Greetings! Loans and credits will always be relevant.
Is there a consumer boom in the country? Or maybe, on the contrary, the population is forced to save on the essentials? In both cases, buyers and sellers need borrowed funds!
It is interesting that in countries with any level of economy, business also develops through loans. That is why loans are given out to everyone who is not too lazy. In Russia these include banks, microfinance organizations, and credit unions. And more recently, also P2P lending services.
Today I will talk about what’s new in the direct loan market, and how P2P lending can be of interest to borrowers and investors.
What it is?
The abbreviation p2p stands for “peer to peer” (“you to me, I to you” or “from person to person”). On special Internet resources, loans to companies and individuals are issued not by banks or microfinance organizations, but by ordinary people. Moreover, they issue directly and without financial intermediaries.
It is also called “crowdlending” or “social lending”. However, “social” in this case does not mean “free”. The return on investment for an investor can reach 30-40% per annum. But the risks of loan non-repayment are high here...
Description
P2P services are programs that use a peer-to-peer network to download files (when the file is downloaded not from the server/site, but from those users who have already downloaded the file in full).
In simple words, this is a file download service, such as a torrent. You download files there from the same users as you, only from those who have already downloaded the entire file. It’s convenient and reliable - everyone who downloads can then help others download. Such mutually beneficial help)) that’s exactly how torrent works))
How is p2p different from MFOs and banks?
An online platform (for example, “City of Money”) brings together investors and borrowers. The second role is usually played by small businesses and individual entrepreneurs. Who for some reason cannot or do not want to take out a loan from a bank. But they will willingly take it from a private person.
The 2p2 lending service itself necessarily evaluates the borrower’s reliability. In this way, 2p2 exchanges are not much different from banks and microfinance organizations. However, not a single crowdlending site gives out YOUR money! The investor and the borrower sign the agreement directly with each other.
Oddly enough, the share of overdue payments on p2p sites is lower than in banks and microfinance organizations. According to the City of Money service, over five years the non-repayment rate was only 4.5% (for more than 25,000 borrowers).
The service deals with delays in two ways: it involves the company’s lawyers or turns to a collection agency for help.
Another difference between investments in p2p and investments in banks and microfinance organizations: here investors’ funds are not insured! The procedure for obtaining a loan stipulates that you give a loan to someone without any guarantees or coverage. Let me remind you that deposits in the bank in the amount of up to 1.4 million rubles are insured by the DIA. And investments in microfinance organizations can, if desired, be insured with separate insurance companies.
Of course, sites are trying to at least somehow protect investors from the risk of non-return. For example, the City of Money service offers lenders a guarantee product for 6% of the loan amount. If the borrower defaults, the platform will return the full amount of the debt to the investor. True, the guarantee only applies to loans up to 500,000 rubles.
And the last difference between investing in P2P is the amount of investment. The minimum investment in MFOs is 1.5 million rubles. A bank deposit can be opened for almost any amount (even 1000 rubles).
Theoretically, you can also invest 1000 rubles in “pitupi”. But only large amounts (from 100,000 rubles) can effectively diversify investments.
[edit] Blocking left peers
Himself.
In narrow circles (so far) one software has proven itself very well, its name is PeerBlock and it is intended for blocking IP addresses that are undesirable to an anonymous user. In the work of a torrent client, let’s say, downloading another RePack with a YOBA toy or Blurik in 1080p with 8000kbts on video and 768kbts on audio with 7 AC3 channels, no one thinks about anything at all, but just sits and stupidly waits for PROFIT! And at this moment, totalitarian copycat corporations are collecting information about you and what you download!
But before that he was frivolous.
It’s all done something like this: Some peer joins the distribution under the guise of a downloader and does his dirty work, and then leaks/sells the statistics to copycats, ZOG, FBI or anyone else. This is probably done by the so-called Research Networks Ltd, Telecommunication Enterprise Research CyberStrike Center and other thousands of them... And besides them, there are a huge number of botnets and other spiders, bugs and worms in the networks. Sometimes the list of blocked addresses flickers with incredible Uber-Cosmic speed, denying them all a response, and as a rule, this often happens in hot distributions on trackers for fresh news. The service that provides sheets, this is I-BlockList, began to slowly remove free modes, introduced serious restrictions on Obdate and introduced a paid subscription, (for now on Gov, that is, Government sheets), the overall obedit was greatly reduced, and it seemed that freeloaders were already less than one You can't update once every two weeks. (spoiler:
True, you can still fuck them using widecap and a proxy or tor 127.0.0.1:9150.
)
But, in 2016, they came to their senses a little and returned daily updates.
The blocker also protects quite well by blocking connections on port 8080, this is when surfing on suspicious sites like: redneck-vareznik or pron XXX. Soon the list of block lists may reach two billion; the first nine zeros are already available! Canonical with the Fur-browser with paranoid additions like: NoScript, AdBlock, CookieMonster, FlashBlock and etc., but if desired, the Web-Port can be easily opened (there is a corresponding large button) and in the extensions you can allow everything there and catch some kind of Winlocker...
How does the p2p lending market work in Russia?
It is interesting that this type of loans in Russia is still not regulated at the legislative level.
Today, the Central Bank only monitors the activities of individual crowdlending sites. About 20 of the best services in Russia voluntarily report to the Central Bank on the results of their work (for example, City of Money, Fundico and Loanberry).
However, in 2018 the situation may change dramatically. The Central Bank is preparing a bill to regulate the P2P market. True, news and conversations about this have been heard since the beginning of 2016.
Market regulation is necessary to minimize the likelihood of fraud. Today, any financial pyramid can easily be “disguised” as a P2P platform. An investor, of course, should not contact her. In the future, lenders will receive objective information about the solvency and debt load of each borrower from the official register.
At the beginning of October last year, Sergei Shvetsov, First Deputy of the Bank of Russia, said that over time the Central Bank would include all crowdfunding sites in a single register and define clear requirements for them (in terms of responsibility to investors and disclosure of information).
The niche itself is of particular concern to the Central Bank. Today, peer-to-peer lending takes up the majority of the crowdfunding market.
Let me remind you that in addition to P2P, crowdfunding also includes crowdinvesting. What is crowdinvesting? This is when an investor, in exchange for his financial assistance, receives a share in the company or part of its profits.
But let’s return to the legislative regulation of P2P in Russia. One of the options for state control is to extend the law “On Consumer Credit (Loan)” to such loans. In this case, the investor will not need to prove the existence of a debt in court. This is definitely a plus for the lender.
But, on the other hand, if p2p platforms retain the role of an intermediary in the transaction, then each loan issued through them will have to be formalized in a separate loan agreement. And the investor must pay personal income tax on the income received, bearing losses from non-returns at his own expense.
And if because of this the profitability of P2P platforms drops to 15-20% instead of the current 30-40%, they will cease to be competitive compared to other high-risk instruments...
[edit] Types of file sharing networks
Gnutella is such Gnutella... 無修正 translated from the lunar language means “uncensored”, all other words in the list are pedophile keywords. The essence
- Centralized networks with a server
. First generation file sharing services such as Napster and Audiogalaxy. Currently fallen in battle, captured and enslaved by copyists. - Local file sharing networks
. BitTorrent trackers, DirectConnect (DC++). These are also centralized networks, but they provide for the existence of a large number of servers of different sizes (so-called “trackers” or “hubs”). Despite the “locality”, there are quite large file hosting services on a global scale: The Pirate Bay, large DC++ hubs, etc. - Partially centralized networks with many servers
. Second generation file hosting services, for example, eDonkey, Kazaa. They gradually faded into the background, also thanks to copywriters, but retained their niche in file sharing. - Completely decentralized networks
. Third-generation file hosting services, such as Overnet and Kad Network (for clients like eMule), Gnutella (and its fork), DHT (and magnet links) in BitTorrent, as well as the racially Japanese WinNY, Share and Perfect Dark. Due to their anonymity (although the IP address is still exposed) and complete decentralization, they are fiercely popular among children's lovers (especially Gnutella, pickled). They have the greatest success and popularity in Japan due to the widespread availability of fast and almost free Internet, with a total ban on uncensored pronunciation and rampant copyism in the country. Various services within I2P also fall into this category. - Darknets
. Peer-to-peer networks of the latest generation, using special anonymization techniques based on limiting direct connections to a certain number of user-defined so-called “friends” (F2F principle: friend-to-friend), which theoretically allows to avoid any de-anonymizing attacks. They are still in their infancy due to the need to find several “friends” in a file-sharing network. In addition, the F2F principle implies a large number of intermediaries between end nodes, which negatively affects network performance. Examples: FreeNet (in optional F2F mode), GNUnet (in optional F2F mode), RetroShare.
-loans
Specific conditions and methods for processing, receiving and repaying p2p loans are established by the platform.
For example, on the Fundico service you can “ask” for a loan of an amount from 100,000 to 2,000,000 rubles for a period of 1 to 12 months at an interest rate of 19.5% per annum. No property collateral is required. But for a legal entity, a guarantee from the business owner is required.
Each site uses its own borrower rating system. For example, the Loanberry service divides borrowers into four categories: A, B, C and D. To receive a D rating, it is enough to have a good credit history. In this case, the maximum loan size will be 150,000 rubles, and the interest rate will vary from 25% to 40% per annum.
Rating A allows you to get up to 500,000 rubles on Loanberry at 12 – 14.9% per annum. But in addition to a good credit history, the A-borrower must have confirmed income and a history of loans on the site.
Requirements for borrowers
Again, each P2P platform has its own requirements for borrowers. For example, the “City of Money” service first “breaks through” the company and its founders using open sources (enforcement proceedings databases, arbitrations, credit history bureaus and others). Then it analyzes the previous experience of the company's owners. After that, site employees study receipts and payments on current accounts to assess the solvency of the project.
Basic requirements for the borrower: the business has been operating for at least six months, annual revenue is not less than 1.5 million rubles, there are no current overdue loans.
Any platform will require you to provide key information about yourself, the loan and the business (loan term, purpose of the loan, age and profession of the borrower).
To conduct a more in-depth financial analysis, you will need financial and management reporting, data on the business, guarantors and collateral. Service specialists analyze the documents provided, and sometimes go to the place of business to evaluate it.
Interest and terms
Interest rates on p2p loans vary from 12 to 40% per annum. The price of borrowed funds depends on the borrower’s rating, the amount and term of the loan, as well as the availability of collateral (collateral, surety).
Important point! P2P loans are classified as short-term loan products. Most often, borrowed funds can be issued for a period from one month to one year. Sometimes sites “extend” the loan term to 2-3 years (for borrowers with a high rating). And it’s very rare to find “long” lending options (up to 5 years) on the market.
Most P2P services charge a commission both to the investor and a slightly larger commission to the borrower.
Borrower's responsibility
Each P2P platform has its own ways of collecting overdue payments from the debtor. After 30 days of delay, the Longbury service transfers the debt to collectors. The Penenza project collects debt through the courts (and the site already has positive judicial practice).
Documents for obtaining a p2p loan
To get a P2P loan, you will need a minimum package of documents. Most often, an individual is required only to have a passport and an individual entrepreneur certificate.
Everything else (credit history, real estate ownership) is checked by service employees using databases. Of course, more documents will be required from a legal entity. Including balance sheets and financial reports.
What can I get a p2p loan for?
On P2P lending platforms, borrowed funds can be obtained for the purchase, repair or renewal of equipment, real estate or vehicles. P2P loans are also issued to buy out shares in a business or replenish working capital. The Loanberry service even offers to apply for a loan to refinance other loans.
Getting a loan is much easier if the borrower agrees to provide liquid collateral. For example, purchasing real estate using the p2p lending system is possible provided that this or another real estate object is provided as collateral.
By the way, a potential investor does not see information on the site that allows him to identify the identity or place of business of the borrower. Investors have access to only general information about the business (type of business, its “age”, performance indicators, purpose of the loan, desired amount, term and rate, proposed collateral).
Most often, the approved loan amount is transferred by bank transfer to the borrower’s account. Much less often, other options are available as a method of issuing money (QIWI, WebMoney).
[edit] Previous generations
Discussion of the news “Photo of the day: panorama of Mars with a resolution of 1.8 billion pixels” xxx: Followed the link. Panorama 2.43GB. Downloads at a speed of 2-5 KB/s
yyy: Are you downloading directly from the rover?
460489
Let our young friends know that the word P2P was not always equal to the word Torrent. Before the invention of torrents, there were sad times when a situation like “downloaded a ten-year-old movie at 20 Mbit/s in half an hour” was not only a bright dream, but even simply unimaginable.
The fact is that pre-torrent protocols like eDonkey and Kazaa, apparently, were developed by true communists (which, in principle, is logical for the developers of a tool for downloading anything for free), and therefore contained such an unpleasant ingredient as queues. In fact, clients were geared not to the most efficient distribution of the maximum amount of data to the maximum number of people, but to the service of a certain “higher justice” of distribution, while with the efficiency of distribution, things could be extremely irrational. That is, each user, unless he changed the rather non-obvious standard settings, had restrictions on how many distribution colleagues he could allow to download pron from himself, often even if the channel allowed a higher outgoing speed than low-speed leechers could accept, queue whom I approached. Everyone else stood in line, and these lines often numbered thousands and tens of thousands of people. And when the leecher turned off the computer, the place in the queue was, of course, lost, only the points for those distributed in the memory of other clients were saved.
Like the communists, the developers wanted the best - not to clog channels and not reduce the speed for those who are already downloading. However, real life turned out to be harsh for both: most of the people in line simply gave up on standing in line and got content in other ways, and as a result the distribution simply died without customers. This was especially noticeable in old distributions, when there are very few distributors, and although there are many people who want to download a rarity, they just can’t start, because ten people are already downloading at a speed of 70 kb/s (and that’s still a lot) for those two with half of the anonymous people who even have the file. When the download, for the bulk of leechers who had a normal speed, came to an end, at somewhere from 85% the following could happen - in the name of the highest justice, it was the seed’s turn to distribute the missing pieces of the file to low-speed or problematic leechers, who in turn transmitted these chunks very slowly to other slow leechers, as a result of which the download speed of all leechers dropped to the slowest dialup, even if the seed had a megabit channel.
The problem was also that the concept of a tracker did not exist at all - all the files were spread thinly across all the Internet at once, and they had to be searched using the same program that would then upload them, and it, unlike Google, searched slowly and leisurely. However, it was possible to find direct ed2k links on the sites, but usually the file was either not found or downloaded at a snail’s pace. And this is not to mention such “little things” as a limit on one file for each distribution, so you either had to download everything in parts (and each part, by the way, has its own turn), or through zip/rar archives, in which could have been unknown, and besides, everyone deleted it immediately after the download - why the hell would anyone need two copies of the same thing, in the archive and without? the screws are not rubber. This, of course, also does not contribute to expanding the number of sources.
And then, finally, a smart person invented the BitTorrent protocol, first by simply throwing out the excess, and then gradually correcting the remaining shortcomings. Purely for historical reference: the principles of the BitTorrent protocol for working with a server (tracker) are based on the eDonkey2000 protocol, the DHT network is the same Kad Network (Kademlia) from eDonkey, converted for the BitTorrent protocol, and the magnet link is the same ed2k link , added to the torrent functionality much later. Everything is the same, but without the above problems. And therefore, most normal people no longer remember other protocols. Because fuck them.
Old P2P clients now occasionally use only oldfags over 30+, red-eyed people, nerds, and as an exception, a dominant niche remains in some countries and regions where providers and authorities anally restrict torrents, fortunately there is a veiling of the protocol left over from the times of historical battles of these networks with copyists.
Major players in the Russian P2P lending market
The Russian p2p lending market is constantly changing. More recently, the Vdolg.ru service was considered one of the leaders. However, in fact, the site has not been fully operational since April 2016.
At the beginning of 2018, the following large sites operate in Russia:
- "City of Money"
- "Alpha Stream"
- Loanberry
- Fundico
- SimplyFi
I would like to draw your attention to one more project: SOFIN – an international fiat platform for P2P lending on the blockchain. Now the world of cryptocurrencies has its own credit project.
The main feature of the project: all actions on the site (replenishment of the borrower’s account by the lender, payment of commission to the service, generation of all documents) are saved on the platform in the form of a Blockchain transaction and are visible in the borrower’s personal account. For active participation, both participants in the transaction receive bonuses and rewards in internal electronic money (SOFIN tokens). In the future, these tokens can be transferred to other cryptocurrencies.
By the way, experts estimate the potential of the direct loan market in Russia at 4.3 billion rubles!
Why is P2P popular with businesses?
Due to the recent financial crisis, banks are gradually losing their positions in the business lending market. Firstly, banks are not always able to provide flexible conditions to entrepreneurs. Secondly, the cost of banking services is only growing every year. Well, and most importantly, banks fundamentally do not issue loans to businesses at the initial stage of development.
On such platforms, the investor himself chooses the company to finance. The borrower is scored according to EBRD standards for small businesses in developing economies. To get a p2p loan, a businessman sometimes doesn’t even need to provide collateral - it’s enough to find a reliable guarantor.
Best P2P Loan Sites for Investors
The two websites that are most popular among borrowers in Russia are City of Money (townmoney.ru) and Loanberry (loanberry.ru).
Important points for the investor:
- the potential income here is higher than interest rates on deposits;
- The borrower can be given as a loan not the entire required amount, but some part of it;
- the risks of non-repayment of borrowed funds are quite high (sites are not responsible for delays);
- all transactions are carried out online.
Judging by the reviews, both projects are at least real companies and not scammers.
Alfa-Bank (Alfa Potok)
Large banks are already actively involved in P2P. For example, Alfa-Bank has created a separate service, Alfa Stream, where private investors can directly lend to small businesses.
Investors earn from interest on loans issued. And businessmen receive a loan within one day: without collateral or guarantors.
Alpha Stream is maximum automation. The service itself selects applications from solvent companies and distributes loans among investors. The investor's contribution is divided into 20 equal parts, which are distributed among 20 different companies. This approach allows you to diversify risks. Well, if the company being financed falls into arrears, collectors get involved.
Any Russian who has opened an account with Alfa-Bank can become an investor in Stream. You can invest money in an amount from 10,000 to 50,000 rubles. In 2017, the average net return on investments in Potok was 17.3% per annum.
How are companies selected? Alfa-Bank services more than 300,000 companies. The bank analyzed the data and, based on it, created a scoring system, which is now used to evaluate Potok’s potential borrowers.
Advantages and disadvantages of P2P lending for borrowers
Pros of P2P systems:
- P2P loans are ideal for small businesses. The loan size starts from 300,000 rubles, and the term – from six months.
- The conditions for obtaining P2P loans are much softer than in banks. There is no need to spend weeks collecting certificates and statements. The borrower will be required to provide a minimum package of documents.
- P2P loans take less time to approve. It takes 5-10 days to prepare and publish the project, and another 3-5 days for the auction itself. Typically, borrowers receive money in hand within a couple of weeks. Bank loan applications take much longer to process.
- On P2P lending platforms, an amount of up to 1 million rubles can be obtained for replenishing working capital without collateral. There is even a simplified verification procedure for such borrowers.
- The borrower can receive money remotely. All stages of P2P lending take place online: from submitting documents and bidding to issuing a loan.
Disadvantages of P2P systems:
- The borrower will have to prepare an honest description of his business project for potential investors. The quality of the presentation determines whether the borrower will be given money and at what percentage.
- Like banks, P2P sites carefully vet potential borrowers. Representatives of the services analyze their financial condition, evaluate their credit history, check the availability and value of assets, and even go to the place of business.
- Interest rates on P2P loans have not been and will never be low - the risk for investor-lenders is too high. Interest rates on loans will definitely be higher than on bank loans. But lower than in a pawnshop or microfinance organization.
What do you think about the prospects of such a system in Russia? Subscribe to updates and share links to fresh posts with your friends on social networks!
[edit] Links
Trackers
- The Pirate Bay is the most popular BitTorrent tracker, known for its fierce criticism of copyright makers.
- OpenBitTorrent is a tracker only, which doesn’t even have files with hashes. After the drawdown, TPB is used by many other trackers as a 100% option (there are also alternative clones, for example, PublicBitTorrent and even TheHiddenTracker working through the “onion router”).
- Rutracker.org (formerly torrents.ru) is the most popular BitTorrent tracker in this RuNet of yours, and has outgrown TPB in terms of the volume of distribution.
- NoNameClub - truly pleases with a huge selection of fresh software. Many distributions can be downloaded without bothering with registration. It ranks second in popularity in this RuNet of yours.
- RuTor.info (Twitter TOR) is currently one of the best trackers without registration. Now we have managed to resolve the “download-download” problem, so the speed is quite kosher. Cons: 1) Registration is always closed. 2) In order to protect your ass from the most malicious copywriters, distribution of Windows and 1C software is prohibited (does not apply to games). Due to the onset of dark times, I acquired a bunch of mirrors and clones, for example here. It is noteworthy that you can also find cut distributions there.
- Pornolab is a branch of Rutreker for wankers. Sawed out by the bloody Khokhlostan KGB, but returned like a phoenix.
Link
- CN.ru is a p2p network throughout Siberia.
- BTMaster is a tracker from the hacker group 3DM. Authorization required.
- Skidrow & Reloaded Games is a similar tracker to Reloaded.
- OT XATABA is the refuge of repacker Xatab with his releases.
- FitGirl Repacks - releases from FitGirl with links to giveaways.
- Gaming-torrent.net is a small gaming torrent tracker.
- Games-tracker.org is another gaming tracker.
- GamesTorrent.co is a tracker from the guys from IGG Games, which, in addition to releases, posts updates to them.
- Lastgame.ru is a site that tries to keep track of the latest versions of various games.
- TorrentX is a game and movie tracker.
- Seedoff.net is another tracker specializing in games and movies. Without registration you can download only 3 torrents per day. (spoiler:
It can be cured by clearing cookies from the site.
) - Torrent-games.net is a fairly large game tracker. Registration is not required, there is a system for tracking dead distributions.
- Rustorka - created under the guise of anti-Starforce, from there he collected peers. Each post offers something to download for guests.
- Slipper.net - created by former FTO moderators, due to which it lured some of the weaker users. At the moment, registration is by invite. After Kasper leaves and Lanre (former administrator of Slippers and current administrator of unionpeer.org) returns, he begins to come to his senses again. Minuses to the karma of admins and moderators are punished with a banhammer almost instantly.
- RGFootball is a sports tracker created by the RGfootball group, which was cut from Rutreker.
- Kinozal.tv - a movie catalog with solitaire, corps de ballet, donation and various distribution restrictions. Almost no criticism from copyright holders.
- Kawaii torrent is the most kawaii tracker with the latest anime.
- Anidab, a competitor of ARRU, became famous for his constant falls and incredibly impudent donations.
- KickAss Torrents is a very good freelitch tracker with a free theme. Alas, the original was cut down due to the stupidity of the owner, however, from the moment of its closure to this day, numerous attempts have been made to revive the tracker using former members of the mod staff.
- Vata is a major invitation-only music tracker.
There is no need to register.
- Orthodox torrent - Orthodox tracker. There are rips of programs from Radio Radonezh
- Top-torrent.ws - they post proven games, without viruses. Read the description for each torrent to download what you need.
Rest
- Retroshare, TOR
- TopTracker - rating of Runet torrent trackers.
- BTDigg is a rapidly developing torrent search engine that has its own nodes participating in the DHT network; the database is formed by the users themselves in a decentralized manner. That is, it is one of the representatives of the new generation of torrent search engines, like Google, having a crawler, indexer and other various search engine attributes.
- Perfect Dark on Habré.
Gone to Valhalla
Visit the cemetery
- Mininova.org - once the second most popular tracker, could have become the first, but it does not fight against copycats. I distributed warez quietly and calmly, and now I have cut out suspicious torrents.
- Leporno - everything that was prohibited on pornolabe was distributed (dogs, horses, cats, shots, loli, etc.)
- Torrents.net.ua is an analogue of Rutracker for crests.
- Torrent-dreamy is a reborn Torrent-boom.net. It is noteworthy that you can often choose the version of the game you download.
- Tfile.ru - became famous for paranoid moderastiya
- Pirate is a tracker with a racially pirate design.
- File-Tracker.net - as its authors called it, the freest tracker. He became famous for the fact that fresh Microsoft software was exclusively leaked there and the lack of a normal programmer. Like torrents.ru, we transferred the pron to a separate tracker.
- Free-torrents.org is the most leaky tracker that RuNet has ever seen. A lot of advertising and adware will ruin your browser. For a long time, there was a massive removal of distributions from 1C with a parallel mass cutting out of users asking inconvenient questions. I switched to the Mediaget client, which is also a Trojan, updated more often than the antivirus database, receiving 50 kopecks for each virus downloaded through a referral. Famous for its pro-Putin administration led by Elder, which bans everyone who disagrees with the “general” opinion.
- X-torrents is a game tracker that did not have its own RG or suitable content; its popularity is explained by its promotion on the top tracker.
- Unionpeer.com is a replacement for Slippers, founded by some former and returning Slippers admins and moderators. It was possible to download without registration.
- MegaShara, a very popular tracker at one time, was temporarily cut down by copycats and lived at dragme.tv, then moved back.
- ARRU is the main Russian cute tracker.
- Bt.od.ua - Odessa torrent tracker. Subsequently, the rega was opened to the whole world. He died in an unequal battle with copyists.
- Torrentino.ru is notable for its almost complete absence of seeds.
- Megatorrents.org is a Kazakh race tracker. Delivered due to restrictions on external traffic in Kazakhstan. The Kazakhs also have Kaztorka, but only by invite.
- YouTracker.net is a RuTracker clone with its own unique content. It became most popular and noticeable after the transition to this famous releaser and moderator of cinema on Rutreker - Scarabey, who was followed by users and colleagues. Recently, part of RG Torrents.ru ([1], [2], [3]) was dumped on the site and successfully changed the name to RG YouTraxer.net.
- Sound-Park is the largest open music torrent tracker.
- Bithal.com is a very convenient torrent search program for 95% of the above trackers. New trackers are added by voting.
- BitSnoop.com, torrentz.com, 2torrents.org, GoTorrent.net - torrent search engines. They didn’t keep the trackers themselves, they were monitoring the Bay and others like them, but centrally. Convenient, yes.