In the lives of each of us there have been and will come across cool opportunities to change our lives. Sometimes this opportunity lies on the surface for a long time, as if offering itself to the cause. Some of us pick it up at the last moment, while others will never know that fate gave him a great chance.
One of these chances is the quick opening of a brokerage account with our Russian bank Sberbank. We will look in detail at how to trade on the stock exchange through Sberbank. He is also a mega broker in Russia in terms of the number of clients of you and me, ordinary individuals. In this article I will not prove this, and if you doubt my words, I highly recommend reading my research on this issue here.
By the way, if we don’t know each other yet, you can read about me and the successes of my students here.
1. How to increase your brokerage account from 50,000 to 100,000 rubles. Description in the VKontakte group
2. How to increase your brokerage account from 50,000 to 100,000 rubles. Description in the group In the telegram channel
I would even compare this opportunity to the door to Wonderland in the Tale of Alice. Remember?)) Sberbank opens the door to the world of big money, where any citizen can, by following a number of rules and applying simple tricks, earn themselves amounts of money no less than a top manager of Gazprom.
And for a second, a top manager of Gazprom can receive from 300,000 rubles a month.
Despite the fact that Sberbank has many inconvenient aspects for speculators when trading on the Moscow Exchange, I still recommend it. Well, we’ll talk about inconvenient moments later in the article.
What brokerage services does Sberbank have?
In general, Sberbank positions its brokerage activities precisely as investing. This seems to me to be misleading to many people. In my understanding, investing is the purchase of long-term securities. During this long period, part of the assets can be purchased into the investment portfolio or discarded. And under this slogan Sberbank gives access to:
- To shares of Russian companies on the Moscow Stock Exchange
- To bonds of Russian companies
- To commodity futures
- For futures and options contracts on stocks, stock indices, and foreign currencies
- To transactions with Eurobonds on the over-the-counter market
- To the over-the-counter market, where you can buy shares of foreign companies
- To invest in ETFs (an ETF is an investment fund that uses investors’ money to conduct transactions in economic sectors)
There is a place to roam, whether for a beginner or an experienced trader. All that remains is to figure out where to actually start. But this is a very broad topic. Let's touch on it partially. But in general, I’m going to brainstorm well in a separate article about trading. Read it, in case you are still dealing with this topic with rose-colored glasses.
Cost of brokerage services - tariffs and commission of Sberbank
How much intermediary services cost for an investor, what commission is charged on transactions carried out, depends only on the chosen tariff plan. Therefore, you should first carefully read all the bank’s terms and conditions and make an informed decision.
The “Independent” tariff helps you save a little due to a reduced commission, so it is better suited for beginners with a small deposit. The client can choose and assign a currency.
The “investment” tariff plan is classified as professional. The service provides extended analytical support, including daily reviews and regular digests.
The method of deducting bank commissions depends on the market segment in which the investor operates. The percentage is deducted from the daily earnings for the stock and foreign exchange markets, and in the case of the futures market - for 1 contract.
In both tariffs, applications and voice orders are accepted by telephone. If the number of calls exceeds 20, the cost of each order will be 150 rubles.
The depository fee is 30 rubles. If asset balances have changed during the reporting period, RUB 149 will be charged. monthly. Making an entry in the register will cost an additional 1 thousand rubles.
Thanks to the “Investment” tariff, the bank client gets access to the resources of the analytical agency “Sberbank Investment Research”.
What you need to do to trade through Sberbank
I have never seen a simpler procedure for opening an account than in Sberbank. But, of course, it is advisable that you have some kind of deposit or card in this bank. I opened a brokerage account online with Sberbank and immediately received a brokerage agreement number, which is needed to set up the same Sberbank-investor. And the next day I received an SMS on my phone with a password.
It turns out that in order to trade through Sberbank, we need a bank account and a smartphone. You don't even need a computer. No, of course you need a computer.
But at Sberbank you can already trade through the small screen of a smartphone through the Sberbank Investor application.
Sberbank Investor application on a smartphone
I don’t think this is a good option for trading, but it does exist. Personally, I don’t like trading through an app. It would be better if he didn't exist. Not only are people already under the illusion of easy money, but they also have access to markets via a smartphone. And now everyone has a smartphone. It is unlikely that anyone will study and understand. Everyone immediately wants millions to improve their lives.
To trade on the stock exchange through Sberbank, it is desirable, but not required, to have an account with this bank.
You can use a computer and a smartphone (tablet) to trade. Can be used together, or separately.
You don't need to be an individual entrepreneur. The broker works with individuals and reports taxes for them himself.
User reviews about tariffs
In reviews, users most often compare platforms as a whole and rarely go as far as analyzing tariff plans. Most authors generally positively assess the work of Sberbank as a broker and note the following as advantages:
- high reliability;
- availability of an application for simple portfolio management from a mobile device;
- reasonable commissions;
- the ability to withdraw income from IIS to a separate account.
Users of the broker also note a lot of disadvantages. Most often they relate to the quality of support and operation of the software. Contacting Sber specialists is very problematic, and they most often cannot help you by phone. And an application created by a bank often crashes for users or does not work correctly. Of course, problems are fixed, but often you have to wait a very long time for this to happen.
Financial literacy is developed from an early age!
The younger generation often does not know how to competently manage finances, pocket funds, and the first money they earned. It is difficult to create savings even in adulthood, and all because from an early age we were not taught values and capital formation. The Sber Investor service is not available to teenagers under 18 years of age, but you can apply for the First Youth Card from Sberbank for your child with special conditions and a bright, stylish design. You can view and order here
