Best Mobile Cryptocurrency Wallets 2022 on Android and iOS

Editor of the portal Otzyvmarketing.ru. I have been working in the field of internet marketing since 2010.

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Article last updated: 01/13/2021

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Electronic wallets are a great alternative to banks. They have simpler procedures: you can open an account in seconds, receive and transfer money worldwide without additional requirements.

For most people who spend a significant amount of time online or who work remotely, this is a convenient way to make secure transactions. Electronic wallets have global advantages such as security, high mobility and speed.

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Content

• Pros and cons of cryptocurrency wallet on smartphones
• SEED phrase for more secure cryptocurrency wallet
• The best cryptocurrency wallet for a smartphone
• Android wallets for cryptocurrency
• Coinomi
• Jaxx
• Cryptopay
• iOS wallets for cryptocurrency
• Edge
• BRD
• Trust Wallet
• Is it worth creating a mobile wallet for cryptocurrency and using it?

In any case, you need to store what you have earned or mined somewhere, and for this you can use a mobile wallet or a hardware one. Here we will talk about the most interesting smartphone applications that provide maximum security and ease of use of cryptocurrency.

How to top up your electronic account on Payer

To replenish your Payeer wallet, you need to go to the Top up section in the menu.

In the Select account field, specify the account number to top up (rubles, dollars, euros and cryptocurrency).

In the next field, indicate the replenishment system (bank cards, cash, cryptocurrency and other payment systems: Qiwi, Advcash, Perfect Money).

Replenishment amount and total with commission. After topping up, check your electronic balance and look at your history.

Pros and cons of cryptocurrency wallet on smartphones

The main positive side of their use is convenience. You don’t need to look for a computer and go to websites, but just pick up your smartphone, open the application and check your account, send, receive, etc. Most modern wallets for storing cryptocurrency are released directly for Android and iOS, so you can always find something suitable for your device. It also makes it easy to make transactions with just a couple of taps on the screen.

At the same time, one cannot fail to note some risks of this type of crypto wallet:

• loss;
• breaking;
• theft.

If the first 2 points depend solely on your attentiveness and accuracy, then the third is more difficult. People don't need to know that you hold Bitcoin on your smartphone, because the gadget itself is already a target for many thieves. Therefore, the likelihood of its theft is quite high, although with due vigilance it can be reduced to a minimum.

Connecting with a hardware wallet, if you have one, will help you avoid losing all your accumulated Bitcoin or its alts. After registering a mobile wallet in your personal account, there should be such a function, since it is supported by most applications in 2022. In this case, even if the gadget is stolen, an attacker will not be able to access your electronic funds.

Perfect Money

The electronic payment wallet has been operating since 2007, allowing you to pay for any services with euro dollars, cryptocurrency and gold - now this can also be done with a mobile application. The system divides users into 3 types: Normal, Premium, Partner.

1. The first status is given automatically after registration.
2. The latter, after a year of using the wallet, have the opportunity to pay less commission when paying and transferring funds.
3. The third status is available to entrepreneurs, businessmen, B2B companies, and is given only after approval from the administration.

Through the Perfect Money application, you can exchange currency, as well as place the service on the online store website so that customers can pay for services. Interest is accrued monthly for storing funds. The average transaction cost is 1.9%. The e-wallet is international and can be used by residents of more than 200 countries. After verification, the owner of the wallet gets access to broader functionality of the service.

Possibilities:

• Payment for any services through the application.
• 3 types of wallets with different functionality.
• Low transaction costs.
• Possibility to pay in dollars, euros, gold and cryptocurrency.
• There is a credit exchange.

The best cryptocurrency wallet for a smartphone

In 2022, more and more similar applications are appearing, so it is easy to get confused. In this TOP we will present the most stable, convenient and safe, in our opinion, options that we recommend using. Of course, this does not mean that everything else does not even deserve attention, because every day something new comes out and there may be the best crypto wallet in your opinion. Let's call this a rating of recommendations from our team, and make the final choice yourself.

Login to your personal account

After entering the SMS, the qiwi wallet will become available; you can enter it by entering your registration data and password in the appropriate window. The convenience of Qiwi Walter is that after correctly entering the Qiwi wallet data, the personal account login opens and makes it possible to immediately carry out the necessary financial transactions.

My wallet

Coinomi

One of the most secure cryptocurrency wallets on Android today. All used keys are stored exclusively on the device and are not sent to the server by the developer. At the same time, there is an algorithm that anonymizes each transaction, making it almost impossible to track it.

It is also worthy of respect that it appeared back in 2014, and during all this time no information about leaks or any security breaches leaked onto the network. Supports a huge number of coins, including:

• Bitcoin;
• Dash;
• Aion;
• Ethereum;
• Monero.

Moreover, the developers do not charge fees for storing the crypto, but the miners’ commission for transactions remains. It has its own exchange where you can exchange coins in complete anonymity, which is also convenient. There is a version not only for smartphones, but also for Windows, Linux and MacOS operating systems.

Jaxx

Another cross-platform cryptocurrency wallet for Android with decent security. It does not require registration to make transactions and view the current account status, but simply enter your bitcoin or other crypto address. Here you can view various market data, such as the current exchange rate, capitalization, etc.

Supports over 85 coins, including:

• Bitcoin;
• Ether;
• Litecoin;
• Dash.

Trading is provided through exchanges like Changelly, a blockchain browser with information about existing transactions.

Cryptopay

Completely free crypto wallet for Android. There is support for fiat accounts in YSD and RUB, which allows you to exchange cryptocurrency without the need to create an order, if all this happens inside your account, there is a transfer for miners. Moreover, the commission for such an exchange is insignificant, which facilitates transactions.

The developer is actively integrating into modern life, so there is an opportunity to withdraw crypto to a bank account using transfers in euros. For residents of Russia, there is a debit card, which will allow the use of Bitcoin as the main means of payment in those places where such an opportunity is available. Works only with 4 coins so far:

• BTC;
• ETH;
• LTC;
• XRP.

In the future, it is planned to add new options, but this is quite enough for a modern miner or trader.

YuMoney (Yandex.Money)

Payment system from Yandex, founded in 2002. Its participants are divided into 3 categories: with anonymous status, named status and identified.

• The former can store 15,000 rubles on the card, while making transactions worth no more than 4,000 per month.
• Personal status allows you to spend up to 20,000 rubles per month and store no more than 60,000 rubles on the card.
• Identified clients receive the greatest privileges - storage of up to 500,000 rubles and withdrawal of up to 100,000 rubles per month.

Yandex.Money allows you to set up automatic payments based on receipts, or to pay for mobile services. If you wish, you can apply for a full-fledged Yandex.Money plastic card, but a virtual card with all the functions is also available.

When transferring from one wallet to another within the system, a commission of 0.5% of the entire amount is charged, and to withdraw funds, you will have to pay a commission of 3%. Important: 270 rubles are debited from the accounts of clients who have not used the service for two years.

You can top up your wallet either in cash through terminals and communication shops, or using bank cards, electronic wallets, telephone, and so on.

Possibilities:

• Withdrawing money to a bank card.
• Payment of utilities through a mobile application.
• There are plastic and virtual cards.
• Setting up automatic payments for payments.
• Replenishment in several ways: bank cards, electronic wallets, telephone, communication shops, terminals.

Edge

Cryptocurrency wallet for iOS with direct exchange support. This allows you to transact with digital accounts as well as fiat ones, buying or selling BTC and altcoins with real money. It is possible to log into the application via a fingerprint scanner, which increases security. This is also supported by the fact that the keys are not stored on servers, but only on your device.

Since the project has its own partners, you can take advantage of additional opportunities, such as purchasing gift cards or trading on the stock exchange. Supports exclusively the most popular coins, such as:

• BTC
• XMR
• XRP
• ETH
• LTC
• DASH
• XLM

For even greater security, you can set up protection via e-mail, as well as a couple of security questions.

What is contactless payment by phone?

NFS technology is a high-frequency connection between devices and is used for data exchange. It differs from the well-known Bluetooth in its short range, not exceeding 10 cm. One of the useful functions of this technology is the possibility of contactless payments via phone, without directly using a bank card.

What is NFC in a smartphone: connection, setup, instructions

The main advantages of NFC include fast connection and the inability to intercept transmitted information. There is no need to carry a lot of cards with you - they are all linked in the application and are in one place. When paying for goods, you can select any of them and make a payment. The most important thing is the presence of an NFC module in the phone.

BRD

A decentralized wallet for cryptocurrency on iOS, connected directly to the blockchain using a SEED phrase. Here, too, everything is excellent with safety, because all the information is only on your gadget and nowhere else.

It is suitable even for beginners, as it has the most simplified interface, and all functions are at hand. There is support for direct purchase of Bitcoin, as well as its conversion to other types of supported tokens:

• Ethereum;
• Bitcoin Cash;
• DAI;
• ERC-20 coins.

It also allows you to independently set the commission amount when conducting transactions, and at the same time does not ask for anything for your work.

Trust Wallet

Crypto wallet on iOS, which belongs to the Binance exchange, mining is a separate topic. This alone can indicate his wealth, because this stock exchange player has long earned his authority. Thanks to this integration, it becomes possible to track the current exchange rate for individual coins, convert everything into stablecoins, and engage in staking.

Transactions are completely anonymous, so no one can track them. You can purchase cryptocurrency directly from a bank card, or exchange it on the above-mentioned exchange. Supports a lot of coins, for example:

• Bitcoin (BTC);
• Litecoin (LTC);
• Ethereum (ETH);
• Ripple (XRP);
• Zcash (ZEC).

If necessary, you can use your own browser, which allows you to work with third-party applications.

Is it worth creating a mobile wallet for cryptocurrency and using it?

It all depends on your needs. The advantages of such storage include convenience, quick access from anywhere in the world, a simple interface, the keys are kept only on your device. There are also some peculiarities, in the form of the risk of losing a smartphone, as well as less functionality compared to a desktop cryptocurrency wallet.

In our opinion, it is worth using a mobile wallet as an additional tool if you already have a hardware one, but sometimes you need to quickly check your account or complete a transaction. It is also suitable as a main one, but we still recommend not keeping large sums in your account, since if the gadget is stolen it will be problematic to return them.

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QIWI

The wallet allows you to pay for goods and services, communications and the Internet, government services, housing and communal services, travel, online games, social networks, software and much more. You can top up through QIWI terminals, which are available in large quantities in every city, through partner terminals, bank cards, communication shops, and money transfers.

To withdraw funds to a bank card, you will have to pay a 1.5% commission. The maximum payment for withdrawal is no more than 15,000 rubles. Funds can be transferred even to those who are not registered with QIWI - by phone number.

To ensure the safety of the funds in your account, several protection methods are available that you can set up yourself. For example, you can set up an authorization restriction function, in which you can only log into your account from your mobile phone. Through an electronic wallet, you can issue a VISA card by choosing a plastic or virtual card - this way you can withdraw funds in a convenient way through an ATM. Mobile app available.

Possibilities:

• Payment for any services: purchases, replenishment of balance, payment of utilities, and so on.
• Small commission upon withdrawal.
• Possibility to get a plastic or virtual VISA card.
• Choosing a method to protect your accounts.
• Wide range of deposit and withdrawal methods.