Hello, dear friends! Over the past few years, the Bitcoin cryptocurrency has already become quite firmly entrenched in our lives. If previously practically no one in the CIS knew about it, and only a few in narrow circles were able to “hold” the treasured Bitcoin in their hands, now almost everyone can earn cryptocurrency. There are already many, many ways to get Bitcoin today. Professional traders or miners have long found the best ways to exchange “digital gold” for rubles or other fiat currency. However, now many people receive Bitcoins using faucets and mining on their home PC, so to speak, as a hobby, and for them the question of how to exchange Bitcoins profitably is more than relevant.
Finding a good Bitcoin exchanger is actually not as easy as it might seem at first glance. Many sites have their own pitfalls and features that should be taken into account before choosing one or another service. Very often, the best choice will be to prefer an old, time-tested exchanger rather than trust green newcomers, even though their exchange rates are sometimes much better. In today’s article we will try to compile our own small top Bitcoin exchangers, which will include only verified exchangers.
Chatex
This is not just an exchanger, but an entire crypto exchange that works in the Telegram messenger.
Chatex is simple and easy to use. Here, all operations are performed in a couple of clicks, from registration itself to the purchase and withdrawal of cryptocurrencies.
Chatex has 10 cryptocurrencies - BTC, USDT, ETH, TON Crystal, TRX, BTG, BCH, DASH, XRP, LTC. You can buy them for any 156 national currencies, using all kinds of payment methods - Sber, Tinkoff, Raiffeisen, Kaspi, Privat, Alfa, Qiwi, Yandex, Webmoney, etc.
Chatex is the largest p2p platform on Telegram, where users themselves post advertisements for buying and selling cryptocurrencies. Simplicity of service does not come at the expense of reliability. You can get verified at Chatex. However, it remains optional - you can buy cryptocurrency without it.
The service acts as a guarantor of transactions. In case of disputes, you can always call an arbitrator who will resolve any issues within 15 minutes. Technical support is friendly and responsive professionals who work 24/7.
I'm pleased with the 0% commission on purchases and transfers within the system, which, by the way, happen instantly. During the hype around cryptocurrencies, the quick Bitcoin withdrawal function that the bot has will be useful. The transaction will not be stuck in the network, but you will have to pay a slightly higher commission for it (0.0004 BTC). The standard commission for BTC withdrawal is 0.0002 BTC - one of the lowest on the market.
Chatex has a two-level referral program, as well as a cashback system. For referred friends, you can earn a percentage of the commission charged for their transactions, as well as a reward for your transactions - 1 TON Crystal for a transaction over $100.
Types of mobile cryptocurrency applications
Almost all crypto programs can be divided into four large groups:
- Cryptocurrency wallets for iOS or Android. Provide functions for storing, transmitting/receiving cryptocurrency.
- Applications for buying Bitcoin for your phone - exchangers. Allows you to buy BTC directly through your mobile phone in a variety of ways.
- Cryptocurrency trackers - portfolios. They implement the functionality of tracking prices, as well as the capitalization of the crypto market in general and your set of cryptocurrencies in particular.
- Mobile cryptocurrency exchanges. They have a wide list of different cryptocurrencies, allow you to store and also exchange one coin for another.
Let's look at each type of mobile cryptocurrency application in more detail.
60sec
The first on our list is a rather young (the service is a little over a year old), but has already proven itself to be the best exchanger 60cek. This platform specializes in the exchange of various cryptocurrencies, in particular Bitcoin. It always has a fairly large reserve, which distinguishes 60cek very favorably from other exchange platforms. The total currency reserve of the service is more than one million US dollars.
60sec works with many electronic payment systems and large Russian banks, so here you can easily exchange Bitcoins for fiat currency and transfer it to Qiwi, Sberbank, Visa and MasterCard cards, Alfa Bank, Perfect Money, Yandex.Money, Tinkoff, VTB24, and also Advanced Cash. When withdrawing to a payment system, for example, Qiwi will ask you only for the minimum necessary data - wallet number and your email address. In case of transfer to one of the Russian banks, you will also have to provide your name, surname and patronymic. The Bitcoin to ruble exchange rate is also slightly different when withdrawing to a payment system and bank. At the time of writing, if you transfer one Bitcoin to Qiwi, you could get 629 thousand rubles, while for Sberbank this amount was only 622 thousand.
60sec operates in semi-automatic mode and therefore does not fully live up to its name. Most often, exchange transactions are completed within 15 or 20 minutes, which is nevertheless quite fast. Site operators work around the clock, so this system can be called more reliable than a fully automatic system. The minimum exchange amount depends on the direction and on average is 250 rubles or three US dollars; for Bitcoin, the minimum limit will be 0.003 BTC.
This exchanger does not require the user to register, however, for registered clients there is a system of discounts depending on the transactions performed, as well as a good referral program.
According to the official website of the exchanger, the size of your exchange discount may vary within the following limits:
| From | Before | Percent |
| 0 | 300 | 0,05 % |
| 300 | 500 | 0,06 % |
| 500 | 1 000 | 0,07 % |
| 1 000 | 2 000 | 0,08 % |
| 2 000 | 3 000 | 0,09 % |
| 3 000 | 5 000 | 0,1 % |
| 5 000 | 10 000 | 0,11 % |
| 10 000 | 20 000 | 0,12 % |
| 20 000 | 40 000 | 0,15 % |
| 40 000 | ∞ | 0,2 % |
It should be borne in mind that all payments within the savings system are carried out exclusively in US dollars.
If you use the referral program, you can receive a reward in the amount of 0.6% of the exchange amount of the users you referred directly, as well as another 0.2% of the exchange amount of the second line of referred clients.
Cost of services
Cryptocurrency exchangers are commercial projects designed to make a profit. Service owners receive income from two components:
- Price . If you compare the Bitcoin rate on any exchanger or stock exchange, you will notice a significant discrepancy. For example, on December 10, the best exchanger gives 1 BTC for 4,455 Qiwi USD. For comparison, on the EXMO.com exchange you will have to pay only $3,600 for one Bitcoin. In other words, the difference is about 20%. This trend is typical not only when exchanging for Qiwi, but also for other payment systems.
- Commission. Some services immediately declare a transaction fee. Its size depends on a number of factors: the direction of the exchange, the declared amount and the internal policy of the service. Reliable platforms, as a rule, conduct transactions without commission. When choosing a suitable option, it is better to study the rating (list of exchangers) indicating the amount of payment.
The difference in conversion when choosing two different exchangers can be significant. That's why there's no need to rush into making a choice. It is important to choose a reliable service that provides conversion at the best rate and with a low commission.
Ychanger
The second one on our list of Bitcoin exchangers is the famous exchanger Ychanger in the Runet. In fact, this exchanger can be called the twin brother of the previous site - 60sec. The point is that these two Bitcoin cryptocurrency exchangers are practically no different from each other and offer almost the same conditions. However, since we put this exchange platform in the top, then in any case we must provide information about it.
The Ychanger exchanger is even younger than our previous hero, and at first this completely played into his hands. Since the service also operates around the clock in a semi-automatic mode, at first the speed of execution of exchange orders did not exceed two minutes, which is simply an excellent result, however, with the growth of popularity and the arrival of more and more clients, the transaction time began to increase until it reached the same 60 seconds. And although this speed in the world of online exchange offices is considered quite high, this trend is not at all encouraging.
Ychanger, like 60sec, specializes in the exchange of cryptocurrencies, however, Bitcoin reserves on this service are usually half as much as on the previous site, and total reserves are only 470 thousand dollars. Nevertheless, there are also advantages, one of which, for example, is a lower limit on the Bitochka exchange, equal to only 0.002 BTC.
Ychanger works with Bitcoin and Bitcoin Cash, Ethereum, Zcash, Litecoin, Dogecoin, Dash, Qiwi, Yandex.Money, Sberbank, Perfect Money, Advanced Cash, Payeer, Capitalist, Visa/MasterCard. To work with payment systems, you will only need to provide your details, and in the case of banks or cards, you will also have to indicate your first and last name. After selecting the transfer direction, simply indicate the amount and click the “I agree!” button, the system will ask you to wait for two confirmations to complete, after which your exchange will be completed.
And finally, it’s worth saying that the Ychanger exchanger also has a system of discounts and a referral program, built on the same principle as in 60sec; moreover, the percentages of discounts and rewards are no different.
Buy Bitcoins for rubles through an ATM ATM and terminal
ATMs and terminals with the ability to purchase cryptocurrency are still a little accessible thing. According to the CoinATMRadar service, there are 18,884 Bitcoin ATMs in the world and 16,233 of them are in the United States.
By the beginning of 2022, 53 crypto ATMs are ready to serve digital currency holders in Russia.
The terminals are programmed to sell 4 cryptocurrencies (Bitcoin, Ethereum, Litecoin and Zcash), and can also sell ICO tokens. The initial sales commission will be 4%.
The terminals only accept banknotes; coins are not accepted. Cryptocurrency is credited to the BTC address or other wallet in a few simple steps.
Advantages of the method:
- Buying cryptocurrency with cash
Disadvantages of this method:
- Bitcoin ATMs are not available in all cities;
- Only Bitcoin can be purchased through regular iBox terminals;
- Bitcoin ATMs and regular iBox terminals have limits on exchange amounts;
- There is an additional account escrow fee;
- The exchange rate is set by the provider at the time of payment through the terminal.
BTC-Bank24
Btc-bank24.com is a new exchanger that offers fast and profitable conversion of Bitcoin to fiat (Bitcoin-Sberbank direction). The site interface is quite concise and easy to use. There is no unnecessary information. Beginners should not have any problems completing the transaction.
Through the service you can buy or sell Bitcoin for rubles. Transactions are also carried out using the Telegram bot @Btc-Bank24com_bot . Using a bot allows you to make an exchange in a matter of minutes at a favorable rate without any time delay. Commission costs do not cause any complaints.
If you have any questions or problems, you can contact technical support.
FAQ: for final selection
We talked about the optimal services for buying Bitcoin for a small amount. Now decide what is your priority and use the appropriate method.
Which tool is the fastest?
Telegram bot. Through it you will exchange Bitcoin in 5-15 minutes, without taking into account the time it takes to find a seller. It will be possible to carry out a transaction even with a slow Internet connection. You won’t need a separate wallet: the bot will create one linked to your Telegram account.
Which tool is most reliable?
Exchanger. Provided that it has been verified by BestChange, there are many positive reviews about it, including recent ones. It doesn't matter whether you choose manual, semi-automatic or automatic. A platform with a good reputation will cope with the task in any case.
Which tool is the most flexible and profitable?
LocalBitcoins. The rate here is not overpriced; you can quickly select the optimal seller from the list. Choose a seller nearby for an in-person transaction to save on commissions as well.
If you want to know more, watch the video:
ProstoCash
ProstoCash is an exchanger that values the anonymity of its clients. This feature is even stated as a principle on the official website of the exchanger. Indeed, the site will never ask you for unnecessary confidential information unless absolutely necessary. On this service you can exchange Bitcoins for rubles, euros, US dollars and transfer them to the following resources:
- Kiwi.
- Yandex money.
- Perfect Money.
- Payeer.
- Advanced Cash.
- Large Russian banks.
However, it is worth noting that Bitcoin costs on Prostokesh are often cheaper than on other major exchangers. For example, at the time of writing this article, Bitcoin was changing for twenty thousand rubles cheaper than for 60 seconds. At the same time, the rate inside the exchanger does not change every second, but on average once every three minutes, which is generally very convenient for users. In addition, the minimum exchange limit in this exchanger is also slightly higher and amounts to 0.003 BTC when transferring to Qiwi and 0.005 BTC when transferring to a Sberbank card.
The service operates 24 hours a day in a semi-automatic mode, and the average transaction speed is approximately five minutes, while the speed of the longest transfer usually does not exceed fifteen minutes. The reserve of this exchanger exceeds 750 thousand dollars, in addition, ProstoCash always has a couple of dozen Bitcoin coins in stock. Since the ProstoCash exchanger is still quite young, it is very interested in attracting new customers and therefore always provides a 0.05% discount to all registered users.
Exchange via telegram bot
Telegram is growing and attracting traders with its security level. Encryption keys and privacy policies reduce the likelihood of losing data and funds to almost zero. Channels about cryptocurrency, chats for joint trading, analogues of forums and bots for buying and selling coins appear.
Their main advantage is speed. The transaction is completed in 5 minutes, maximum in 15. But there are others:
- Low commissions.
- Convenience and simplicity of the interface: the exchange takes place in a chat with a bot.
- Ability to work even with a weak connection.
- Access to exchange 24/7.
- Support for traditional payment systems.
There are two types of bots: some change money using a reserve, like exchangers, others connect sellers and buyers, like P2P platforms, which will be discussed below.
Both options have one disadvantage - the risk of fraud. But you can only use proven bots and carefully select buyers so as not to lose your money.
Telegram has no limits. This is a simple and fast way to buy bitcoin for Yandex.Money, from a Sberbank or Tinkoff card for any amount. Thousands of rubles will not be too little, and the commission will not make the purchase unprofitable.
Three proven trading bots: BTC Banker, CryptoBitBot and Saleer. How to buy crypto through them, read here.
Xpay
Xpay is one of the most reliable Bitcoin exchangers, which can work both manually and automatically. Basically, all exchange requests are processed by the service within five or ten minutes, but bank transfers can sometimes take several days or more. Xpay works with many of the most popular cryptocurrencies, and also, like other exchange services already presented in our article, allows you to make transfers to Yandex.Money, Perfect Money, Bitcoin, BTC-e codes, AdvCash, OKPAY, QIWI, Alfa-Bank , VTB24 and Tinkoff, however, unfortunately, this platform does not work with WebMoney.
Xpay is already a fairly old exchanger compared to the platforms presented in this article, it is already more than two and a half years old, and this Bitcoin exchanger is very popular among Internet users. However, in terms of the level of reserve and availability of Bitcoins, it cannot be called top-end. Very often there is no Bitcoin left in reserves, and therefore clients are forced to either wait for replenishment or turn to another service. The minimum limits in this exchanger are 150 rubles, 3 US dollars or 0.003 Bitcoin.
Sometimes when working with an exchanger, some nuances may appear, for example, during the first exchange with the Yandex.Money service, this operation may take about two days. To the credit of the administration, clients are always informed about such nuances in advance, which allows them to avoid unnecessary waste of nerves. Xpay, like ProstoCash, also cares about the anonymity of its customers. In particular, when transferring to payment systems, you will not be asked to provide unnecessary documents, but when working with banks or cards, you will still have to transfer some data.
It should be remembered that when registering with Xpay, you will be offered an interesting affiliate program and a system of discounts, so if you change money often, then this will be very useful.
How to buy bitcoins for rubles - Step-by-step instructions
We show how to buy bitcoins through Sberbank from 1000 rubles using the example of a 2x2 exchanger. Registration on the platform is not required, but after registration a system of discounts is available.
The registration form is available at the bottom of the page, under the terms of use of the two types of account. The form is standard: e-mail, login, password, agreement with the terms of service. Please provide a valid email address and you will receive a link to complete registration.
For exchange, verification may be required: a photo with a bank card in the background of the site and a phone number.
Here's what a purchase looks like:
Step 1. Open the “Exchange” tab on the website, select the payment system - Sberbank RUB and the received currency - Bitcoin BTC.
Step 2. The exchange page will appear. Fill in the “Give” field, and the converter will calculate the number of bitcoins at the exchange rate. Enter the address of the wallet to which the coins will be credited and an e-mail to check the status of the application. Click Continue.
Step 3. Check the payment details (on the screen there is a random set of characters as a wallet address and a random e-mail). Check the box to agree to the terms of service and click “Create application”.
Step 4. Pay for the purchase using the received details, click “I paid” and wait for the bitcoins to be credited. According to the rules of the site, coins will arrive in 5-30 minutes. Check the transaction status in the specified email box or in the “Account” section on the website.
Bankcomat
ATM
is a fairly large and reliable exchange office that has been operating on the market for more than a year and a half. This exchanger always has very large reserves of cryptocurrencies, in particular Bitcoin, and the total reserve of the service at the time of writing this article is almost two million US dollars. At the same time, the service values its reputation very much, and on the Internet you can only find very positive or, in extreme cases, neutral reviews about it.
The service operates only in manual mode and is therefore more secure than an automatic Bitcoin exchanger. The average speed of processing applications is about five or ten minutes, but it is worth considering that, in order to prevent the service from being overloaded, operators automatically delete all applications that have not been paid within fifteen minutes.
This exchange office fixes the Bitcoin rate at the most favorable exchange rates and carries out exchange transactions in the most popular directions, namely:
- Exchange Bitcoin to Qiwi.
- Exchange Bitcoin to Sberbank.
- Exchange Bitcoin for Yandex money.
- Exchange Visa/MasterCard to Bitcoin, etc.
The minimum transaction amount for Bitcoin is 0.003 BTC.
Also quite curious is the fact that the ATM has exactly the same referral program and discount system as the 60sec exchanger. There are absolutely no differences in the referral programs and discount systems of these two exchangers. Therefore, if you are interested in this site, we recommend that you re-read the 60sec block again, since we do not see any point in duplicating the same information in one article.
Online platforms
These are services that allow you to buy and withdraw Bitcoins without leaving your home. All manipulations take place using the global network. Using online services, the user quickly converts BTC into fiat money with withdrawal to a card or transfers it to another digital currency. Reverse transactions are carried out in a similar way. Exchange is also available here in other directions, for example, you can withdraw Yandex.Money to Privat 24, top up your Qiwi wallet, or solve other problems.
The operating principle of online exchange services is as follows. The client finds a suitable site, submits an application for Bitcoin conversion and fills out the proposed fields. When conducting a transaction, you may need a telephone or e-mail for communication. A separate window is provided to indicate the exchange amount.
For a profitable exchange of Bitcoins, you can’t rush. It is important to study the offers of exchange offices, compare their operating conditions, and then make a choice. Many exchangers operate in several countries (not only in Russia). They have earned the reputation and trust of users. But there are fly-by-night sites created for short-term profit (fraud). That's why it's important to be careful.
Exmo exchanger
Probably the most profitable cryptocurrency exchanger. On the other hand, we can say that this is not an exchanger at all. We are, of course, talking about cryptocurrency exchanges, which is the famous Eksmo. This trading platform is included in our list because, by and large, it is not at all necessary to trade on it. In the main sections of the exchange there is a very convenient “Exchange” tab. Just enter the exchange amount in the application, and it will instantly be transferred automatically at the most favorable rate at the moment. At the same time, you can exchange Bitcoins for almost any fiat currency, namely dollars, euros, rubles, hryvnias or even Polish zlotys.
The main advantage of the exchange is that the Bitcoin rate here is always higher than in exchangers, both domestic and foreign. Although, frankly speaking, the Bitcoin rate on Eksmo is a couple of hundred dollars lower than on giants like Polonix or Bitrex. However, it is still more profitable than even Canadian and American cryptocurrency exchanges. Moreover, the Eksmo exchange not only pays more for Bitcoin, it is also more reliable than exchangers and offers users a very convenient multi-currency wallet.
“So what’s the catch? - you ask. “It can’t all be that good.” Yes, you are absolutely right. When working with Eksmo there are some very significant nuances. Firstly, unlike exchangers, registration on the exchange is not voluntary, but a very mandatory and serious procedure. Without registering on this resource, you will not be able to perform absolutely any actions, and for some people registration may be unacceptable for various reasons. But these are all trifles and not serious; the main catch is the very high commission for withdrawing fiat money. This especially affects the Russian ruble, but fortunately, commissions change from time to time and become less stringent, so you can still track the optimal moment to withdraw your money.
Buy Bitcoins for rubles from other people through the LocalBitcoins service
No one has canceled the “Man – Man” scheme, even if these are virtual coins. To carry out this method of buying cryptocurrency, you need to register on the Localbitcoins platform, where some users post advertisements for sale, while others come to buy. This service has been running for a very long time. This is a reliable cryptocurrency platform on the Internet.
To view current offers from sellers, you need to enter the name of the cryptocurrency in the search bar, you can immediately with the quantity, for example, “3 bitcoins.”
If you like the offer, you inform the seller about it and send a request for a deal.
The seller confirms it, sends payment details and, after receiving payment, transfers bitcoins to your BTC wallet.
After registering on such an exchange platform, the user automatically receives a wallet into which the purchased currency will be received. However, for greater security, we recommend transferring it to your main wallet.
Advantages of the method:
- Large selection of offers and range of courses;
- There are no additional commissions or hidden fees;
- Low threshold for transactions.
Disadvantages of this method:
- You can only buy Bitcoin;
- P2P depends on payment methods;
- The level of reliability is slightly lower than that of exchanges and crypto exchangers.
Services for monitoring exchangers
If the exchangers presented in this article seem insufficient to you, then you can always use the service for monitoring exchange offices.
The most popular monitoring services today are:
- CourseExpert
- BestChange
- OkChanger
The most profitable Bitcoin exchanger will always be at the top of these services. But it is also always worth considering that when analyzing exchangers with such systems, first of all the best rates with a minimum commission from the exchange office are taken into account. However, monitoring services cannot always correctly assess the reputation and security of a particular resource. Therefore, if you decide to use not a time-tested exchanger, but one that offers the most favorable exchange rate, then try to get as much information as possible about it.
Use the services of not one, but several monitoring services at once. Look for reviews on the Internet, preferably negative ones, since positive ones are very easy to falsify. But most importantly, never change large sums of money on a service that is not yet known to you; first, make sure that it is safe by transferring relatively small amounts.
It would also be a good idea to learn how to compile your own personal rating of BTC exchangers and independently monitor the current market rate of the cryptocurrency. By understanding such subtleties, you will be able to understand when you should risk a small amount for the sake of a favorable exchange rate, and when the game is not worth the candle and it will be much better to trust a reliable service.
