Payeer wallet reviews. Registration. Earnings. Commissions 2022

Author: WalletsRates Team. Updated 11/12/2019

The Payeer wallet mobile application greatly simplifies its use from mobile phones, smartphones and tablets, so in this review we will take a closer look at how to properly download and install the official Payeer wallet application for iOS and Android.

Let us immediately note that it is recommended to download the Payeer wallet application to your mobile phone through the official website of the Payeer payment system. Applications for iOS and Android have the same functionality (simple and convenient, but no worse than the PC version of the site), are available in Russian, are reliable and safe to use.

What is Payeer

First of all, Payeer is an electronic payment system. With its help you can receive and store money. You can pay for purchases and make utility bills. In addition, you can use the Payeer wallet to instantly send money transfers around the world.

Payeer has been operating for more than seven years. The first wallet in this system was registered back in 2012. And, from the very first days, Payeer gained a positive reputation among its clients due to its simplicity.

We can order a virtual Mastercard Platinum card linked to our Payeer wallet

The Payeer company is actively promoting its system among companies that accept payments on the Internet. As a result, many companies (especially investment ones) work with Payeer. Some companies now only accept payments through Peer.

By 2015, the system was on the list of the most popular electronic wallets on the RuNet. Since October 2015, the company began issuing Mastercard Platinum electronic cards. That is, now we can order a virtual bank card, which will be linked to our Payeer wallet. And, we will be able to pay with this card in any online store without any commissions.

Today Payeer is one of the traditional payment systems with which almost all promising investment projects work. The number of Payeer users already exceeds four million people. And, more than 5 thousand new wallets are registered in this system every day.

Payeer office in Georgia (click to enlarge)

Let's talk about the legal aspects of Payeer.

The system can be equally called Russian, European and Georgian. The fact is that the very idea of ​​​​creating a simple and universal payment system arose from a group of enthusiasts from Russia and Georgia.

However, the company immediately decided to move into the European electronic payment market. To do this, Payeer registered a separate company in Denmark, which now operates (and promotes) Payeer in European countries.

In fact, it’s great that the company operates openly and is not registered somewhere offshore. This fact itself already says a lot about the reliability of the Payeer wallet

Payeer group of companies

Company	Role of the company	License, by whom it is regulated
Worldwide System K/S, Denmark (registration number: 37 86 81 32)	Payeer headquarters in Europe. Involved in popularizing the system among European users.	Accredited by the National Bank of Denmark
FINGATE LLC, Georgia (registration number: 400188872)	The parent company of the group. Provides the technical ability to make payments.	The company carries out financial transactions on the basis of a license from the National Bank of Georgia No. 0060-2904 dated April 1, 2022
Payeer RUS LLC, Russia (OGRN: 1126324013860)	Attracting tech. customer support in Russia	Provides only information and marketing services, so no license is required

Payeer wallet user reviews

As you understand, there cannot be a consensus. Often the number of negative reviews exceeds the positive ones. It is not difficult to understand why this is so.

A client who is satisfied with the service will rarely want to write a review about it unless he is paid

The reason is simple, he received what he was promised, what he expected. It’s another matter when his expectations are not met. A feeling of resentment, anger, and disappointment appears. Most of the negative reviews are written by such authors or those who write to order

You may be interested in the following articles:

1. “Earn money by writing reviews + List of sites 2021.”
2. “Earning money from comments on the Internet.”

Positive reviews about Payeer wallet on review sites

Payeer user reviews from the site

Payeer com reviews

Payer wallet reviews

As I stated above, there cannot be a consensus for various reasons. There will always be dissatisfied people.

From my own experience, I will say that most often negative reviews are written by users who are themselves to blame, made a mistake or violated the terms and conditions. Among such authors was yours truly

I was unable to register in the Payoneer payment system. I wrote a negative review out of emotion. As it turned out later, I entered some information incorrectly. Having sorted out the error on my part, I successfully created a Payoneer wallet.

My personal opinion about Payeer

I will use it

Within a couple of minutes after registering, I saw serious benefits, which I will describe below in the article!

Registration in Payeer

How to start using the wallet? To do this, you need to go through a simple registration procedure with Payeer. Let's see how to do this.

Go to the Payeer website. Click the big green “Create wallet” button. In the window that opens, indicate your email and verification code (random numbers in the picture). Click the “Continue” button.

After this, we will receive a digital verification code by email. We enter it and a window opens in front of us with a randomly generated password and the number of our just created wallet.

Don't forget to copy or write down your password. After all, you will need it to enter your wallet.

Each Payeer wallet is assigned its own unique number. The Payeer wallet number begins with the Latin letter “P” and several numbers.

Example of Payeer wallet number: P20305426

The wallet number is used as payment details. This is the number you will need to indicate in order for funds to be transferred to you. Moreover, it does not matter at all in what currency the operation will take place.

You can pay or accept rubles, dollars, euros, bitcoins, and the wallet number will be the same. The system itself will recognize the transaction details and credit the amount in the currency you need. And if you are making a money transfer, the system will ask you in what currency to send the funds.

Payeer wallet application for mobile phones on Android

To download and install the Payeer wallet application on a mobile phone on the Android operating system (Android), you must:

• Go to the official Payeer website.
• On the main page at the bottom, find the Payeer Mobile section.
• Follow the Google Play link (the official application store on Android OS).
• Click install Payeer wallet application.
• After installing the wallet on your mobile phone, you can immediately log into it, go through authorization and immediately start using your wallet.

Note: it is always recommended to update all mobile applications, including the Payeer application, on your phone as soon as a new update is released, since after the update not only its interface and functionality are improved, but also errors are corrected and the security of the application is increased.

Payeer wallet

Payeer wallet is easy to use. In general, convenience is one of the main advantages of the system (and the main disadvantage is the relatively high commissions).

Let's see where and how you can use the Payeer wallet.

So. Immediately after registration, we are taken to the main page of our Payeer wallet. This is roughly what it looks like:

Main screen of my Payeer wallet (click to enlarge)

Above we see our account balances. You can store rubles, dollars and euros separately.

In addition, Payeer now allows you to buy, exchange, and pay with Bitcoin and Ethereum. As we know, both cryptocurrencies are very popular and continue to grow in price. So, Payeer is also keeping up with progress in this regard.

Once we have registered the wallet, we can immediately use it. Unlike most other payment systems, Payeer does not require verification. In fact, this is a big plus, since verification in some other payment systems is mandatory and quite complicated.

Okay, the wallet has been created. What can we do with Payeer?

• we can instantly receive and send transfers;
• we can make transfers to other payment systems and bank cards;
• we can pay for purchases in all stores and services that accept Payeer;
• we can buy Bitcoins and Ethereum;
• we can pay our mobile expenses;
• we can exchange rubles, dollars and euros.

All these operations are done through the main menu of the wallet, which is located on the left side of the screen.

Payeer tariffs and commissions

Service	For a private person	For organizations
Opening an account	for free	for free
Transfers between Payeer wallets	0,95%	0,95%
Refill	from 0% to 8%	from 0% to 8%
Withdrawal of funds	from 0.25% to 4%	from 0.25% to 4%
Card issue	for free	—
Currency exchange	2%	2%

Quite high commissions are perhaps the weakest point of the Payeer system. However, there is an opportunity to significantly reduce them. This is what we will talk about now.

Key Features

• the ability to instantly register by entering a mobile phone number or e-mail;
• opening electronic wallets in many currencies of the world (American, European, CIS, etc.);
• the ability to “link” wallets of other electronic systems, as well as bank cards, to your account;
• sending and receiving transfers internationally;
• the ability to pay with many private and public service providers;
• providing a detailed history of each transaction;
• a well-thought-out interface, where the main functions are located on a special panel;
• the ability to manage your contacts and payment templates;
• compatible with all current versions of Android.

How to top up your Payeer wallet

Payeer gives us many useful features. However, in order to use the wallet, you must first top it up somehow. A very pressing question is how to top up your Payeer wallet.

In fact, there are many ways. The system itself offers us a wide variety of options.

We can top up Payeer using bank cards (including Mir cards), Yandex.Money or bitcoins. The picture shows only the most popular replenishment methods. But in reality there are about three dozen of them, including top-ups via Internet banking or directly from your mobile phone balance.

It should be noted that a commission is charged for replenishment. The size of the commission depends on the method of replenishment. As a rule, replenishing from cards will be a little more expensive (up to 3%), and from other payment systems a little cheaper (up to 0%). As a matter of fact, any payment system lives on commissions.

You can top up your Payeer wallet using the “Top up” button in the left menu of the wallet. Typically, funds are credited online. That is, instantly.

However, there is another way to top up, which may be more profitable. It is cheaper to top up your account and also withdraw money to your card through one of the time-tested electronic exchangers.

Advantages

• The ability to transfer money around the world (200 countries available).
• There are no commissions for any card transactions.
• The ability to make electronic transfers anonymously.
• There are many deposit and withdrawal methods available and 157 exchangers are connected.
• It is possible to connect Merchant on your website and receive payments all over the world. This feature will be useful for those who run their business online.
• The ability to make mass payments to many wallets simultaneously.
• The Payeer payment system works with many cryptocurrency exchanges; it is possible to top up the exchange balance in a few minutes, directly from your personal account, without third-party exchangers.
• User accounts are practically not blocked.
• Verification is optional and there are no limits for unverified users. After registration, which takes 2 minutes, you can already start using the payment card.
• There are no limits on internal transfers.
• It is possible to make transfers to Visa and MasterCard.
• There is direct replenishment from a bank card via SWIFT.
• Automatic currency conversion is available.
• Opportunity to earn money through an affiliate program. A fat affiliate program of 6 levels is available.
• You can download the Android app and manage your wallet from your smartphone.

Disadvantages: the company has temporarily suspended the production of cards. But it is planned to resume in the near future. Let's follow the news.

Payment security

Just a couple of years ago, security was Payeer’s weak point. Today the situation has changed. Now the system operates according to the most modern security protocol.

All technical payment data is encrypted. In addition, customer user data is securely encrypted. At the same time, thanks to modern technologies, information protection does not in any way affect the speed of payment execution.

In general, you can be sure that the chances of hacking Payeer are no higher than hacking an Internet bank. Simply put, such chances are negligibly small. So, attackers today don’t even look in the direction of Payeer, but prefer to look for vulnerabilities in some other payment systems.

Payeer card

Since 2015, the Payer payment system has been issuing MasterCard cards. The opportunity to receive a free international card added additional Payeer points. Reviews about the payment system confirm the great interest in plastic cards.

The Payer card is accepted in more than 200 countries around the globe, and payment clients do not pay a cent for its service. A big plus of owning a card is that you can use it not only to pay for purchases, but also to cash out at any ATM with a fixed commission, regardless of the withdrawal amount.

Reliable protection of the card and lack of control by tax authorities also adds attention to it.

At the moment, Payeer wallet owners cannot order a card, since their issuance has been discontinued. At the end of 2022, the payment service changed its operating policy, and cards are issued only to residents of EU countries . Moreover, even those cards that were previously issued to non-EU residents are now invalid.

Account verification

Verification, as I said earlier, is not required to work with Payer. All operations can be performed without this, and completely anonymously. However, if you decide to seriously cooperate with the payment system, I still recommend going through the verification process.

After this, some privileges will be available when working with the wallet. There are three types of accounts in EPS:

• Registered - all newly registered users have this type of status. There are some restrictions, for example, you cannot top up your account using bank transfers and VISA/MasterCard cards;
• Verified - assigned to users who have passed the verification procedure (identification, personalization). After which the functions that were limited to the registered status become available;
• Business - accounts created for legal entities.

The verification process, as well as the registration process, is completely simple. It takes place in two stages:

1. Personal identification . To do this, you need to upload a document proving your identity, for example, a scan of your passport/driver's license.
2. Address identification . You need to confirm your place of residence by uploading a scan of a utility bill or bank statement. Only your full name must be present at them.

After all documents have been correctly uploaded in accordance with all EPS requirements, your account type will change to verified . By the way, the document verification process goes quite quickly - from one to several days. If a delay occurs, you can always contact the support service, where all your questions will be answered promptly (you can write in Russian).

How to withdraw money

There are also a large number of ways to withdraw funds

• Pick up cash (USD, RUB, EUR) at official exchange offices (commission 1.99%);
• EPS (AdvCash, Qiwi, Yandex.Money, Bitcoin, etc.);
• Bank cards VISA/MasterCard/Maestro/Mir;
• Using third party exchangers;
• Mobile payments (MTS, Beeline, etc.).
• International transfers (MasterCard, VISA, Ukrainian banks).

In your Personal Account, in the menu on the left, click on the “Transfer” or select the same button in the “Balance” section on your wallet. Then you need to choose a withdrawal method convenient for you and indicate the required amount, as well as the wallet number. It is also possible to transfer funds between Payer user accounts; to do this, you just need to know the account number.

The service is also equipped with its own currency exchange , that is, directly in the payment system itself, you can easily exchange money between user accounts at a rate that you can set yourself in the application. The process is certainly not very fast, but there is no commission. In addition, the application can be canceled at any time and the funds will be returned to the account.

In addition, the payment system cooperates with a large number of exchangers. And the most profitable course in the area of ​​interest can always be found on the BestChange and Kurs Expert .

Withdrawal of funds will occur instantly. All previously performed operations can be viewed by selecting the “History” .

Payeer card—how to order

The platform issues its own plastic card from MasterCard . The issuer is West Crest holding. It can be used in almost any country and can be used to pay in any stores that accept MasterCard, as well as withdraw money from ATMs.

The main advantages include the fairly low cost of the card, the absence of service fees and the most important plus - complete confidentiality, i.e. Neither the tax office nor any other persons will be able to find out about the transactions you perform. The card is issued and activated completely free of charge; you only need to pay delivery - $9.55.

When withdrawing money from ATMs, there is no commission from the Payeer payment system , only the bank will take it - $1.99 per transaction. When withdrawing rubles from a currency card, the conversion fee will be 2.5% of the amount plus $3.5 per transaction. For non-cash payments in foreign currency, there is no commission, but if you pay in rubles, and the card itself is in dollars, then MasterCard itself will take some percentage for the exchange.

You can order a card through the appropriate form on the official website. You can only have one and only for an individual. The limit is 2500 EUR , an increase is possible after verification. You can read more about everything directly on the wallet website.

After receiving the card, you must put your signature on the back side. Next, activate it in your personal account, to do this, indicate its number, CVV and date of birth. You will then receive a PIN code (you can change it by contacting support or at a MasterCard ATM).