray, green and yellow shades.
• Cancer. Highly intelligent representatives of this Zodiac belong to the colors white, silver, platinum and blue.
• A lion. A bright, unrestrained Leo will suit red in all its forms, black and variations of yellow.
• Virgo. Imbued with purity and severity, this zodiac sign will prefer white, blue, violet and green.
• Scales. Rational Libra will choose white, green, beige and a palette of blue.
• Scorpion. One of the fairest signs of the Zodiac will choose red and yellow shades for himself.
• Sagittarius. Modest Sagittarians love a sophisticated palette of blues and purples.
• Capricorn. Stubborn representatives of the zodiac love gray, black, green and blue shades.
• Aquarius. For calm Aquarius, the optimal colors are white and silver, azure and blue.
• Fish. The zodiac sign Pisces, with its developed intuition, has chosen grey, blue, white and silver.

How to choose the color of your wallet to attract money is up to you. But in any case, the wallet must become your true, reliable friend, attractive in all respects, a real powerful money talisman. Wealth to you!